Credit card companies fall into three groups: those who offer credit scores to everyone, those who offer to cardholders, and those who do not offer credit scores. Why do you think there’s such variation?

Answers

Answer 1

Answer:

Because of their reporting methods, it is common to have different credit scores across all three bureaus. In order to get the best loan terms available, you should bring all three credit scores to your loan appointment.

Explanation:

Hope this helps:) Just reword it just in case have a nice day

Answer 2

The reason behind the variation in the role of the credit card companies was because:

marketing is different for different people.companies operate on different rule

What is the role of a Credit card companies?

These are companies that issues a credit or loan to customers through the use of their credit cards.

However, the variation in the role of the credit card companies was because marketing is different for different people.

Read more about credit card companies

brainly.com/question/26220899


Related Questions

differences between an entrepreneur and an employee

Answers

Employees do/execute tasks, while a entrepreneur plans.

The differences between an entrepreneur and an employee is: an entrepreneur has to do with business or trading while employee  has to do with working for another person.

What is entrepreneur and  employee?

An entrepreneur is someone who owns a business or someone that engage in trading while employee can be defined as a person who work for another person for a salary.

An entrepreneur sole aims to make profit or generate sales from their business while an employee depends on salary based on the fact that an employer is the person responsible for an employee salary.

Inconclusion entrepreneur has to do with business while employee  has to do with working for another person.

Learn more about entrepreneur and employee here:https://brainly.com/question/26761709

You are the sales manager for a multinational solar energy company. Recently, your company distributed its ________ that outlines its long-term goals and directions,

Answers

The firm's strategic plan is the document that distributed which outlines its long-term goals and directions,

What is a strategic plan?

A strategic plan is a formal document that is mainly used to communicate the organizations goals to others.

These document is essential because its let to know the actions that needed to achieve those goals.

In conclusion, the strategic plan is the document that distributed which outlines its long-term goals and directions,

Read more about strategic plan

brainly.com/question/24864915

The case mentions that making carbonated water isn’t particularly difficult. Based on porter’s model for industry analysis, this increases which competitive force?.

Answers

Based on porter’s model for industry analysis, this increases which  the Threats of new entrants.

What is threat of new entrants?

The threat of new entrants is known to be a risk liked with new competitor that produce for current companies in an industry.

This is said to often take place when a new company is  said to be starting to sell a similar product or service based on the fact that they are an existing company.

See options below

Multiple Choice

rivalry among competitors

bargaining power of buyers

bargaining power of suppliers

threats of substitute products or services

threats of new entrants

Learn more about  threats of new entrants  from

https://brainly.com/question/1438685

Which model of bureaucracy best explains the way the government currently operates? why? in what ways might the patronage system be made more efficient?.

Answers

The bureaucracy model that best explains the current form of government operation is the classical model, also known as the Weberian model.

What is Weber's model?

It corresponds to a form of legitimate domain in addition to relating bureaucracy only to administrative organization. For sociologist Max Weber, bureaucracy is capable of synthesizing social relations and generating essential demands for society.

It is essential that within a bureaucratic society, patronage system is not a dominant feature that generates benefits for individuals or groups.

Therefore, bureaucracy must be a system that contributes to the functioning and development of society according to the demands of individuals.

Find out more information about Max Weber here:

https://brainly.com/question/5004433

Michelle has four credit cards with the balances and interest rates listed below. She would like to consolidate all of her credit cards in a single credit card with an interest rate of 16% and pay off the balance in 36 months. If she did so, what would Michelle’s monthly credit card payment be? Credit Card Balance APR.

Answers

Michelle needs to pay $561.06 on all four credit cards every month to clear her dues in 36 months.

What is a credit card?

A credit card is a small plastic card issued by a bank, building society , or other financial institution that allows the holder to buy products or services on credit.

We have the given information available in this case:

   Credit Card balance     APR

$4,380 at the rate of 17%$1,365 at the rate of 19%$2,480 at the rate of 23%$5,000 at the rate of 15%

The interest on all the four cards is for 36 months that is 3 years, therefore the interest will be paid for 3 years:

For that we will be using Simple interest rate formula to calculate the interest:

[tex]\rm\,Total\,amount\,on\,Card1 = P+ \dfrac{P\times\,R\times\,T}{100}\\\\= 4,380 + \dfrac{4,380\times\,0.17\times\,3}{100} \\ \\= \$6,613.8\\\\\rm\,Total\,amount\,on\,Card2 = 1,365 + \dfrac{1,365\times\,0.19\times\,3}{100}\\\\= \$2,143.05\\\\ \rm\,Total\,amount\,on\,Card\,3 = 2,480 + \dfrac{2,480\times\,0.23\times\,3}{100}\\\\= \,\$4,191.2\\\\= \rm\,Total\,amount\,on\,Card\,4 = 5,000 + \dfrac{5,000\times\,0.15\times\,3}{100}\\\\= \$ 7,250\\[/tex]

The total sum of money that Michelle needs to pay on her credit cards:

[tex]\rm\,Total\,Amount = Total\,amount\,on\,Card\,1 + Total\,amount\,on\,Card\,2+Total\,amount\,on\,Card\,3 + Total\,amount\,on\,Card\,4\\= \$6,613.8 + \$2,143.05+\$4,191.2 + \$ 7,250\\\\= \$20,198.05[/tex]

Finally, the amount that Michelle needs to pay on a monthly basis to clear her dues on the credit card: ( Division of the total amount into 36 parts as she has to pay dues in 36 months)

[tex]\rm\,Monthly\,installment = \dfrac{Total\,Amount}{36\,months}\\\\\\\\\dfrac{\rm\,Total\,Amount}{\rm\,36\,months}\\\\=\dfrac{\rm\, \$\,20,198.05}{\rm\,36\,months}\\\\= \$561.0569\\[/tex]

Thus, the amount that Michelle has to pay every month for 3 years (36 months) to clear her credit card dues is $561.06.

To learn more about credit card, refer to the link:

https://brainly.com/question/2808739

Do you believe that his message on that aspect of life is sound, biblically speaking? Explain. Your answer should reflect careful thinking.

Answers

Answer:

Shakespeare's message on that aspect of life is sound biblically speaking.

Explanation:

Because the way he mad Hamlet become over the story gives you a perspective on how events and change can form a person, and make them become something that they never were before.

To be successful any test used by a corporation must be.

Answers

Answer:

To be successful any test used by a corporation must be valid.

Explanation:

Hope it helps

Which of the following is true of constraints that exist in product mix decisions?
a. Manufacturers always experience a limitation of raw materials.
b. Traders always experience a limitation of machine hours.
c. Multiple constraints can be handled using linear programming.
d. There exists only one constrained resource at a given point of time.

Answers

Statement that is  true of constraints that exist in product mix decisions is Multiple constraints can be handled using linear programming.

What is Product mix decision?

Product mix decision refer can be regarded as the decisions involving addition of a new or eliminating any existing product from the product mix.

It involves  adding a new product line as well as lengthening any existing line in order to increase the profitability.

Learn about Product mix decision at:

https://brainly.com/question/14037774

Companies monitor sustainability performance for several purposes, including organizational learning, improved decision-making, regulatory compliance, ______, and demonstration.

Answers

Among the factors or reasons listed above, companies also monitor performance for sake of Accountability.

What is Accountability?

Every corporation, and its entities and stakeholders must be accountable if they are to thrive.

This means that every person within the system must embrace responsibility for doing the right thing and accept the responsibility for not doing so as well.

A business can be accountable by:

communicating its expectations clearly and timelyfostering a learning environment, empowering its employees etc.

See the link below for more about Accountability:

https://brainly.com/question/980342

Many companies are now considering the impact they have on the environment when making decisions true or false? Help please ASAP

Answers

The answer is true

Explanation:

Because

What are the different systems of management in buisnesas.

Answers

Answer: Answer: Different types of management systems ranging from the point-of-sale systems, accounting systems, lead management, e-commerce, communication systems

Explanation:

Opponents of __________ have argued that the related agreements are dangerous because such agreements advance and establish procedures that protect participating nations from the benefits of free trade.

Answers

The blank space should be filled with; Free Trade Agreement (FTA).

Free Trade Agreement

The arguments for or against the free trade agreement have stemmed over the years.

Arguments for the free trade agreement:

It enhances goods and services to be produced more efficiently. Partly because it encourages goods or services to be produced where natural resources, infrastructure, or skills and expertise are best suited to them. On this note, productivity increases, which can lead to higher wages on the long run.

Argument against the free trade agreement:

The major argument against free trade is that, when free trade introduces lower cost international competitors, it pushes domestic producers out of business.

Additionally, free trade not only reduces jobs in some participating industries, but it also creates excess of jobs in other industries.

Read more on free trade agreement;

https://brainly.com/question/1384248

What trophy is earned for transferring $500 into your savings account?
O Credit Health
O Debt Reduction
O Emergency Fund
O Perfect Pay

Answers

The trophy that is earned for transferring this money to your savings account is emergency fund.

What is emergency fund?

This is a term that is used to refer to the fact that a person has financial safety net somewhere.

That is they have money that they can refer to at anytime especially if they are in dire need of money due to a situation.

Read more on emergency funds here:https://brainly.com/question/13420184

When constructing a cvp graph, the vertical axis represents ______.

Answers

Answer:Dollars

Explanation:

Marketing managers can choose between three possible global ______, which range from selling the same product to introducing an entirely new product.'

Answers

Global product strategies correspond to strategic possibilities that marketing managers can choose for the insertion of products in a global market.

What is product strategy?

It corresponds to a set of techniques and actions that an organization will use to promote its product in a given market, based on communication, functionality, quality and audience analysis.

Therefore, marketing managers can choose between three possible global product strategies for a company to generate value and market positioning.

Find out more about marketing strategies here:

https://brainly.com/question/25369230

In accordance with the seven core elements of an effective occupational safety and health program, what should management do to support the program effectively?.

Answers

Answer:

Communicate their commitment to the programs through a written statement.


Establish realistic, attainable, and measurable goals.


Allocate resources to the program by integrating it into the budget and time planning.


Establish a process to report any safety and health concerns.

Which member of the command staff interfaces with other agencies.

Answers

[tex]\huge \underline\frak \red{Answer}[/tex]

Public Information Officer interfaces with other agencies to meet incident related information requirements

Functions of Public Information Officer are

1) Advises the Incident Commander on information dissemination and media relations

2) Obtains information from and provides information to the Planning Section, the community, and the media

The member of the command staff that interfaces with other agencies is the Liaison Officer.

Who is the Liaison Officer

The Liaison Officer's primary responsibility is to coordinate with representatives from cooperating and assisting agencies or organizations. They provide a point of contact for agencies not included in the specific incident command structure.

The Liaison Officer is the direct link between the incident command structure and outside organizations and agencies.

Read more on Liaison Officer  here Liaison Officer

#SPJ6

If you borrow $20,000 for 5 years at an annual rate of 8%, what would the monthly payment be?.

Answers

The computation of the interest illustrates that the monthly payment is $466.67.

How to calculate the monthly payment?

Firstly, the simple interest will be;

= (20000 × 5 × 8%)

= 8000

Total amount to be repaid:

= $20000 + $8000

= $28000

Monthly payment will be:

= $28000/5 years

= 28000/(5 × 12)

= 28000/60

= $466.67

Learn more about interest on:

https://brainly.com/question/2294792

If demand is relatively elastic and supply is relatively inelastic, who would we expect to bare most of the cost of a tax?.

Answers

it’s the bare to the macy

If demand is relatively elastic and supply is relatively inelastic, A producer is expected to bare most of the cost of a tax.

What is demand?

A demand for a product or commodity is represented by the desire of the consumers. When they are willing to pay a  price for a product the demands raise based on their taste and preferences.

As per economics, when the price of products increases the demand for the products is decreases based on purchasing parity of individuals similarly when the price of products decreases the demand for the products increases.

The relative price elasticity of supply and demand affects how much tax is charged. The penalty of the tax is primarily shared by the producers when supply is less flexible than demand. Tax income increases when demand and supply become more strict.

Learn more about demand, here:

https://brainly.com/question/13320101

#SPJ2

An entrepreneur wants to hire a human resource professional who can help her make decisions about who will or will not be allowed to join her organization. In advertising for this professional, what term should she use to describe the process she wants help with

Answers

The term she should use to describe the process she wants help with  is: Personnel selection.

What is personnel selection?

Personnel selection can be defined as the process of selecting a person hiring a person or an individual.

Personnel selection can also be defined  as the way of selecting an applicant that would occupy a vacant position in a company.

Most companies or organization tend to makes use of Personnel selection when recruiting people into their organization/

Inconclusion the term she should use to describe the process she wants help with  is: Personnel selection.

Learn more about Personnel selection here:https://brainly.com/question/898302

In corporations, it is easy to transfer ownership by selling stock.
Select one: true or false

Answers

Answer:

the question is false

Explanation:

you can't sell stock for ownership

The third step of the market segmentation process is to develop a market-product grid and estimate the ___________ of the markets.

Answers

Answer: Your answer would be Size of the markets.

Hope htis helps!

A book sold 34,100 copies in its first month of release. Suppose this represents 9. 8% of the number of copies sold to date. How many copies have been sold to date? Round your answer to the nearest whole number

Answers

Answer:

347,959

Explanation:

(34100/9.8) X 100 = 347,959.18

34100 is 9.8 percent so we will get 1 percent by dividing it with 9.8. We get (3479.5918)

We will multiply it by 100 to get 100%

So we multiply (3479.5918 X 100)

We get 347,959

Fixed manufacturing overhead costs are included as part of Work in Process inventory under ______. Multiple choice question. variable costing only neither variable and absorption costing both variable and absorption costing absorption costing only

Answers

In accounting, the fixed manufacturing overhead costs are included as part of Work in Process inventory under the absorption costing only

.

What is an absorption costing?

An absorption costing is an accounting method that captures all costs associated with the manufacturing of a product.

Hence, the practice is that the fixed manufacturing overhead costs are included as part of Work in Process inventory under the absorption costing only.

Therefore, the Option D is correct.

Read more about absorption costing

brainly.com/question/26276034

How does a market economy answer the three economic questions?

(1) what to produce, (2) how to produce, and (3) for whom to produce.

Answers

Answer:

A market economy answers the three economic questions by allocating resources and goods through markets, where prices are generated.

There are two extremes of how these questions get answered. In command economies, decisions about both allocation of resources and allocation of production and consumption are decided by the government. In market economies, there is private ownership of resources—established though property rights—and the factors of production and consumption are all coordinated through markets. In a market system, resources are allocated to their most productive use through prices that are determined in markets. These prices act as a signal for buyers and sellers. Most economies are mixed economies that lie between these two extremes.

In either system, a rational agent would allocate resources and production using marginal analysis. In command economies, this is more difficult to do because without markets, prices fail at being an effective signal.

Explanation:

I hope this helps!!

The best time to begin a self improvement plan is when ______. A. You are going to be fired from your job b. You have been reprimanded by your boss c. You have disappointed your friends d. You think you need to improve to meet a career goal Please select the best answer from the choices provided A B C D.

Answers

The best time to begin a self-improvement plan is when a person thinks he\she needs to enhance to complete a career goal.

What is self-improvement?

Self-improvement is defined as the improvement of ourselves in words of understanding, status, habits, character, or physical appearance.

It evolves to improving a person himself, in spite of any external improvements.

Self-improvement involves the improvement in oneself in terms of learning, quality, essence, practices, thinking to improve the carrier goals, personalities, habits, or bodily formation.

Therefore, option D is correct.

Learn more about self-improvement, refer to:

https://brainly.com/question/890495

Answer:

D

Explanation:

Anita had received some upsetting news just before beginning her shift as a waitress. All evening long, Anita was taking people's orders incorrectly. She was also having trouble listening to her manager's direction. Which reason best explains Anita's poor work performance

Answers

Answer:

because she heard an upsetting news

Answer:

Upsetting news

Explanation:

In the question, it states she had received some upsetting news. Negative news or thoughts can decrease our work performance.

With this information, we can state, the upsetting news decreased her work performance.

What is the difference between an increase in demand and an increase in quantity demanded?.

Answers

Answer:

Quantity Demanded is a shift up/down a demand curve

Increase in Demand is a shift in the curve itself.

Explanation:

There will be an increase in Quantity Demanded when price goes down. There is a Quantity Demand change when there is a price change. (QD goes up when Price goes down, QD goes down when price goes up)

An increase in demand is when one of the shifters of demand change. So for example, if number of consumers (one of the shifters) increase, the demand curve increases, and shifts right, meaning more quantity at each pricepoint.

Managing negative feelings is__
a. A process
b. A hierarchy
c. An emotion
d. A deadline

Answers

Answer:

an emotion

Explanation:

process is the lead

hierarchy is increase

deadline is the date

Managing negative feelings is a process.The correct option is a.

It takes a variety of coping mechanisms and individualized approaches to effectively manage unpleasant emotions. It entails identifying and expressing negative emotions, comprehending their underlying causes, and implementing constructive coping strategies. This procedure might involve introspection, asking for help from others using relaxation techniques, exercising or getting professional assistance.

Individuals can improve their emotional resiliency, mental health and overall life satisfaction by actively addressing negative emotions. It is critical to understand that controlling unpleasant emotions is a continuous and dynamic process because feelings can change depending on the situation and one's experiences. Greater emotional intelligence and improved mental health can result from learning effective emotional management techniques.

learn more about coping mechanisms here

brainly.com/question/31716832

#SPJ3

After defining the problem and developing the research plan, the next step in the five-step marketing research approach is to

Answers

The next step in the five-step marketing research approach after defining the problem and developing the research plan is to:

Collect relevant information.

What is Research?

This refers to the use of systems to find out the reasons why things occur, the way the occur and the frequency of occurrence based on the scientific method.

With this in mind, we can see that in the research plan, there are steps to be taken and from there, after defining the problem, we would develop the research plan and then collect relevant information.

Read more about research here:
https://brainly.com/question/25257437

Other Questions
"In poetry, assonance is:" the repetition of end rhymes the repetition of consonant sounds the repetition of vowel sounds the repetition of internal rhymes What is the area of the figure? Can be used to split one signal into two or to combine two signals into one What power does the Constitution give the president to act without Congress? (Select oll that apply) make laws veto legislation grant pardons declare war The image below shows how white light is separated into colors. Based on this diagram, what can you conclude about how different wavelengths of light are bent inside a prism? Which situation can be represented by y = 6x? 5. The cost per person to rent a chartered bus varies inversely to the number of people a who ride the bus. If 40 people pay $9.50 each to ride the chartered bus, what is the cost per person if only 25 people go?the answers area. $24.50b. $5.94c. $15.20d. $380.00 Do the British spell Pearl Harbor as 'Pearl Harbour'?. The table shows the amount of money that Memphis saved in his savings account after different amounts of timeNumber of Amount Months Saved 4 $50 8 $100 18 $2251.what is the constant of proportionality? (please make sure to show the work)2. How much money did Memphis save after one month?GIVEING BRAINLY AND WORTH 50!!! POINTS!! Make The PYTHON Codeprint first 3 character of a string - given "Seattle" expected "Sea" A cookie recipe make 24 cookies. Jaio made 11 less than double the recipe. How many cookies did she make A bag contains pennies, nickels, dimes, and quarters. There are 50 coins in all. Of the coins, 14% are pennies and 38% are dimes. There are 6 more nickels than pennies. How much money does the bag contain? According to Jungs anima and animus archetype which one of the following traits is an immature masculine traits angle ABE measures 180. Find the measures of angle ABD and angle DBE.3x + 52x + 10BEnter the correct answers in the boxes. Which of the following is a national government power and NOT a state power?1. declare war2.pass laws3.levy taxes4.regulate commerce5.keep and maintain the state police force. Question 5 of 5What is the solution to x - 3.5 = 6?A. X = 9.5B. X = 2.5C. X = 29D. * = 4.1 How did sharecropping affect african american families. An object of mass 30 kg is falling in air and experiences a force due to air resistance of 50newtons. Determine the net force acting on the object andcalculate the acceleration of the object. What happens when justices select a case for review? What type of number is-15/3