high-volume purchases that are important to your operations would be considered as critical buy.
What are the kinds of buy?There are four different forms of consumer behavior: complex buying behavior, dissonance reduction, variety seeking, and habitual buying behavior. There are three different corporate purchasing scenarios to take into account. They are new buy, modified rebuy, and direct rebuy. First, it's important to recognize that there are three primary categories of consumers: average spenders, spendthrifts, and tightwads. The labels are probably sufficient explanation, but let me to delve a little deeper so you can see how these three buyer types might affect your marketing strategies.There are five fundamental steps in the decision-making process for consumers. Consumers use this technique to weigh their options before making a purchase. Problem identification, information search, alternative assessment, buy decision, and post-purchase evaluation are the five steps.To learn more about critical buy refer to:
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Issac just completed his master’s degree in regional planning, if he wants to continue his education even further, he could pursue his _____ degree.
Issac just completed his master’s degree in regional planning, if he wants to continue his education even further, he could pursue his doctoral degree.
Local making plans can be defined because of the integrated management of spatially bounded regions' monetary, social, and physical assets. Local procedures and regulations have been proposed and achieved because of the beginnings of civilized settlement.
Nearby planning offers the green placement of land use sports, infrastructure, and settlement growth throughout a more extensive area of land than an. Individual town or city. Definition of nearby planning.
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when, after discussions with the client, an accountant prepares financial statements that contain a known departure from the applicable financial reporting framework for an engagement performed in accordance with ssars, the accountant should
SSARS No. 21: Statement on Standards for Accounting and Review Services In October, the publication Standards for financial Accounting and Review Services:
Accounting Clarification and Recodification was released. 21 In cases when the accountant's professional judgment indicates that such financial statements would be misleading, they should not be prepared. For example, the accountant shouldn't remove nearly all of the disclosures needed by the financial reporting system. Engagements in preparation provide prepared financial statements on the company's behalf. In essence, the accountant gathers the company's financial data and creates the financial schedules for management. The standards for reviews, compilations, and engagements to create financial statements are clarified and updated by SSARS No. 21. Significant standard-related modifications are also included. for public-practice accountants that create financial statements for their customers. SSARS is largely used for preparations, compilations, and reviews, while SSAE is utilized for attestation activities (things unrelated to the financials). Accounting An accounting framework is a collection of standards used to evaluate, explain, and report the data contained in a company's financial statements.
The management of a firm is required by law in many countries to create and present financial statements that are compliant with local regulations. This is a legal obligation because the law requires it.
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pkr inc. is launching its new product in the market. the managers at pkr want to price the product in a way that would enable the company to recover the investments made toward developing the product. which pricing strategy would be most effective for pkr inc.?
Price skimming strategy would be most effective for pkr inc. It would enable the company to recover the investments made toward developing the product in which new product prices are set high.
What exactly is price skimming?
Skim pricing, also defined as price skimming, is a monetization strategy in which new product prices are set high and then reduced as rivals enter the market. Skim pricing is the inverse of penetration pricing, which involves pricing newly launched products low in order to build a large customer base from the start.
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ariable whole life includes all of the following features, except: a cash value that varies based on the market b a fixed, level premium c a guaranteed minimum death benefit d annual renewable term insurance
Variable all inclusive life could be a sort of changeless life protections arrangement. With highlights that incorporate cash esteem, speculation assortment, adaptable premiums and a adaptable passing benefit.
Does variable life have level premium?
Both variable life protections and entirety life protections are shapes of lasting scope. Premiums are level and not one or the other arrangement can be canceled due to changes in your wellbeing. Both sorts of life protections moreover have a passing advantage and collect cash esteem on a tax-deferred premise over time.
A variable life protections approach may be a contract between you and an protections company. It is planning to meet certain protections needs, investment goals, and charge arranging goals. It may be a arrangement that pays a indicated sum to your family or others (your recipients) upon your death.
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If you were looking to invest in a mutual fund focused on safety and minimal growth, what type of mutual fund would you invest in?.
One of the investing categories with the lowest volatility is money market mutual funds.
What you mean by Mutual funds?An example of a fixed income mutual fund that invests in debt securities is the money market mutual fund, which is distinguished by its investments' short maturities and low credit risk.
One of the investing categories with the lowest volatility is money market mutual funds.
The top low-risk investments for October 2022 are listed below:
certificates of deposit for brief periods.
Money market investments.
Bonds, TIPS, and Treasury Bills.
corporate obligations
stocks that provide dividends.
preferred securities.
a fixed annuity
Bonds with a AAA rating are among the most secure, but they also have the lowest yields. The risks and returns of stocks, on the other hand, are larger. However, by making stock exchange-traded fund investments, you can lower your risk exposure (ETFs).
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which financial statement elements (components) are reported in the income statement? multiple choice question. cash flow from operating, investing, and financing activities retained earnings and dividends assets and liabilities revenue and expenses
Financial statement elements that are recorded in income statement are revenues and expenses.
One of the three crucial financial statements used to represent a company's financial performance throughout a certain fiscal period is the income statement. The balance sheet and the statement of cash flows are the other two significant statements.
The revenue, expenditures, gains, and losses suffered by a business over a specific time period are the key themes of the income statement. An income statement, also referred to as the profit and loss (P&L) statement, offers vital information about a company's performance, the effectiveness of its management, underachieving industries, and its performance when compared to peers within the same industry.
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Kaley has an artistic personality type. She is creative, original, independent, chaotic, inventive, and is good with media, graphics, and text. What career would you recommend for her? Why?
For the personality traits of Kaley where she is identified as creative, independent, inventive, and is also good with media and graphics, a graphic designer can be considered as an ideal career option for her.
What is the significance of a career option?A career option can be referred to or considered as the stream or field in which an individual with the required skills and qualifications can seek for life and income opportunities.
Being a graphic designer is a career option where a person is allowed to be independent while being creative in the designing work that he or she does at the same time. It also requires skills and qualifications with good sense of knowledge of media and graphics.
Therefore, the significance regarding a career option has been aforementioned.
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j.z. (single taxpayer) is retired and received $10,000 of social security benefits this year. how much of the $10,000 social security benefits is taxable if his only other income was $28,000 of pension income and $2,000 of interest income?
His taxable security benefits will therefore stand at $4000.
Benefits from Social Security offer qualified retired adults and those with disabilities, as well as their spouses, children, and survivors, a portion of a replacement income. To be eligible for benefits, a person must contribute to the Social Security system during their working years and accumulate 40 credits.
Any gross income that is used to determine how much tax you owe is referred to as taxable income. It is simply your adjusted gross income less any deductions, to put it simply. Included in this are any pay, tips, salaries, and bonuses received from employers. Additionally included are investments and unearned income.
The updated AGI for J.Z. plus half of his social security benefits come to = $28,000 + $5,000 = $33,000
His taxable Social Security benefits, therefore, equal the smaller of
(1) $5,000 (50% of his social security benefits) or
(2) $4,000 (being 50% of ($28,000 modified AGI + $5,000 (50% social security benefits) - $25,000).
Therefore, his taxable security benefits will be $4000.
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after determining that consumers had concerns about certain ingredients that may cause health issues, patrizzi's pizza began offering a gluten-free pizza product. the creation of this new product was the result of
After noticing the concerns of consumers regarding ingredients that may lead to health issues, patrizzi's pizza started making a gluten-free pizza product. The making of this new product was the result of marketing opportunity.
Elaborate on a marketing opportunity.A qualified sales lead that a sales team evaluates and determines may be in need of a good or service is referred to as a marketing opportunity. Opportunities for marketing are more likely to result in a successfully closed sale and lay the groundwork for generating sales. Marketing opportunities are frequently superior to other kinds of sales leads since the customer has already confirmed that they have the resources to buy your product or solution and that they have a problem for which you offer a solution.
No matter how universally appealing a good or service may be, not everyone will buy it, which is why it's so crucial to spot and seize marketing chances.
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Deposits are insured by the federal deposit insurance corporation up to _____________ per depositor.
$250,000 per depositor .
For each account ownership category, the standard insurance amount is $250,000 per depositor, per insured bank.
What is standard insurance amount?While different states require different types of insurance and additional options (such as gap insurance) are available, most basic auto policies include the following: bodily injury liability, personal injury protection, property damage liability, collision, comprehensive, and uninsured/underinsured motorist.The three most important types of insurance are then examined in greater depth: property, liability, and life.Term insurance is the purest and most affordable type of insurance policy that allows you to choose a high life cover for a specific period of time.According to Bankrate's 2022 analysis of average quoted premiums from Quadrant Information Services, the average cost of car insurance is $1,771 per year for full coverage, or about $148 per month. Minimum coverage costs $545 per year on average.
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the compensation plan known as blank involves payments being based on some measure of organizational performance, and the payments do not become part of the base salary.multiple choice question.individual incentiveslabor unionmerit payprofit sharing
The compensation plan known as profit sharing involves payments being based on some measure of organizational performance, and the payments do not become part of the base salary.
An employee retirement plan that shares in corporate profits is known as a profit-sharing plan. An employee who participates in this sort of plan, also known as a deferred profit-sharing plan (DPSP), is given a share of the company's profits depending on its quarterly or yearly revenues. Although there are usually limitations on when and how a person can withdraw these assets without incurring fines, profit-sharing plans are a terrific method for businesses to give their employees a sense of ownership in the organization.
The amount of the firm's income it intends to share under the profit-sharing plan is entirely up to the corporation.
Employees are not permitted to make contributions to profit-sharing plans; only the firm may do so.
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a major state university in the south recently raised tuition by 12%. an economics professor at this university asked his students, due to the increase in tuition, how many of you will transfer to another university? one student out of about 300 said that he or she would transfer. based on this information, the price elasticity of demand for education at this university is:
One student in every 300 said he or she would transfer. Based on this data, the price elasticity of demand for education at this university is: highly inelastic.
What is price elasticity?The price elasticity of demand for a good is a measurement of how sensitive the quantity demanded is to its price. When the price of a good rises, the quantity demanded falls for almost all of them, but it falls more for some than others. The price elasticity of demand measures the change in consumption of a product in response to a change in its price. It is expressed mathematically as follows: Price Demand Elasticity = Percentage Change in Quantity Demanded × Percentage Change in Price Price Elasticity is measured. The elasticity of demand refers to the responsiveness of demand to changes in demand determinants. There are three types of demand elasticity, namely
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a bill called the working families flexibility act (h.r. 1180) was recently introduced in washington that would amend the flsa to permit private-sector employees the same options as those in the public sector. which of the following is a likely outcome of this bill? a. public-sector employees will only be permitted to receive extra pay when they work overtime. b. private-sector employees will only be permitted to receive non-monetary rewards when they work overtime. c. private-sector employees will be permitted to take time off rather than receive extra pay when they work overtime. d. public-sector employees categorized as direct employees will be permitted to receive extra pay for working overtime.
The outcome of the bill Working Families Flexibility Act (H.R. 1180) is that - Private-sector employees will be permitted to take time off rather than receive extra pay when they work overtime.
What is Working Families Flexibility Act?
The Working Families Flexibility Act will modify us Fair Labor Amendment of 1966 to give both employees and employers more leeway when it came to overtime labour. Instead of existing federal law that requires hourly employees to earn 1.5 times their regular pay for each hour worked over forty hours in a week, the Organized Labor Flexibility Act would enable employers to provide workers the option of receiving this conventional 1.5 times pay OR accumulating 1.5 hours of paid leave for each hour of extra hours worked. In other words, employees who value more time off to care for family members or even take a break in lieu of extra compensation will no longer be barred from pursuing a flexible paid vacation option from their employers under federal law.
Therefore, the correct option is C
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elements of project planning include: question 20 options: identifying time-cost tradeoffs. determining the project critical path. comparing project schedule objectives. all of the above
Elements of project planning include all of the above.
In the field of business, project planning refers to the planning aspect of a project, the cost, implementation, the work required, the critical paths, etc.
Through project planning, managers can estimate how much the total cost of the project will be and make a budget accordingly. All the critical paths in relation to a project are determined in project planning so solutions for them are already present. Based on project planning, the project schedules are compared to check if deadlines are being met in accordance with the estimated time.
Hence, all of the above options are correct.
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Additional benefits such as health insurance, retirement benefits, or life insurance that are paid by the employer are called benefits.
Additional benefits such as health insurance, retirement benefits, or life insurance that are paid by the employer are called benefits. --- True
Depending on the company, these benefits might include health insurance( needed to be offered by larger companies), dental insurance, vision care, life insurance, legal insurance, paid holiday leave, particular leave, sick leave, child care, fitness, withdrawal benefits and planning services, council debt relief benefits.
What are good benefits packages?
While this benefits can differ depending on who you ask, the standard in utmost diligence consists of health insurance, dental insurance, flexible spending accounts, withdrawal savings plans, holiday time, and fresh paid time off for benefits like family medical leave, motherliness leave, and feasts.
Employee benefits :Employee benefits and benefits in kind( also called borderline benefits, perquisites, or gratuities) include colorful types of non-wage compensation handed to workers in addition to their normal stipend or hires. Cases where an hand exchanges( cash) stipend for some other form of benefit is generally pertain to as a" payment packaging" or" payment exchange" arrangement
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Which costing system charges products only with the costs of the capacity used by those products and not with the cost of unused capacity?.
Costing system charges products only with the costs of the capacity used by those products and not with the cost of unused capacity - activity-based.
What is Costing system?
A costing system is intended to track a company's expenses. The system consists of a collection of forms, procedures, controls, and reporting that are designed to gather and report income, costs, and profitability to management. Customers, departments, buildings, processes, goods & services, research and development and sales regions are all examples of areas that might be reported on. Because costing system reports are intended voor internal use, they are not subject to the disclosure rules of any accounting framework, such as GAAP or IFRS. Instead, management can choose which sorts of information to see, which to disregard, and how the results should be structured and distributed for consumption.
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which of the following is true of ethics and its application to the business environment? conflicts rarely occur between an individual's ethics and a business organization's ethics. employers prefer to hire individuals whose ethics conflict with that of the business organization. personal values have no place in business, where decisions should be made according to organizational values and norms. the ethical norms and values of a business can have a powerful influence on its employees.
The ethical norms and values of a business can have a powerful influence on its employees is true of ethics and its application to the business environment.
Business is the practice of making one's living or earning profits by way of producing or buying and promoting merchandise. it's also "any activity or agency entered into for income."
A commercial enterprise is described as an business enterprise or enterprising entity engaged in business, industrial, or professional activities. companies may be for-earnings entities or non-earnings organizations. Commercial enterprise kinds variety from restricted legal responsibility organizations to sole proprietorships, companies, and partnerships.
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There are a few different workplaces in this career cluster. select the workplaces that sound the most interesting or enjoyable. check all that apply. a desk out in the open in an office building a partially walled off area in an office building containing a desk a private office with a door inside an office building a room in your home a frequently changing environment because you travel often
A desk out in the open in an office building a partially walled off area in an office building containing workplaces that sound the most interesting or enjoyable.
A workplace is a place where someone performs office—either for their employer or for themselves. Such a location could be anything from a home office to a sizable office complex or factory. A workplace is a place where someone performs work—either for their employer or for themselves. Such a location could be anything from a home office to a sizable office complex or factory. The workplace is one of the most significant social settings outside of the home in industrialized nations.
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larry signs a note payable for $40,000. the principal of the note and interest are due in 2 years, and the note bears interest at 12% compounded annually. what is the total interest that must be repaid at the end of year 2?
Compound interest is calculated by multiplying the initial loan amount, or principal, by one plus the annual interest rate multiplied by the number of compound periods multiplied by one.
the total interest that must be repaid at the end of year 2 = $10,176.00
Is compound interest a good thing?Compound interest accelerates the growth of your wealth. It grows a sum of money faster than simple interest because you earn returns on the money you invest as well as returns at the end of each compounding period. This means you won't need to save as much money to achieve your goals!If you're a new investor looking to take advantage of compound interest with as little risk as possible, savings vehicles like CDs and savings accounts are the way to go. CDs are bank-issued instruments that require a minimum deposit and pay interest at regular intervals.Compound interest is calculated by multiplying the initial loan amount, or principal, by one plus the annual interest rate multiplied by the number of compound periods multiplied by one. This will give you the total amount of the loan plus compound interest.First, convert R as a percent to r as a decimal
r = R/100
r = 12/100
r = 0.12 rate per year,
Then solve the equation for A
A = P(1 + r/n)^nt
A = 40,000.00(1 + 0.12/1)(1)(2)
A = 40,000.00(1 + 0.12)(2)
A = $50,176.00
P (principal) = $40,000.00
I (interest) = $10,176.00
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financial information is presented below: operating expenses $ 45,000 sales returns and allowances 3,000 sales discounts 7,000 sales revenue 160,000 cost of goods sold 96,000 the profit margin would be
The profit margin would be =0.36
The required details about profit margin is mentioned in below paragraph.
Profit margin is the difference between your company's total operating expenses and its total revenue. The more money your company keeps, the larger your profit margin will be. One of the often used profitability statistics to determine how profitable a business or line of business is is profit margin. It displays the proportion of sales that have generated profits. Simply put, the percentage value represents the amount of profit the company made on each dollar of sales. For instance, if a company states that it had a 35% profit margin during the most recent quarter, that translates to $0.35 in net income for every $1 in sales.
Net Sales=Sales revenue-Sales returns and allowances-Sales discounts
=160,000-3000-7000
=$150,000
Gross profit=Net Sales-Cost of goods sold
=(150,000-96,000)
=$54000
Gross profit rate=Gross profit/Net Sales
=$54,000/$150,000
=0.36
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mary ann is a project manager who is managing the construction of a new house. what is the earliest phase of the project in which mary ann would assign jobs to the construction contractors?
The earliest phase of the project in which Mary Ann would assign jobs to the construction contractors is Project Execution.
What is Project Execution?
The phase most often connected to project management is this one. Building deliverables that satisfy the consumer is the focus of execution. This is accomplished by team leaders by allocating resources and maintaining team members' attention on their assigned responsibilities.
The main goal of project execution is to create and produce the project's anticipated deliverables, which must be delivered on schedule, on budget, and must adhere to the project's agreed-upon scope and client quality standards.
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your parents will retire in 29 years. they currently have $380,000 saved, and they think they will need $2,100,000 at retirement. what annual interest rate must they earn to reach their goal, assuming they don't save any additional funds? round your answer to two decimal places.
Time Value of Money (TVM) may be a money theory that holds that cash attained or possessed nowadays is valued over an identical quantity of cash attained or possessed within the future as a result of the interest-earning capability of funds.
This is a future price question wherever we are being asked to unravel the speed of coming back. as a result, we tend to manipulate the long-run price formula to isolate and solve for r.
FV = PV x [1 + (i / n)] (n x t), where
R represents Annual Interest,
FV is the Future Value
PV is the Present value
T represents the number of periods
r= (2100000/380000)1/19- 1
r=0.09414671248
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a bowling alley rents pairs of shoes to customers. the bowling alley rents out each pair of shoes for $6, and each pair of shoes costs the bowling alley $2 to sanitize upon return. the sanitizing machine costs $250 to rent each month. what is the least number of pairs of shoes the bowling alley must rent to customers each month to cover the cost of the sanitizing machine?
65 is the least number of pairs of shoes the bowling alley must rent to customers each month to cover the cost of the sanitizing machine.
Rent for each pair of shoes = $6
Cost for sanitize = $2
Net profit = $4
Cost of rent for sanitizing machine costs = $250
Therefore, no. of pairs = 250/4 = 65(approx.)
What is rent?A set monthly fee you pay to use someone else's home, vehicle, television, or other property on a regular basis. Due to the larger size of my room, I pay a higher rent/more rent than the other tenants.
According to the formula, one can determine the value of economic rent by subtracting the free market. From the agreed-upon price of the production factor, read more price. The price that is agreed upon by both the buyer and the producer is known as the agreed price.
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if damaged, obsolete (out-of-date), or deteriorated goods can be sold, they will be included in inventory at their original cost. group startstrue or false
This is true. if damaged, obsolete (out-of-date), or deteriorated goods can be sold, they will be included in inventory at their original cost.
What is an obsolete good?This is the term that is used to refer to the good that is already at the inventory which is known to be at the end of its life cycle. That is the good has not been used for a very long time and it has not been sold either. It may not even be sold in the future.
For a good that is of this nature, it would have to be included at the original cost that it had in the inventory when it was bought at the time.
Hence the answer is true.
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This is true. If broken (or damaged), old, or worn-out goods can still be sold, they will be added to the inventory at their original cost.
What is the term "obsolete good?"This is the term used to describe a product that is already in the inventory but has reached the end of its life cycle. In other words, the item has not been used or sold for an extended period of time. It may not be sold at all in the future.
For a product of this sort, it must be included in the inventory at the original cost it had at the time it was purchased.
Thus, the response is true.
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What happens if you still have a balance on your credit card AFTER the company starts charging you interest?
A: The bank will make your interest payments for you
B: The bank will extend the 0% APR so you don't pay interest
C: The bank will offer you a 0% so they make no money off you
D: The bank will make money from the interest fees you pay
what is a form of predictive analytics for marketing campaings that attempts to identify target markets or people who could be convinced to buy products?
A form of predictive analytics for marketing campaigns that attempts to identify target markets or people who could be convinced to buy products is uplift modeling.
What is uplift modeling?Uplift modeling is a causal learning approach for estimating individual treatment effects in an predictive analytics.Using experimental data, end users can calculate the incremental impact of treatments (such as direct marketing) on predictive analytics.Uplift means to lift something upwards or to give someone a mental, spiritual or emotional uplift.Forcing someone to lift their head by tilting their chin up is an example of how you wake up.Uplift modeling is an analytics-based marketing approach that predicts the direct impact of marketer behavior on predictive analytics.Uplift generally divides its target market into his four sectors: Sure Things, Lost Causes, Persuadable and Sleeping Dogs.To learn more about uplift modeling from the given link :
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meng company maintains a $335 petty cash fund. on january 31, the fund is replenished. the accumulated receipts on that date represent $87 for office supplies, $174 for merchandise inventory, and $27 for miscellaneous expenses. there is a cash shortage of $12. based on this information, the amount of cash in the fund before the replenishment is:
If a meng corporation keeps a $335 petty cash fund, the amount of money in the fund prior to replenishment is $300. January 31 sees a replenishment of the fund.
Dr. Office Supplies: $87; Dr. Merchandise Inventory: $174; Dr. Miscellaneous Expenses: $27; Dr. Cash Over/Under: $12; Cr. Cash: $300.
$335 in fund balance less $288 in revenues equals a hypothetical cash replenishment balance of $47.50. The cash on hand was less than projected as there fund was a $12 shortfall. $47 − $12 = $35. $30 less the $35 in cash on hand equals $300 for cash replenishment.
A pool of money designated for a certain use is known as a fund. A fund can be created for a variety of reasons, such as when a municipal fund government puts aside funds to build a new civic center, a college sets aside funds to give out scholarships, or an insurance company sets aside funds to settle claim payments from its clients.
Money can be invested in many types of funds by both individual and replenishment institutional investors with the intention of making money. Examples include mutual funds, which pool money from many participants and fund invest it in a diverse portfolio of assets, and hedge funds, which invest the assets of high-net-worth individuals (HNWI) and institutions in a way that is intended to achieve returns that are higher than the market average.
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What type of enforcement do domestic laws use, such as laws in the united states that prohibit murder or theft?.
The type of enforcement domestic laws uses, such as laws in the united states that prohibit murder or theft is vertical.
Enforcement is the right execution of the method of making sure compliance with laws, regulations, guidelines, standards, and social norms.
The enforcement is aware will nation the reasons for action being taken and specify the stairs which the council requires to be taken that allow you to remedy the breach. There's a right of appeal against an enforcement observation.
Enforcement authority approaches the authority to put into effect any law, ordinance, rule, regulation or decision duly followed and observed with the aid of any jurisdiction where the Authority has control authority or where otherwise legal through regulation or by using agreement, settlement, memorandum of know-how, or request for service.
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Think of something you recently purchased on impulse. What made you decide to make the purchase? would you buy it again, or do you wish you hadn’t bought it in the first place?.
A purchase is made based on the need or desire of a person.
Making a purchase on impulse means buying something at the instant spot without thinking about it before.
You can make a purchase for items such as a dress on the spot. You took the decision to buy it because it was a beautiful one and although you did not have the budget but you thought that you will cut loose on other items.
Whether we will buy it again or not depends on the budget of the person. If he manages to squeeze the dress into the budget, then he will buy it again. If not, then he will think that he might not have brought it in the first place.
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three years ago, suzanne bought a new personal automobile for $26,900. this year, she sold it for $19,000. what is the amount and character of suzanne's recognized loss?
No loss was recorded when a personal asset was sold.
According to the exclusion rule, money that cannot be utilized to buy food or shelter is not taxable.
Of the following, which is not considered gross income?Income from municipal bond income, child support, life insurance death benefit money, and welfare are all excluded from the IRS's determination of your income tax. According to the exclusion rule, money that cannot be utilized to buy food or shelter is not taxable.Itemized deductions are particular costs borne by the taxpayer that may lower taxable income. Mortgage interest, state or local income taxes, property taxes, medical or dental expenses in excess of AGI restrictions, and charitable contributions are examples of itemized deductions.The costs you incurred for state and local income or sales taxes, real estate taxes, personal property taxes, mortgage interest, and disaster losses are all included in itemized deductions.To learn more about Gross income refer to:
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