The actual return on plan assets for 2021 will be $10 million
We know that,
Actual return can be found using the formula:
Beginning balance + actual return + contributions − retiree benefits paid = ending balance
($70) + (AR) + ($42) - ($17) = ($105) (in millions)
simplifying the equation,
70 + Ar + 42 - 17 = 105
112 - 17 + AR = 105
95 + AR = 105
AR = 105 - 95
AR = 10
Thus, The actual return on plan assets for 2021 will be $10 million
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assuming a 360-day year, proceeds of $44,732 were received from discounting a $45,997, 90-day note at a bank. the discount rate used by the bank in computing the proceeds was a.9% b.12% c.13% d.11%
The discount rate used by the bank in computing the proceeds was 9% option A
What is the discount rate?Generally, The interest rate that is levied on commercial banks and other financial institutions by the Federal Reserve Bank for short-term loans that these institutions take out is referred to as the discount rate.
The interest rate that is employed in discounted cash flow analysis (also known as DCF analysis) to assess the present value of future cash flows is referred to as the discount rate.
The interest rate that a central bank applies to loans and advances it makes to commercial banks is referred to as the bank rate or, in American English, the discount rate.
Discount rate, Let's consider A is the bank discount rate
Net proceeds=Total amount of note - Discounting charges
44,732 =45,997 - (45,997 × A×90/360)
44,732 -45,997= - (45,997 × A×90/360)
A=0.099
A=9% Option A
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a client tells their lawyer that they don't intend to disclose their substantial cash income to the court and asks the lawyer not to divulge this information. the lawyer attempts to convince the client otherwise but finally agrees. this is an example of what type of lawyer-client relationship?
The type of lawyer client relationship based on the statement above is special relationship. It is because the client asks the lawyer not to divulge this information and the lawyer should keep it.
Lawyer can be defined as a person who practices law, as an advocate, attorney at law, barrister. Lawyer has a power to discipline based on their authority on the state and federal bar associations. The relationship between lawyer and their client is working relationship that lasts as long as a case is still being resolved. The relationship must be in accordance with applicable law and not harm the other party.
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which of the following statements are correct? multiple select question. in practice, direct labor costs are really fixed. managers generally have the ability to quickly adjust the direct labor force. treating direct labor as a variable cost improves decision making. employee morale may be reduced when direct labor is treated as a variable cost.
Direct labor costs are really fixed and Employee morale may be reduced when direct labor is treated as a variable cost are the given correct statements.
A direct labor cost is a component of the wage bill or payroll that can be specifically and consistently attributed to or related with the production of a good, the completion of a specific task, or the rendering of a service. We can also state that it represents the price of the direct labor performed by those employees who really create the product on the assembly line.
Employee morale refers to a person's mood, level of contentment, and outlook while working for a company. Negative consequences such as low production and low employee morale will occur if your company has a weak culture. Employee or workplace morale is the level of employee satisfaction at work.
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there are many different types of positions in an advertising agency. what are the primary positions likely to be found in an agency such as the brownstein group?
We will check out at the three sides of straightforwardness according to the accompanying viewpoints: the distributer, the promoter, and the client.
What role does advertising play?A company can focus on a specific aspect of its products or services with an ad position strategy. The main idea or message, such as superior customer service, is the ad position itself. In their advertising, small business owners can emphasize any number of positions or benefits.
What are the four advertising positions?Advertising on Display.
Advertising via video.
Advertising on mobile devices.
Native marketing.
What role does advertising play?
A company can focus on a specific aspect of its products or services with an ad position strategy. The main idea or message, such as superior customer service, is the ad position itself. In their advertising, small business owners can emphasize any number of positions or benefits.
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abbey co. sold merchandise to gomez co. on account, $28,500, terms n/45. the cost of the goods sold was $19,950. abbey co. issued a credit memo to gomez co. for $2,200 for merchandise returned that originally cost $1,500. gomez co. paid the invoice within the credit period. what amount of gross profit is earned by abbey co. on these transactions?
The gross profit earned by Gomez Company on these transactions is $11,897.
A company's gross profit is calculated by deducting its entire sales from its total cost of products sold. All products sold by the business are included in the overall sales. All of the variable costs related to sales are added together to form the overall cost of the products sold.
Net sales are the total of a company's gross sales less any discounts, returns, and allowances. Net sales calculations are not always clear from the outside. When determining top-line revenues that are shown on the income statement, they are typically taken into consideration.
Net sales = sales - sales return - sales discount
Sales = $28,600 - $3,400 = $25,200
Sales Discount = $25,200 x 2%
Sales Discount = $504
Net Sales = $ 25,200 - $504 = $24,696
Cost of Goods Sold = $ 13,818 - $1,019
Net cost of goods sold = $ 12,799
Gross profit = net sales - net cost of goods sold
Gross profit = $ 24,696 - $ 12,799
Gross profit = $ 11,897
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the annual income from an apartment complex is $20,857. the annual expense is estimated to be $2,034. the apartment complex could be sold for $113,851 at the end of 10 years. if your marr is 10%, how much should you pay for the apartment complex if you were to buy it now?
If you were to purchase the apartment building right now and your limit was 10%, you would shell out $159,547.
A sum of money's present value is how much it is worth today. For instance, the present value is what $110 is presently worth if you are promised $110 in a year.
The total of taxes and operating expenses for any particular year is referred to as annual expenses.
Present Value = (Income - Expense)(P/A, 10%, 10) + Sale(P/F, 10%, 10)
= (20,857 - 2,034)(P/A, 10%, 10) + (113,851)(P/F, 10%, 10)
= 18823 × (6.1445) + 113,851 × (0.3855)
= 159547.484
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Which of the following would use a 1040 tax return form in order to itemize their deductions?
A: The government
B: Small businesses
C: Large corporations
D: Married people with children
Small businesses would use a 1040 tax return form in order to itemize their deductions. A person must submit an Income Tax Return (ITR) form to the Indian Income Tax Department. It includes details on the individual's earnings and the yearly taxes owed. Tax refunds and tax returns are not the same thing.
However they are related. For instance, your tax refund may increase depending on the credits and deductions you claim. Additionally, if businesses need to get your anticipated refund quickly, filing online and well in advance of the due date will help. When too much money is withheld from their tax return, the taxpayer gets a refund at the end of the year.
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toro introduced a small, lightweight snowblower called the snow pup. even though the product worked, sales failed to meet expectations. toro later found out that consumers perceived the name to mean that snow pup was a toy or too light to do any serious snow removal. when the product was renamed snow master, sales increased sharply. this is likely an example of
The product was renamed snow master, sales increased sharply. this is likely an example of Selective distortion.
Because you believe in advertising, you choose to purchase a product from a particular brand, just to find out that it is not as high-quality as you had been led to believe. The tendency for people to interpret information in a way that confirms already held views or perceptions is known as selective distortion.
Selective perception is the propensity to ignore and forget more rapidly things that are upsetting emotionally or go against our preconceived notions. Because of their bias against members of their own group, teachers, for instance, could have a favorite pupil. The instructor disregards the student's subpar performance.
The propensity to interpret information in a way that will fit our beliefs is known as selective distortion. Information is frequently distorted by consumers in order to support existing brand and product beliefs.
Customers often interpret information to fit or support their prejudices, which is known as selective distortion. Customers misinterpret information in a specific way in order to make it conform with their ideas about a brand or a previous product.
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key characteristics of the maturity stage are which two of the following? multiple select question. marketing costs are directed at holding market share. intense competition on price occurs. buyers enter the market at a rapid pace. many new competitors enter the market. revenues begin to increase rapidly.
The key characteristics of the maturity stage are :
intense competition on price occurs.marketing costs are directed at holding market share.What is the maturity stage of the product life cycle?The maturity stage can be described as the stage in the product life cycle which is the stage that can b found after the introduction and growth stages.
It should be noted that this maturity stage serves as the stage that is been considered as the longest stage that can be attributed to the product life cycle.
In conclusion, in this stage in the organization or the firm, the sales growth begins to decline because as at this stage the production as well as the selling of the goods as well as the services will now be at its peak as a result of this there will be no available new customer to patronize and the production of the goods will be at the stage where there will be no improvement and there will be no increase of profit in the organization.
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if an organization does not yet have social media content and followers, what can it do to help identify its target markets? more than one answer may be correct.
Answer:
rattttt
Explanation:
marketing researchers take great care in developing research questions that measure attitudes, beliefs, behaviors, and demographics because they desire positive research outcomes. true false
This is because Marketing research serves marketing management by providing information which is relevant to decision making.
What is marketing research?
Marketing research is the process of interviewing prospective customers directly to ascertain the viability of a new service or product.
Information that is pertinent to decision-making is provided by marketing research, which benefits marketing management.
Marketing research neither determines the course of action nor ensures success. Instead, market research assists in lowering the level of confusion surrounding the decision to be made.
In simple words Marketing research is the systematic and objective search for, and analysis of, information relevant to the identification and solution of any problem in the field of marketing.
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the labor force is 300 million, there are 270 million employed people. 20 million have stopped looking for work. all of these people are working-age non-institutionalized adults. what is the unemployment rate? no percent sign needed.
The rate of a nation's actively working labor force, which includes both employed and unemployed workers, is referred to as labor force participation in the labor market.
It is stated that there are 300 million people employed, of which 20 million are discouraged. As a result, there are now 280 million people employed. As a result, the following numbers can be used to estimate the LFPR:
LFPR equals 280/300 million working-age non-institutionalized adults, or 93.33 percent
Workforce: total number of employed and unemployed workers. Formula: The labor force is the sum of the employed and unemployed.
By dividing the number of unemployed people by the total number of people employed and then multiplying by 100, we can determine the unemployment rate.
Those in the civilian non-institutional population over the age of sixteen who are either employed or seeking employment are referred to as "in the labor force."
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an insurance company uses the following tasks to process paperwork. 40 claims need to be processed in an 8 hour day. a. what is the theoretical takt time? b. what is the theoretical number of stations c. assign the tasks to the stations to balance the line using the longest operating time rule. d. what is the efficiency of the balanced line?
Takt time is calculated as Time available for production / Customer demand equals to 8 hours / 40 claims = 8 x 60 minutes / 40 claims = 12 minutes per claim.
Customers' needs for particular goods or services are referred to as consumer demand. Be familiar with the definition of consumer demand, its relationship to supply, and its impact on the economy.
Theoretical number of Takt time workstations = Sum of task times / Cycle time = (6 + 6 + 6 + 9 + 3 + 4) / 12 = 34 / 12 = 2.833 = approximately 3 workstations.
c) The order of the time spent on each activity in decreasing order of consumer demand is D,A,B,C,F,E.
Following the longest operational time guideline, workstations are Takt time assigned to the following tasks:
Workstation Tasks in order Workstation time (Minutes) Idle time (Minutes)
1 D,E 12 0
2 A,B 12 0
3 C,F 10 2
d) Efficiency of Balanced line = Sum of task times / (Number of workstations x cycle time) x 100
= 34/36 x 100 = 94.4%
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a broker has the buyer's earnest money deposit deposited in an escrow account. the amount of the deposit exceeds the amount of the broker's commission for the sale. the broker may remove his commission on this sale only: select one: a. when the buyer moves into the property. b. when the seller moves out of the property. c. when the closing is completed. d. whenever the seller says it is ok to do so
A broker has the buyer's earnest money deposit deposited in an escrow account. the amount of the deposit exceeds the amount of the broker's commission for the sale. the broker may remove his commission on this sale only when the closing is completed.
Commissions are a shape of variable-pay remuneration for offerings rendered or merchandise offered. Commissions are a commonplace way to encourage and reward salespeople. Commissions also can be designed to inspire specific income behaviors. For example, commissions may be decreased while granting big reductions. Or commissions can be increased while promoting certain merchandise the company desires to promote. Commissions are normally carried out inside the framework of income incentive software, which could include one or a couple of fee plans (each typically based totally on an aggregate of territory, role, or products). Payments have regularly calculated the usage of a percent of sales.
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materials costs $112,900 conversion costs $93,900 the ending inventory was 85% complete with respect to materials and 30% complete with respect to conversion costs. note: your answers may differ from those offered below due to rounding error. in all cases, select the answer that is the closest to the answer you computed. to reduce rounding error, carry out all computations to at least three decimal places. the cost per equivalent unit for materials for the month in the first processing department is closest to:
Equivalent units quantify the amount of labor put into a set quantity of tangible objects. You can simply multiply the quantity of physical goods by the amount of effort done on them to determine equivalent units. You would have one comparable unit for two objects that are 50% complete (2 x 50% = 1).
Explain about the equivalent unit?
Given the amount of direct materials, direct labor, and manufacturing overhead costs incurred during that time for the products that weren't yet completed, it is the number of finished units of a product that a corporation could have hypothetically produced.
The total of the costs added during this period and the initial work-in-progress costs divided by the equivalent units is the cost per equivalent unit. A corporation might have produced a certain number of equivalent units with a specific amount of raw materials, labor, and manufacturing costs.
For instance, if the materials for 500 units are finished, but only 40% of the direct labor and manufacturing overhead are finished, the comparable units are 500 for materials and 200 (40% of 500).
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An e-verify case must be created no later than the end of ___ business days after the employee begins work for pay.
An e-verify case must be created no later than the end of the third business days after the employee begins work for pay.
E-Verify is an internet-based system that verifies your employment eligibility by comparing the data on your Form I-9 with records held by the Social Security Administration (SSA) and the Department of Homeland Security (DHS) of the United States.
All firms that receive state grants or contracts worth more than $5,000 must use E-Verify, as are all public employers. It is a requirement for several state and federal government contractors to use E-Verify. The contract contains details on the E-Verify requirement. E-Verify is now an option for most firms, but certain states mandate its usage, and the federal government may impose a requirement on some businesses.
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to understand what items are most likely to sell from on-campus vending machines, a company distributes surveys and holds a few focus groups of vending machine users on different campuses. the company is in what step of the marketing research process?
The company is in data collection step of the marketing research process
Data collection in marketing research is a meticulous process in which the researcher conducts a planned search for all pertinent data. Quantitative research quantifies the data and extrapolates population-wide conclusions from a sample. Data can be gathered for quantitative research using one of two techniques: Methods of survey and observation.
This approach is to use numerical data and show facts or find patterns in the research. In essence, quantitative research is more objective whereas qualitative research is more subjective.
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________ occurs when the supplier, rather than the retailer, manages the entire inventory process for a particular product or group of products, resulting in more effective inventory replenishment.
VMI(Vendor Managed Inventory) occurs when the supplier, rather than the retailer, manages the entire inventory process for a particular product or group of products, resulting in more effective inventory replenishment.
What is Vendor Managed Inventory?Vendor-managed inventory (VMI) is an inventory management technique in which a product's manufacturer or other supplier is in charge of making the best use of a distributor's inventory.
In conventional inventory management, a retailer (also known as a distributor or a buyer) is in charge of determining the order size. With VMI, the vendor—sometimes referred to as the supplier—receives the retailer's inventory data and uses it to make the order size decision. As a result, the vendor is liable for the retailer's ordering costs, while the retailer is accountable for their own holding costs. This approach can prevent stocking unnecessary inventory, which can lower costs overall.
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what type of ranking is being used when managers look over a list of employees, decide who is best and cross that name off the list, decide who is the worst employee and cross that name off the list, and then repeat the process?
The type of ranking that is being used when managers look over a list of employees, decide who is best and cross that name off the list, decide who is the worst employee and cross that name off the list, and then repeat the process is called alternation ranking.
What is alternation ranking?It is a story of the ranking method used by human resource managers, and this ranking methodology is used to select the worst and the best employees. It is important to mention that a criterion or a trait is being used to assess the employees.
Managers use the alternation ranking method to rank an employee by indicating how much such an employee scores on particular criteria or traits. The higher or lower the score on that criteria, the higher or lower will be the ranking.
It can be concluded that the type of ranking that is being used when managers look over a list of employees, decide who is best and cross that name off the list, decide who is the worst employee and cross that name off the list, and then repeat the process is called alternation ranking.
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if after one year of marriage taxpayer pursuant to their divorce decree deeded one-half of the residence to spouse and taxpayer continued to occupy the residence while spouse moved out, and, one year later, they sold the residence for $500,000?
This means that even if the other spouse earned all of the income, one spouse may still be responsible for paying the entire tax bill separating taxpayers.
Any marriage that has been solemnised, whether before or after the start of this Act, may, on a petition presented by either the husband or the wife, be dissolved by a decree of divorce on the grounds that the other party has treated the petitioner cruelly after the marriage has been solemnised; has deserted the petitioner for a continuous period of time; or has engaged in voluntary sexual activity with anyone other than his or her spouse.
Adultery committed before the petition is presented should be the basis of an adultery-based divorce petition. However, proof of adultery committed after the petition was filed is admissible in order for the court to make conclusions about the respondent's behaviour in the future.
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Which does not increase the price of certain goods? question 7 options: tariffs sales taxes excise taxes property taxes
Taxes are compulsory payments made by a government organization, whether local, regional, or federal, to people or businesses. Tax revenues are used to fund a variety of government initiatives, such as Social Security and Medicare as well as public infrastructure and services like roads and schools.
Does a tax on excise boost the supply?One of the six factors that determine supply is excise taxes. The supply curve is shifted to the left, reducing supply and raising the equilibrium price. As the vertical distance between the two curves approaches the tax amount, the supply curve will slant.
In the near term, an excise tax raises the cost of the good, albeit not by the whole amount of the tax, and both the producers and the consumers bear the cost burden. The elasticity of supply and demand for the product determines the exact impact.
A regulated tax on particular commodities or services, including alcohol, cigarettes, and gasoline, is known as an excise tax. Instead of being levied internationally across national borders, excise taxes are national taxes imposed within a government infrastructure.
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. what would be the value of the bond described in question a. if, just after it has been issued, the expected inflation rate rose by 3 percentage points, causing investors to require a 13 percent return? would we now have a discount or a premium bond
The bond's value is $837.213, and it is a discount bond or a premium bond
Solution
Due to that
13%, which is higher than the coupon rate, represents the rate of return.
This indicates that investors expect a return that is greater than the return offered by bonds. As a result, the bond's value drops and it turns into a discount bond.
Now,
Listed below is the bond's value:
[Coupon rate in year 1 / (1 + Investor return)] = Bond value
(1 + Investor return) / (1 + Coupon rate in year 2)
[1 + Investor return / 2 + Coupon rate in year n] Par value + (Investor Return + Par Value)n
Thus,
= [ $100 / (1 + 0.13)1 + $100 / ( 1 + 0.13)
2... $100 / ( 1 + 0.13)10 ] + $1000 / ( 1 + 0.13 ) 10
= $542.62 + 294.58
= $837.21
Bond value will be $837.213.
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in a business environment, persuasion is critical to success. persuasion is necessary when you anticipate resistance or when you are making more than routine demands. which of the following are elements of effective persuasion? check all that apply. involves coercion or trickery proves the merits of your proposal deceives and fabricated evidence explains logically and concisely the purpose of the request establishes credibility
Persuasion is essential for success in a commercial setting. When you are making more than commonplace demands, persuasion is required. Effective credibility includes establishing trustworthiness.
Being credible is the same as being trustworthy. When someone speaks in front of an audience, they want to be believed. They want to know who the Persuasion speaker is and why they are competent to give the speech. These questions should be addressed in the speaker's opening statement of credibility. Why should the audience pay attention to the speaker is Persuasion explained in the credibility statement.
Its goal is to establish/demonstrate the speaker's credentials and validity in relation to the subject. A credibility statement can also be called a credibility position. The opening of the speech should be attention-grabbing, followed immediately by the assertion of credibility.
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if the fixed costs of opening an internet specialty sporting goods business are $10,000, price is $60 and variable cost per unit of $20, the break-even point is:
The point at which there are no losses or gains for your small business is known as the break-even point. This point is reached when total costs and revenue are equal.
To put it another way, you have reached the point where a product's revenues and costs of production are equal.
How is the break-even point determined?The break-even point in accounting is determined by dividing the price per unit by the fixed costs of production minus the variable costs of production. The point at which a product's production costs and revenues are equal is known as the break-even point.
Fixed Costs = $10,000
Price = $60
Variable Costs = $20
$10000 ÷ ($60 - $20)
= $10000 ÷ ($40)
= $240
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which statement accurately depicts the current growth of the global capital market? multiple choice question. it is growing slowly. it continues to decline. it is growing quickly. it has stagnated in the past decade.
The statement that is used to accurately depict the current growth rate of the global capital market is that it is growing quickly.
What is the global capital market?The global market can be described as the market where savings would have to meet with a lot of investments.
This is the market where the capital is the savings that is made by the private individuals. In this market, capital that is gotten is as a result of funds that would have tp come from hedge funds, pension and other forms of people that are seeking for interests.
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which of the following is a deduction for agi? a.child support payments. b.medical expenses. c.loss on the sale of a personal residence. d.contributions to a traditional individual retirement account.
The option that would be the deduction for the AGI would be contributions to a traditional individual retirement account.
What is meant by AGI deductions?This is the term that is used as the acronym that helps in the representation of what is the adjusted gross income. The AGI is the gross income that would be made minus the amount that is the adjustments that have to be made to income.
This has to do with the income of a person the retirement distributions that a person would have as well as the business income.
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Katherine invests $7,770 in a six-month money market account giving 5.8% simple annual interest and $12,500 in a three-year cd giving 7.25% simple annual interest. assuming that katherine does not reinvest or renew these investments, how much money will she have when both investments reach maturity, to the nearest dollar? a. $2,944 b. $15,219 c. $23,214 d. $30,886 please select the best answer from the choices provided a b c d
Katherine will have $23214 to the nearest dollar from both investments by Simple interest assuming that Katherine does not reinvest or renew these investments.
Simple interest = Principal * Time * rate
Money Market Account
Simple interest = 7770 *5.8/100 *6/12 = 7770 * 0.058 * 0.5 = $225.33
So, at maturity, she will receive $7770 + $225.33 = $7995.33.
CD account
12500* 0.0725 *3 = $2718.75 = simple interest
At the end of the period, she receives: $12500 + $2718.75 = $15218.75
At maturity, the total amount she receives from both investments is: $15218.75 + $7995.33 = $23214.08
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Answer:
so its c
Explanation:
g stock e is expected to pay a dividend of $1.78 one year from today. at that time, the price of stock e is expected to be $92. today, stock e's expected return is 8%, and it is overpriced by $6.33. calculate stock e's required return
The necessary return for stock e is 59%.
The stock's required return defines as,
E(R)=RFR+β stock×(R market −RFR)
=0.08+1.78 ×(.92−.063)
=59%
Define The Required Rate of Return (RRR)?The minimal profit (return) an investor will seek or expect in exchange for taking on the risk of investing in a stock or other type of security is known as the required rate of return (RRR).
RRR can also be used to determine a project's potential profitability of its funding costs. RRR denotes the degree of risk associated with committing to a particular project or investment. The level of risk increases as the return increases.
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what are four positions that typically make up members of the on-site management team group of answer choices estimator, payroll, human resources, submittals project engineer, foreman, estimator, secretary project manger, superintendent, assistant superintendent, project engineer project engineer, estimator, contract administrator, and payroll
Three positions that make up the on-site project team are director, deputy superintendent, and field architect.
What is management team?A management team is a group of high-level associates hired by a business owner to take on critical business responsibilities. These are the highest levels of management within a company or business, and each specializes in a different aspect of business management, such as accounting. The Executive Management Team is in charge of managing the Company's core business operations as a whole, which necessitates the planning of various development processes, Group principles, and Group practices, as well as the monitoring of financial matters and Group business plans. A strong management team will ensure that your company's growth is sustained and long-lasting.To learn more about management , refer to:
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explain how a change in the money supply can affect the following in the short run: a. the supply of loanable funds b. real gdp c. the price level d. the expected inflation rate
The real GDP is affected by a change in the money supply can affect the following in the short run.
Define real GDP.Real GDP is a macroeconomic metric that accounts for inflation and quantifies the worth of the products and services generated by an economy over a given time period. A country's gross domestic product that has been accounted for inflation is known as real GDP. Real gross domestic product (GDP), which refers to the volume level of GDP, is GDP expressed at constant prices. By quantifying the values of all the goods and services produced in a given year in terms of a base period, one can derive constant price estimates of GDP.
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