1. False. According to TCPS 2, the amount of financial compensation or an incentive that is offered to participants must be directly proportional to the level of risk imposed on them by the research.
2. When it comes to research the statement that is true is that : Individuals of advanced old age sometimes should be excluded from research when the burden of participating in research is greater than the potential benefits to them. Option D
What is a research?"Creative and methodical work undertaken to increase the stock of knowledge" is what research is. It entails gathering, organizing, and analyzing data in order to better understand a subject, and is distinguished by a particular focus on identifying and eliminating sources of bias and error.
Research is a methodical process of inquiry that involves gathering data, recording important information, and then analyzing and interpreting that data and information in accordance with appropriate methodologies established by particular academic and professional disciplines.
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The largest portion of an underwriting spread is A) the concession. B) the manager's fee. C) the underwriting fee. D) the stabilizing bid.
A) The concession makes up the majority of an underwriting spread. The most prevalent underwriting arrangement is this one. Over two thirds of the equity that is raised is obtained through firm commitment IPO deals.
Firm commitment deals account for the majority of the largest US IPOs.
What makes up the spread for underwriting?The difference between the amount that underwriters, like investment banks, pay an issuing company for its securities and the amount that underwriters get from selling the securities in a public offering is known as an underwriting spread.
In finance, what is underwriting spread?The difference between the offered amount and the proceeds to the issuer, expressed as a percentage of the offered amount (or issue size), is referred to as a gross spread in underwriting. 1999, Gande, Puri, and Saunders).
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What is stagflation The combination of?
High inflation combined with economic stagnation is referred to as "stagflation." While prices rise due to inflation, buying power falls.
Stagflation: What Is It?An economic cycle known as stagflation is characterized by weak growth, a high unemployment rate, and inflation. This confluence is particularly challenging for economic officials to manage because trying to address one of the issues can make another worse.
Stagflation, which economists formerly believed to be impossible, has repeatedly happened in the industrialized world since the oil crises of the 1970s.
Many believed that the United States had not yet experienced stagflation, but that it may soon—at least for a brief time—in mid-2022. In June 2022, Forbes magazine made the case that stagflation was likely because economic officials would prioritize reducing unemployment before addressing inflation.
Stagflation is a state of affairs where there is a combination of high unemployment, poor economic growth, and rising prices. The 1970s had stagflation as a result of monetary, fiscal, and an oil embargo policies.
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The __________ travel(s) from the subtropical high to the Equator.
westerlies
polar easterlies
trade winds
subpolar low
intertropical convergence zone
The trade winds travel(s) from the subtropical high to the Equator and the Hadley cell's circulation mechanism is completed when some air travels back toward the equator.
The low-latitude reversing rotations known as Hadley Cells are characterised by air rising close to the equator with air descending at about 30° latitude. They regulate reduced climate patterns and are in charge of the prevailing winds in the Tropical regions.
An equator is a hypothetical line that circles the globe or even other heavenly bodies in the centre. At 0 degrees latitude, it lies midway between both the poles. The planet is split into a northern and a southern hemisphere by an equator.
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You have $1000 in your bank account and your
annual interest rate is 3%. How much interest will
you earn at the end of the year?"
You have $1000 in your bank account and your annual interest rate is 3%. Interest you will earn at the end of the year is $30.
What do you mean by Rate?Rate is a quantity, frequency, or measure that is generally compared to another quantity or measure.
Simple interest is calculated based on a loan's principal or the initial deposit into a savings account. Simple interest doesn't compound, therefore a creditor will only charge interest on the principal sum, and a borrower will never be required to pay further interest on the interest that has already accrued.
Simple interest is calculated by multiplying the principal by the time, interest rate, and time period. "Simple Interest = Principal x Interest Rate x Time" is the written formula. The simplest method for computing interest is using this equation.
Therefore, Interest you will earn at the end of the year is $30.
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Which source of investor income is susceptible to double taxation?
a. Dividends b. Interest earned
You bought 1,000 shares of Tund Corp. stock for $68.12 per share and sold it for $90.03 per share after a few years. How will your gain or loss be treated when you file your taxes? a. As a capital gain taxed at the long-term tax rate
b. As a capital gain taxed at the current or income tax rate
A dividend is a profit distribution made by a firm to its shareholders. When a business makes a profit or has a surplus, it can distribute a portion of the earnings to shareholders as a dividend. Any money that is not dispersed is re-invested in the company.
Dividends earned pay dividend distribution fax as well as income tax on dividend income. When you submit your taxes, the capital gain will be taxed at the long-term tax rate.
Dividends are a source of investment income that is subject to double taxation. As a result, option A is correct. It will be taxed as a capital gain and subject to the long-term tax rate. As a result, option A is correct.
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_____ are the largest providers of leisure services and often offer activities/programs that are too expensive for the other sectors.
Commercial agencies are the largest providers of leisure services and often offer activities/programs that are too expensive for the other sectors.
When it comes to leisure services, commercial agencies are the top of the line. They offer a wide variety of activities and programs that are often beyond the reach of other sectors.
From outdoor experiences to on-site entertainment, commercial agencies have something for everyone, no matter their budget.
At commercial agencies, you can find the most comprehensive range of leisure services available. From swimming and sports classes to cultural experiences and museum tours, they offer activities and programs that are often too expensive for other sectors.
With commercial agencies, you can be sure that you're getting the best leisure service for your money.
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What are the benefits of digital financial services?
The advantages of digital financial services include lower costs when using unauthorized providers and paying with cash, as well as fewer losses, thefts, and other financial crimes to worry about with cash-based transactions.
What precisely are the online financial services?Payments, credit, savings, remittances, and insurance are just a few of the many financial services that fall under the umbrella term digital financial services (DFS). Digital channels include the web, mobile devices, ATMs, point-of-sale systems, etc.
Digital finance makes it easier for people to make payments using their mobile devices and helps them manage their personal investments and assets. This promotes greater financial inclusion by making it more convenient to access finance and financial services at lower costs.
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the ________ theory states that a country's export eventually becomes its import.
The International product life cycle theory states that a country's export eventually becomes its import.
The period of time between the introduction of a product to customers and its removal from store shelves is referred to as the "product life cycle." Management and marketing experts utilise this idea to help them decide whether it's time to boost promotion, lower pricing, enter new markets, or change packaging. Product life cycle management is the method of planning out how to consistently support and sustain a product. Once the product has reached the growth stage, it has been deemed successful. Growing output, expanding supply, and rising demand all describe this. Between sectors and goods, there will be a difference in the length of time a product spends in the debut stage before seeing rapid growth.
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What is different types of insurance?
Different types of insurance include life insurance, health insurance, auto insurance.
Insurance is an important part of life. It helps protect us from financial loss if something unexpected happens. There are many types of insurance available to cover a variety of risks.
Life insurance provides financial security to family members in the event of death. Health insurance helps cover medical expenses and can also include vision and dental coverage. Auto insurance provides financial protection in the event of an accident.
Homeowners insurance covers damage to property, theft and liability. Disability insurance provides income in the event of an injury or illness.
In addition, there are specialty policies for items such as jewelry, boats, and rental properties. It is important to understand the different types of insurance available and to select the coverage that best fits your needs.
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Can you avoid balloon payment?
A balloon payment is a large, lump sum payment that is typically due at the end of a loan's term.
One way to potentially avoid a balloon payment is to refinance the loan before the balloon payment comes due. This can involve taking out a new loan with a longer term and smaller monthly payments to replace the existing loan, which should make it easier to manage the payment.
Another option is to try to negotiate with the lender to extend the term of the loan. This could involve paying a higher interest rate in exchange for a longer repayment period.
It's also possible to pay off the balloon payment early by making extra payments to the loan. If you have the funds available, this can be a good way to reduce your overall interest costs and get out of debt faster.
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The term "balloon payment" refers to a significant, one-time payment that is normally required at the end of the loan's term.
What negative aspects of balloon payments exist?Refinancing the loan ahead of the balloon payment's due date is one possible strategy to possibly avoid the payment. This may involve replacing the current loan with a new one that has a longer term and smaller monthly installments, which should make managing the payment easier.
The lender could be persuaded to extend the loan's duration through negotiation, which is an additional possibility. In exchange for a longer payback time, this may require paying a higher interest rate.
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A performance appraisal consists of assessing an employee’s performance and providing feedback. Explain the two kinds of performance appraisals and how feedback plays either a positively or a negatively (or both) role in the process.
There are two types of performance appraisals. They are the formal and the informal appraisals.
What do you mean by performance appraisals?
Performance appraisals are a formal process in which a manager evaluates an employee's performance over the course of a certain period, usually a year. The appraisal is used to determine how well the employee is meeting their job requirements, as well as to identify areas of improvement and/or areas where the employee may be exceeding expectations. The appraisal also serves as a basis for setting goals, providing feedback, and recognizing achievements.
Formal appraisals are usually conducted annually or semi-annually and involve a structured process of setting goals, evaluating results, and providing feedback. This type of appraisal is important for helping employees understand their performance, develop their skills, increase motivation, and identify areas of improvement. In this type of appraisal, feedback plays a positive role in helping employees understand their performance and develop their skills.
Informal appraisals are more frequent and less structured. They involve ongoing conversations between supervisors and employees and can take the form of one-on-one meetings, team meetings, or even informal chats over coffee. This type of appraisal is more focused on feedback and can be used to provide employees with more timely and specific feedback about their performance. Feedback plays an important role in informal appraisals, as it can be used to both positively reinforce good behavior and provide constructive criticism.
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What is the best example of accrual accounting?
One of the best examples of accrual accounting is the recording of sales made on credit. When a customer purchases goods or services on credit, the sale is recorded in the accounting records at the time of purchase, regardless of when the customer pays.
What is accounting?Accounting is the process of recording, summarizing, and analyzing financial transactions of a business. It helps to track and report the financial health of a business. Accounting involves the use of financial records, such as balance sheets and income statements, to assess the financial performance of a company. It is used to analyze and report financial information in order to make informed decisions about the future of the business.
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What describes a legal procedure in which the property that is used as security for a debt is sold to satisfy the debt in the event of a default
A foreclosure is a legal procedure in which the property that is used as security for a debt is sold to satisfy the debt in the event of a default.
Foreclosures are usually conducted when the debtor has not made payments on the loan for an extended period of time and the creditor has exhausted all other options for collecting the debt. The proceeds from the sale of the property are used to pay off the outstanding debt owed to the creditor.For example : When a home is foreclosed upon, the lender typically repossesses and attempts to sell the house.
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In the event of a default, a foreclosure is a legal process in which the asset used as security for a debt is sold to pay off the loan.
When one or more people, businesses, or other entities lend money to other people, businesses, or other entities, that is considered loan. In addition to the money borrowed, the recipient often becomes obligated to pay interest charges until the obligation is repaid. Documentation proving the debt typically includes details like the principal amount owed, the interest rate levied by the lender, and the payment deadline. The loan involves a temporary division of the subject asset between the lender and the borrower. Lender approval of the loan is motivated by the interest payment. Each of these conditions and requirements are upheld in a formal loan.
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A(n) ____ fund invests primarily in a portfolio of common stocks for the income they provide.
a.balanced
b.money market
c.growth
d.sector
e.equity-income
An E: equity-income fund invests mainly in a portfolio of common stocks for the income they provide.
The equity-income fund is a concentrated portfolio of securities that the manager views as high-quality organizations offering above-average dividend yields and the potential for dividend growth. The equity-income funds seek to offer investors the opportunity for an attractive total return with potentially lower volatility in comparison to broad market indices. So they can be proven to be a good long-term savings vehicle for investors that are able to tolerate the additional equity market risk.
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A money market fund invests primarily in a portfolio of common stocks for the income they provide.
Money market funds are a type of mutual fund that invests primarily in short-term debt instruments, such as government securities, certificates of deposit, and commercial paper.
These investments offer a higher level of safety and liquidity than stock market investments, but also generally provide a lower rate of return. The primary goal of a money market fund is to provide income and preserve the value of the fund’s portfolio so that investors get their money back with minimal fluctuation.
These funds usually invest in a portfolio of high-quality, highly liquid securities that are typically short-term and are backed by the full faith and credit of the U.S. government.
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Razor Inc., an automobile company, merges with Tyros Inc., a firm that manufactures tires, in order to limit the uncertainty in the supply of automobile tires and reduce the production cost of its cars. This merger is an example of a:
This merger between Razor Inc., an automobile company, and Tyros Inc., a tire manufacturer, is an example of horizontal integration.
Through horizontal integration, companies combine to reduce uncertainty and cost in their respective industries. By consolidating their resources, Razor and Tyros have found a way to increase the efficiency of both their manufacturing processes, allowing for cost savings that can be passed on to their customers.
Additionally, by combining forces, both companies are able to limit the uncertainty in their supply chain, providing consumers with consistent access to products and services. Overall, this merger is an excellent example of how horizontal integration can benefit both companies and consumers alike.
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How much cash will an investor have to pay on a property where the bank is providing a loan at 75% LTV, on a purchase price of $4,750,000 with $350,000 in closing costs
On a property with a $4,750,000 buying price and $350,000 in closing expenses, an investor will be required to put down $1,537,500 in cash.
Loan-to-value (LTV) – what is it?Simple division of the loan amount by the asset's or collateral's value yields the loan-to-value (LTV), which is determined by doing this. The mortgage balance divided by the value of the property would be this in the case of a mortgage.
You may locate your current loan balance on your monthly bill or online account. Then, divide that number by the appraised worth of your house to determine your LTV ratio. To turn this amount into a percentage, multiply it by 100.
LTV = 75%= 0.75
Purchase price = $4,750,000
Bank will make a loan at a 75% LTV to pay for the mortgage.
Mortgage therefore at 75% LTV= 0.75 X $4,750,000 = $3,562,500.
As a result, the investor will cover both the closing balance and the remaining purchase price.
Closing costs = $350,000
Sum of the remaining purchasing price is
$4,750,000 - $3,562,500 = $1,187,500
Total= balance + closing costs
Total = $1,187,500 + $350,000=$1,537,500
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The primary output of an MRP system is a time-phased report that gives all of the following exceptA. The facilities managers a detailed schedule for acquiring additional factory spaceB. The accounting and financial functions production information that drives cash flow, budgets, and financial needsC. The production managers a detailed schedule for manufacturing the product and controlling manufacturing inventoriesD. The purchasing department a schedule for obtaining raw material and purchased items
(A). The facilities managers a detailed schedule for acquiring additional factory space. An MRP system's main output is a time-phased report that includes all of the information below with the exception of.
A software-based integrated inventory and supply management solution for enterprises is called material needs planning (MRP). MRP is used by businesses to plan production and delivery, keep track of inventory levels, and predict raw material requirements. MRP works backward from a production plan for finished items to assist businesses and manufacturers determine what is required, how much is needed, and when it is needed. Using MRP, a plan is transformed into a list of the components, raw materials, and subassemblies required to complete a project on time. MRP assists producers in understanding inventory needs while balancing supply and demand.
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The correct response is A. the facilities managers a detailed schedule for acquiring additional factory space.
The delivery of logistics and other support services associated to real estate and buildings are the subject of the professional management discipline known as facility management (FM). According to the International Organization for Standardization, it incorporates a number of disciplines to guarantee the built environment's functioning, comfort, safety, and efficiency (ISO). Through the Global Facility Management Association (Global FM) member organizations, the profession is certified. Ross Perot, an IBM graduate and the creator of Electronic Data Systems, first used the phrase "facilities management" in the 1960s to refer to the network management of IT systems. It quickly came to apply to all aspects of commercial space management. During a symposium held by Herman Miller in 1979, facility management was presented as being essential to the procedures of strategic organizational planning. The meeting was followed by the establishment of the Facility Management Institute (FMI), which has its main office in Ann Arbor, Michigan. In 1980, the National Facility Management Association (NFMA) was established to separate the profession as a whole from a specific business. The International Facility Management Association was created in 1982 by the NFMA's expansion (IFMA). The Association of Professional FMs, the first professional FM organization, was established in the UK in 1986.
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The marketing of a product or service involves attempting to influence and increase its perceived value,
The expected profit associated with this decision tree is
a) $10
b) $1
c) -$2
d) None of the answers is correct. e) There is not enough information to answer.
The expected profit associated with this decision tree is option e) There is not enough information to answer.
In finance, a profit is a revenue that is given to the proprietor throughout a successful market manufacturing cycle. Profitability, that is the manager's prime concern in the revenue method of market industry, is measured by gain.
The likelihood of making a profit is multiplied by the payoff's profitability to determine expected profit, and the chance that specific expenses will be spent is multiplied by the purpose of estimating costs associated. By dividing the capital gain by the likelihood of realising that profit, one can estimate the expected financial gain under a likelihood load curve.
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tech firms are among the best performing firms in the world. according to the chapter, which firm was recognized as being both the most valuable firm in the us as well as the most profitable?
Apple firm was recognized as being both the most valuable firm in the US as well as the most profitable
The process of determining the wider economic value of a company and its assets is known as company valuation, sometimes called business valuation. In order to assess an organization's or department's present value, all facets of the business are considered. Determining a company's economic value is the process of doing a business valuation, commonly referred to as a company valuation. The most valuable firm and each of its units or divisions are assessed during the appraisal. The fair value of a company can be established through a company valuation for a number of purposes, such as sale price, determining associate ownership, tax, and even divorce processes.
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to connect multiple businesses from different locations, a ____ area network setup could be used.
A wide area network arrangement might be used to connect many enterprises in various places. A business is any organisation or other entrepreneurial entity involved in trade.
A business is an organisation or entrepreneurial entity that engages in commercial, industrial, or professional activities. The objective of a business is to organise some kind of economic activity (of goods or services). Businesses can be nonprofit organisations advancing a social cause or for-profit enterprises. Businesses range in size and reach from modest local startups to vast international giants. A business is a term that is usually used to describe an entity that operates for commercial, industrial, or professional objectives. The concept is built on an idea and a name, and in order to determine whether it is feasible to turn the idea into a business, extensive market research may be required.
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Which of the following statements is CORRECT about group life conversion privileges?
a) Under the COBRA law, a departing employee may elect to remain a member of the group life plan for a limited period of time
b) Death during the conversion period is covered even if the departing employee chose not to convert the policy
c) A departing employee must individually pay the premium if the employee elects to be covered during the conversion period
Death during the conversion period is covered even if the departing employee chose not to convert the policy.
The correct option is (b)
Now, According to the question:
Conversion privilege:
Conversion privilege is an insurance policy in which the insurer is required to renew or update the policy regardless of the insured's health. An insurance policy with this type of provision allows the insured to switch to a different type of policy without submitting to a physical examination.
This policy will be an individual whole life insurance policy. This policy is non cancellable and premium rates are guaranteed. Premium rates are based on your age when you purchase the individual policy and do not increase as you get older. The policy will, if it is kept in force, build cash value, which can be used for policy loans, or to provide a reduced amount of life insurance that is paid-up (i.e. no further premium payments are required).
Hence, Death during the conversion period is covered even if the departing employee chose not to convert the policy.
The correct option is (b).
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Is TCS a stable job?
TCS is a good company to work as one of the feedback says 'I enjoyed my stint with TCS, management is depending on your project. one thing is job security in TCS and work life balance is meeting the requirements.'
Exactly what does TCS do?TCS provides a spectrum of business, technology, and engineering services and solutions that are led by consulting and powered by cognitive technology. This is provided using its distinctive Location Independent Agile delivery model, which is regarded as a gold standard for excellence in software development.
How is the TCS hiring procedure?Test of aptitude - TCS takes the aptitude exam to evaluate their knowledge of logic, English, and mathematics. Interview with HR - During this phase, the business evaluates the candidates' interpersonal and communication abilities. Technical interview: During this interview, TCS evaluates candidates' technical knowledge and current trends.
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Jasper invested $20,000 for a 30% interest in a nonpublicly traded limited partnership. Jasper is not a material participant. The partnership has a loss this year, and Jasper's share is $30,000. This is the only nonpublicly traded limited partnership Jasper owns an interest in, but he did have portfolio income of $9,000 in the same year, in addition to his salary of $150,000. How much of the loss can Jasper deduct this year
Jasper's share of the loss from the non-publicly traded limited partnership is $30,000. He can deduct $9,000 of the loss, which is the amount of his portfolio income.
A publicly traded partnership (PTP) is a business owned by two or more co-owners, the shares of which are regularly traded on an established securities market. A publicly traded partnership is a type of limited partnership that is managed by two or more general partners (individuals, corporations, or other partnerships).
The loss from the nonpublicly traded limited partnership is a passive activity loss. Passive activity losses can only be deducted to the extent of the taxpayer's passive activity income. Since Jasper's share of the loss is $30,000 and his portfolio income is $9,000, he can deduct $9,000 of the loss.
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How do I allocate time for innovation?
A data-driven piece of art called The Invention Clock utilizes LED lights to illustrate the development of innovation tales in Kendall Park, Cambridge.
What are an example and data?Text, observations, figures, pictures, numbers, graphs, and symbols are all examples of data. Data may include precise prices, weights, residences, names, ages, days, or distances, for example.Data is a basic type of information and doesn't have any meaning or use by itself.
By data, what do you mean?Information is data that has been transformed into a format that is useful for transfer or processing in computers. Data is information that has been transformed into binary electronic information for use with modern computers and communication mediums. It is allowed to use the single form data.
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What are the 3 internal factors?
The three primary internal factors are current technology, finance, and human resources.
What are the internal factors?You have power over internal factors because they originate from within you. Your emotions and beliefs affect internal elements. These might be advantageous or harmful. Making decisions will be made easier if you have positive thoughts rather than negative ones.
Political, economic, societal, technical, environmental, and legal aspects are examples of external variables. These are external elements that affect the company's ability to conduct business while still having an influence. Employee morale, managerial changes, and culture shifts are examples of internal influences.
The three primary categories of internal elements are a company's capital-raising methods, workplace culture, and technology. These elements are crucial for understanding how a business operates profitably.
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A(n) _____ strategy indicates how a division intends to compete against its rivals in an industry.
corporate-level
business-level
functional-level
departmental-level
international-level
Option B, a business-level strategy is a structure, plan, or roadmap that enables it to maximise the utilisation of its core skills in order to give value to consumers and acquire a competitive edge.
Your place in the market will be determined by the business-level strategy you select. The many types of business-level strategies are numerous. In order to succeed over the long term, you will also need a bus in setting goals is one thing; creating a plan or a layout to reach those goals is quite another. In actuality, goals without a plan are similar to music without a beat. The same is true in business; without a sound plan of action—a company-level strategy—you simply cannot "win."
Yes, you may have heard of this phrase before, but we'll go into more depth about it today. We will discuss various business-level strategies and how businesses use them to accomplish their organisational goals. Ess-level plan if you want to get an advantage over your rivals.
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How long do you have to claim a lottery ticket in California?
According to the California Lottery, you have 180 days from the drawing date to claim your prize if you win any Powerball award in the state of California other than the jackpot. Winners of the Powerball jackpot have a full year from the drawing date.
What do we mean by a lottery ticket?In a lottery, numbers are selected at random in the hopes of winning a prize.
Lotteries are prohibited by certain governments, while they are encouraged by others to the extent that they run a national or state lottery.
Lotteries frequently have some degree of government influence over them.
You have a very slim probability of winning the lotto. Playing the lottery more often does not boost your chances of winning.
The total of annuity payments winners get over decades makes up the advertised lottery jackpots; alternative lump-sum payouts are substantially smaller.
According to lottery experts, purchasing more tickets is the best method to increase your chances of landing a winning one.
If you win any Powerball award in the state of California other than the jackpot, you have 180 days from the drawing date to claim your prize, according to the California Lottery.
Powerball jackpot winners have a full year from the drawing date to claim their prize.
Therefore, according to the California Lottery, you have 180 days from the drawing date to claim your prize if you win any Powerball award in the state of California other than the jackpot. Winners of the Powerball jackpot have a full year from the drawing date.
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CASE 2: EC APPLICATION: CRAIGSLIST: THE ULTIMATE ONLINE CLASSIFIED COMMUNITY If you want to find (or offer) a job, housing, goods and services, social activities, romance, advice, and much more in over 700 local sites in 13 lan-guages, and in more than 70 countries worldwide (2014 data), go to Craigslist (craigslist.org). The site has much more information than you will find in newspapers. According to their website, Craigslist receives 80 million new classified ads every month. Each month there are more than 60 million visitors to the site in the United States alone (see craigslist.org/about/factsheet). Finally, there are over 50 billion-page views per month. For more statistics, see alexa.com/ siteinfo/craigslist.org and siteanalytics.com-pete.com/craigslist.com/#.Uw27nfmICm4. According to Alexa.com, Craigslist is the eleventh most visited site in the United States. In addition, Craigslist features over 100 topical discussion forums with more than 200 million user postings. Every day, people from 700 local sites in 70 countries worldwide check classified ads and interact on forums. Craigslist is considered by many as one of the few web-sites that could change the world because it is simply a free social-oriented, popular, and useful notice site. Although many other sites offer free classifieds, no other site comes close to Craigslist. For more information, see craigslist.org/ about/factsheet. Users cite the following reasons for the popularity of Craigslist: As an example of the site’s benefits, we provide the personal experience of one of the authors, who needed to rent his condo in Long Beach, California. The usual process to get the condo rented would take 2–4 weeks and $400 to $700 in newspaper ads, plus ads in local online sites for rental services. With Craigslist, it took less than a week at no cost. As more people dis-cover Craigslist, the traditional newspaper-based classified ad industry will probably be the loser; ad rates may become lower, and fewer ads will be printed. In some cities, Craigslist charges for "help wanted" ads and apartments listed by brokers. In addition, Craigslist may charge for ads with rich media features.
Concerns About Craigslist
Critics charge that some users post illegitimate or false ads on the site and the Craigslist staff are unable to effectively monitor this practice. Some users have complained about questionable ads and scams being posted. Craigslist also attracts criminals seeking to commit fraud by paying with bad checks. The anonymity of Craigslist’s users as well as the lack of ratings encourages unlawful acts. Another concern is that adult services make up a significant portion of the total traffic on the site and may involve illegal activities, especially concerning minors. With the sheer volume of users and ads posted per day, such monitoring is not possible given the modest workforce of only 40 plus that the site employs (data of 2014). (As of September 8, 2010, Craigslist has been trying to control such activities.) On the other side, many supporters contend that attempts to control Craigslist may simply cause users to use other, less-regulated sites. In China, a company called 58.com Inc. (58. com) is modeled after Craigslist and provides similar information and generates sizeable revenue and profits. The company is listed in the NYSE under the symbol WUBA. Sources: Based on Clark (2008), Liedtke (2009), and craigslist.org (accessed May 2014).
Questions
1. Identify the business model used by Craigslist.
2. Visit craigslist.org and identify the social net-work and business network elements.
3. What do you like about the site? What do you dislike about it?
4. Why is Craigslist considered by some as a site that "could change the world"
5. What are some of the risks and limitations of using this site?A
Based on Craigslist, 1. it uses P2P (peer-to-peer) or A2P (Agency-to-peer) or A2A (agency-to-agency) model, 2. its social network elements are ‘community’, ‘housing’, ‘discussion forum’ and business network elements are ‘for sale’, ‘jobs’, ‘services’, and ‘resumes’, 3. it is easy to navigate from the homepage and is geo-specific while site simplicity can make it appear sketchy as well as due to its inability to verify user legitimacy, 4. it is considered to change the world as it is focused on connectivity and ease of use, 5. its risks and limitations are identification of user legitimacy and unclarity of listing.
Craigslist is a classified advertisements website which has various sections for jobs, housing, for sale, items wanted, services, community service, gigs, résumés, and discussion forums.
1. Craigslist business model is based on a P2P (peer-to-peer) or A2P (Agency-to-peer) or A2A (agency-to-agency) model which is designed to generate revenue and profits from its operator.
2. Craigslist social network elements includes sections such as ‘community’, ‘housing’, ‘discussion forum’ and its business network elements includes section such as ‘for sale’, ‘jobs’, ‘services’, and ‘resumes’.
3. The likeable features of the sites are that it is simple and easy to navigate from the homepage. It also provides an option to change geo location if certain listings are not locally available. Its simplicity, however, makes the site appear sketchy which is further supported by its inability to verify users or vendors.
4. As the central focus of the sites is based on connectivity and ease of use, it can be considered to change the world. Its world-changing implications is supported by the fact that it is able to connect large numbers of users, enabling them to find what they are looking for such as products, services, jobs, etc.
5. A clear risk and limitation of the site is that it is not possible to identify the user legitimacy as listings do not mention provider information. Sometimes, the lists are also not clear.
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Which of the following is a benefit derived from budgeting?
a. Budgeting focuses management's attention on past performance.
b. Budgeting avoids needing industry and economic factors in decision making.
c. Budgeting provides a basis for evaluating performance.
d. Budgeting avoids the need for incentives to improve employee performance.
e. Budgeting eliminates the need for coordination across departments.
The benefit derived from budgeting is that a. Budgeting focuses management's attention on past performance.
What Is the Process of Budgeting?Budgeting is the process of looking back at previous budgets and making plans for a future budget with the intention of predicting revenue. Knowing what a budget is doesn't require one to work in business management.
The process of making a spending plan is known as budgeting. Budget refers to this plan for spending money. Making this spending plan enables you to estimate your financial situation in advance and decide whether you will have enough money to accomplish your goals. Simply balancing your expenses and income constitutes budgeting.
Therefore, option A is correct.
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A(n) _________ tax rate is the change in taxes divided by the change in income.
- Average
- Marginal
- Flat
- None of the above
An average tax rate is the change in taxes divided by the change in income.
The average tax rate is calculated as total taxes paid divided by taxable income. While marginal tax rates show the amount of tax paid on each additional dollar earned, average tax rates show the overall proportion of income that is paid in taxes.
The percentage at which someone or a company is taxed is known as the tax rate. A progressive tax rate system is used by the federal government as well as a number of state governments in the United States. This means that as taxable income for a person or company increases, thus will the percentage of tax that has to be paid. A progressive tax rate means that people with higher incomes pay more in taxes.
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