Routine Finance Functions​

A). Utilities mutual fund investments would not require heightened suitability requirements before recommending them to your clients.

Utilities mutual funds are typically considered low-risk investments and do not require heightened suitability requirements before recommending them to clients. They are composed of stocks and bonds, allowing for a diversified portfolio, and are more liquid than other investments.

Unlike hedge funds and oil and gas limited partnerships, which involve higher-risk investments and require more stringent requirements, utilities mutual funds are simpler and more straightforward investments.

Additionally, ETNs are investments that are backed by the issuing institution, and usually track the performance of a particular index or commodity. They are generally considered low-risk investments and do not require the same suitability requirements as other investments.

For more questions like Utilities mutual fund click the link below:

https://brainly.com/question/9293270

#SPJ4

The term "Division of labor" describes the practice of designating some employees as potential members of a bargaining unit and other employees as management. It is true.

Division of labor, or the split of a work process into a number of jobs, each of which is carried out by a distinct individual or group of individuals One of the fundamental organizational concepts of the assembly line, it is most frequently used to systems of mass manufacturing. The handling of various instruments and parts is restricted and needless motion is eliminated when work is divided into straightforward, repeatable activities. Lower production costs and a less expensive finished product are the outcome of the resulting decrease in production time and the opportunity to replace experienced artisans with less-paid unskilled workers. Contrary to common opinion, however, the division of labor does not always result in the proletarianization of the working population, or a decline in abilities.

Learn more about Division of labor here

https://brainly.com/question/822636

#SPJ4

FALSE: The practise of designating some workers being potential members of the a bargaining unit as well as other workers as management is known as division of labour is a incorrect statement.

By dividing a complex production activity into many, or many, smaller ones, division of labour combines specialisation and subtask division.

Thus, there are further divisions based on-

To know more about the division of labour, here

https://brainly.com/question/2671091

#SPJ4

Suppose you can earn 1% per month on $1 invested today. The APR is 12% and the effectively earning is 12.68%.

Annual percentage rate (APR):

Annual percentage rate (APR)  = 1% × (12 months)

Annual percentage rate (APR) = 12%

Effective earning

Face Value (FV)  = 1 (1+.01)^12

Face Value (FV)  = 1 (1.01)^12

Face Value (FV) = 1.1268

Rate = (1.1268 - 1) / 1

Rate = .1268 × 100

Rate = 12.68%

Therefore the APR is 12% and the effectively earning is  12.6825.

Learn more about APR here:https://brainly.com/question/2772156

#SPJ1

The amount of the current year (year 7) $113,000 net sec 1231 gain that is treated as ordinary income is $57000.

Any type of income that is taxable at ordinary rates and received by a person or organization is referred to as ordinary income. It comprises income from wages, salaries, tips, commissions, bonuses, rent, royalties, short-term capital gains, unqualified dividends, and interest income, among other things.

Ordinary income is taxable at the standard tax rate and includes earnings from businesses, employment, wages or salaries, rent, commissions, short-term capital gains, etc. Long-term capital gains and qualified dividends are subject to different tax rates.

The ordinary income will be:

= ($11000) + $5000 + ($21000) + ($4000) + $17000 + ($43000) + $56000

= $57000

Learn more about ordinary income on:

https://brainly.com/question/29770714

#SPJ1

The YTM (Yield to Maturity) of the 5.25% Wal Mart bond with maturity year of 2035 is 118.60%

Formula used to calculate YTM is YTM = C + F - P / N ÷ F + P / 2              C = Coupon = 5.25% , F = Face Value = 2500, P = Price = 110.7, n = Years to maturity = 2035 (12 years from now) .                                               substituting the given information in the formula given above.

YTM = 5.25 + 2500 - 110.7 / 12 ÷ 2500 + 110.7 /2

YTM = 5.25 + 2389.3 / 12 ÷ 2511.7 / 2

YTM = 5.25 + 199.10 ÷ 1255.85

YTM =  199.54 ÷ 1255.85

YTM = 118.60                                                                                          Governments and businesses can raise debt capital from the general public by issuing bonds as a financial instrument. You are qualified to receive a predetermined amount of cash payments if you own a bond. As a result, you will get consistent interest income or coupon payments up to the bond's maturity. When the bond's lifespan or maturity date comes to an end, you receive not only the final interest payment but also your principle investment back, or the bond's face value. Bonds fall under the category of investments, so in the eyes of investors, a clear evaluation is essential. Whether or not money was made or lost on the investment is the assessment's most crucial factor.

To learn more about maturity click here

brainly.com/question/26376004

#SPJ4

​

​

​

​

​

,

The correct answer is debt-equity rate=0.37. Net worth, or shareholder's equity, in the account, denotes the quantum which is reckoned after reducing total arrears from total means.

It's a way to assess the wealth of an association or an existent.  The  calculation of the debt-equity rate is shown below

Debt- equity rate =  Debt ÷ Equity Hello fam it's been an awful time with Brewdiés family really enjoyed it. Some really cool musketeers and met  numerous new people but I guess I have overstayed my  hello now it's time for me to go love ya guys thanks for always being there and supporting me  = $,101 ÷$,700= 0.37.

As the  rate is lower than 1 so Robert would not reached the upper limit with respect to the debt  scores. The debt-to-equity rate is calculated by dividing your total arrears by your networth. However, you have reached the upper limit of debt  scores, If your debt- to- equity  rate is about ½.

To learn more about debt equity rate, visit here

https://brainly.com/question/15278016

#SPJ4

Answer:

A knowledge worker is an individual who is skilled in using knowledge and information to solve problems, create new ideas, and add value to an organization. A knowledge worker typically uses their expertise and education to analyze complex situations, generate innovative solutions, and make informed decisions.

In today's business world, knowledge workers are becoming increasingly important because they are able to use their specialized skills and expertise to drive business growth and competitiveness. With the rise of the digital economy, the demand for knowledge workers who are proficient in fields such as information technology, data analysis, and creative problem-solving is growing.

In addition, knowledge workers play a crucial role in driving organizational innovation and adaptability. They are able to continuously learn and adapt to new technologies, markets, and business models, which is essential for organizations to stay competitive in a rapidly changing business environment.

Overall, the knowledge worker is a valuable asset to any organization and is essential for driving innovation, competitiveness, and success in today's business world.

Explanation:

Use of VPN for employees to work remotely from their home during poor weather conditions.

Virtual Private Network, or VPN for short, is the ability to create a secure network connection when utilizing public networks. You may hide your online identity and encrypt your internet traffic with a VPN. Third parties will have a harder time monitoring your internet activity and stealing data as a result of this. Protect Yourself With One Free App Against Financial Loss, Identity Theft, And Online Scams. A Variety Of Performance, Privacy, And Security Features Are Available With Avira Free Security & VPN. Secure Your Identity. Safe WiFi Connection Protect Your IP Address. types: VPN and antivirus.

To know more about VPN visit:

https://brainly.com/question/17272592

#SPJ4

The statement that is untrue about the Heijunka approach for mixed model scheduling is (c)  the production should be kept stable enough to only produce large batch quantities.

Heijunka is a Lean technique used to lessen unevenness in a manufacturing process and lessen the likelihood of overload. Heijunka, which literally translates to "leveling," is a Japanese phrase. You can respond to variations in demand and make the greatest use of your capacity with its assistance.

Heijunka can help you stop creating work in batches and start handling requests when customers need them. Because you won't have as many things on hand ready to be bought when order volume is low, you'll be able to lower your inventory expenses.

Learn more about Heijunka here:

https://brainly.com/question/29039565

#SPJ4

Depreciation of the machinery is in proportion to the mine's depletion as the machinery will be abandoned after the ore is mined. Debit for mineral deposit = $6,346,080.

Depletion expense = $368,535

Depreciation expense = $97,965

Ore deposit = $368,535‬

Equipment accumulated depreciation = $97.965‬

The machine will be depreciated at the same phase as the ore deposit As the asset is related to it and will have no value after the minimizing project ends. Therefore, depreciation for the year:

466,500 / 9,048,000 x 7,147,920 = 368.535‬ ore deposit amortization

466,500 / 9,048,000 x 1,900,080 = 97.965‬ equipment depreciation

To learn more about depreciation visit:

brainly.com/question/15085226

#SPJ4

The correct answer is (c) reward. The National Water Crisis Act enacted by the Philippine government paved the way for government-run (MWSS) to turn over the operation of water utilities in the East Zone concession.

Over six million people live in the East Zone of Metro Manila, and Manila Water Company, Inc. has the sole right to supply water and used water (wastewater) services to them.

Manila Water, which was incorporated on January 6th, 1997, went public on March 18th, 2005.

When the Metropolitan Waterworks and Sewerage System was privatised on August 1, 1997, it served as the east concessionaire, and the west concessionaire was Maynilad Water Services, Inc.

The MWSS and signed 25-year water concession arrangement was supposed to end in 2022. Its concession arrangement with the MWSS was renewed in 2009 by a further 15 years, ending in 2037.

To know more about planning, visit:-

https://brainly.com/question/17027644

#SPJ4

The concept mentioned is Free trade, which is a trade policy that does not restrict imports or exports. The answer is option C.

Free trade, also called laissez-faire, is a policy by which a government doesn't distinguish against significances or intrude with exports by applying tariffs( to significances) or subventions( to exports). It can also be understood as the free request idea applied to transnational trade.

FTAs are covenants between two or further countries designed to reduce or exclude certain walls to trade and investment, and grease stronger trade and marketable ties between sharing countries. FTAs can force original diligence to come more competitive and calculate less on government subventions.

They can open new requests, increase gross domestic product( GDP), and invite new investments. FTAs can open up a country to the declination of natural coffers, loss of traditional livelihoods, and original employment issues.

To know more about Free trade,

brainly.com/question/27747375

#SPJ4

The stockholder's equity section of Westworld's balance sheet is $46,000.

In the financial sense, equity refers to ownership of assets with prospective liabilities, such as debts. Equity is determined by subtracting liabilities from the value of the assets for accounting purposes. Equity can apply to a single item of property, such as a car or house, or the whole business. A business that needs to start up or expand its operations can sell stock to raise funds that don't have to be repaid on a specific schedule. Assets are referred described as being "underwater" or "upside-down" when the liabilities associated to them surpass the value of the asset. Equity is referred to as "net position" or "net assets" in the context of government finance or other non-profit organizations.

Total equity= $39,000+ $7,000= $46,000

To learn about equity, visit:

https://brainly.com/question/13278063

#SPJ4

Because projects have a defined beginning and end, the Project life cycle is frequently used to manage the transition of a project from start to completion.

Whenever any project is assigned to someone, the project passes to several steps. These steps which define the complete cycle of events from starting to end of the project is known as Project life cycle. It consists of generally four steps namely Initiation, Planning, Execution and Closing. The beginning step is known as the Initiation step in which the project is allotted to a team. The second step is Planning in which the team makes a suitable plan of completing the project. In the Execution step, the project is executed using the available resources and according to the plan. The final step is closing step in which the project is completed by the required time.

Learn more about Life cycle at:

brainly.com/question/25231696

#SPJ4

Any retail correspondences or communications that feature endorsements of FINRA members' products or investment advice.

(6) Testimonials

(B) Commercial correspondence or communications giving any endorsement of a member's products or the performance of its financial advice must conspicuously mention the following: I The potential for the testimonial to not accurately reflect other customers' experiences.

Any written (including electronic) message that is distributed or made available to more than 25 retail investors within a 30-day period is referred to as a "retail communication." Any person who is not an institutional investor qualifies as a retail investor, regardless of whether they have an account with the company.

To know more about communications visit:

https://brainly.com/question/22558440

#SPJ4

The correct response is C.) indicating that if more than $100 in value is paid for the testimonial, the fact that it is a paid testimonial.

A person's written or spoken remark promoting the excellence of a thing constitutes a testimonial or show. The term "testimonial" most frequently refers to sales pitches made by regular people, whereas the word "endorsement" typically refers to presentations made by celebrities. Community marketing may include testimonials. Since the beginning of marketing, testimonials from customers who are not well-known have been employed to great success. An official "word of mouth" recommendation from a previous or existing customer can be used by a company to market itself and win over prospective clients. When people feel that a testimony is genuine and wasn't made up by the company, it may be very persuasive. However, getting people to believe that a testimonial was made up by the company is difficult. Even yet, case studies, testimonials, and reviews are still thought to be the most efficient ways for small and medium-sized enterprises to market and build brand trust.

Learn more about testimonial here

https://brainly.com/question/15491099

#SPJ4

Entitlement to receive profits through dividends when distributed and the right to vote for who will serve on the board of directors.

The correct option is B.

Owners of an organization's existing shares, also known as shareholders or stockholders, are entitled to a piece of the company's remaining assets, earnings, and voting power.

Legally speaking, stockholders are not the corporation's owners (they own securities that give them a less-than-well-defined claim on its earnings). They don't have the last say in the majority of major company decisions in law or practice (boards of directors do). A shareholder or stockholder of a firm is somebody who has shares of that company. A shareholder may be an individual, a group, or another business.

To know more about Stockholder visit:

https://brainly.com/question/18523103

#SPJ4

To avoid a trial and utilize alternative dispute resolution, the corporation agreed to this. Integrative and distributive negotiation Three different methods of alternative dispute resolution are conciliation, mediation, and arbitration.

The term alternate dispute resolution  relates to several methods of resolving conflicts outside of court. Arbitration, neutral evaluation, and mediation are examples of common Alternative dispute resolution. Compared to traditional court proceedings, these procedures are typically more private, informal, and stress free.

ADR affords disputing parties the chance to resolve their differences with the aid of an unbiased third party. Comparatively speaking, it is easier and less costly than court proceedings. ADR can save a significant amount of time by providing settlement in a matter of weeks or months when implemented properly months as opposed to the lengthy process of going to court.

To know more about ADR visit:

https://brainly.com/question/17129549

#SPJ4

Bonds payable with a par value of $10,000 and a premium on bonds payable of $240 is $10,240.

Bonds payable with a par value of $10,000 and a premium on bonds payable of $240:

The bonds payable would be reported in the long-term liabilities section of the December 31 balance sheet as follows:

Bonds Payable

Par Value: $10,000

Premium on Bonds Payable: $240

Total: $10,240

Bonds payable with a par value of $30,000 and a discount on bonds payable of $500:

The bonds payable would be reported in the long-term liabilities section of the December 31 balance sheet as follows:

Bonds Payable

Par Value: $30,000

Discount on Bonds Payable: -$500

Total: $29,500

To know more about Bonds payable, visit:

brainly.com/question/15865428

#SPJ4

They stretch their spreadsheets across two monitors by using Extended mode. They could basically use the two monitors as a single, larger monitor if they did that.

To further secure your Android smartphone or tablet, you can configure a screen lock .Every time you turn on or wake up the screen on your smartphone, a PIN, pattern, or password entry prompt will appear. You can use a fingerprint to unlock various gadgets.

The exam will cover PII (Personally Identifiable Information), PCI (Payment Card Industry), GDPR (General Data Protection Regulation), and PHI, the four types of regulated data (Protected Health Information).

To know more about spreadsheets visit:-

https://brainly.com/question/5450012

#SPJ4

Based on these insights, you create a clear and direct primary message which will guide your data story.

The correct answer is option A.

The primary message is the intended message, whether it is vocal or nonverbal. These are the words or ways of speaking that you select to communicate your views. For instance, if a coworker approaches you while you are at your desk to ask you a question, you can say, "Here, have a seat." The major argument you're putting out is this.

Even a statement that is succinct, seems simple, and is obvious might be misunderstood. You may understand that you are not genuinely offering to "give" your visitor a "seat," but someone who only speaks formal English and is not familiar with colloquial expressions may find it confusing. It could be more difficult to understand "have a seat".

Learn more about story data at

https://brainly.com/question/25534291?referrer=searchResults

#SPJ4

The size and bulk of the product is the difference between project and continuous flow categories of process flow structures.

What are  process flow structures?

The facility layout, resources, technology choices, and work procedures are all influenced by the process flow structure utilized to produce or deliver a good or service. The firm's plan for gaining a competitive edge may include the process architecture as a key element. In the context of pulp and paper mills, power plants, chemical processing facilities, and oil refining, a process structure is a naturally ventilated building-enclosed structure whose primary purpose is to protect equipment from the environment. These structures are typically unoccupied. A business process flow is a sequential illustration of a process and all of its elements, such as activities, schedules, participants, and resources required.

To know more about process flow structures visit:

https://brainly.com/question/8657649

#SPJ4

$11000, $5500 for Jody and her husband individually. For the 2015 tax year, Jody and Andre can only deduct up to $11,000 from their IRA contributions.

5,500 each for them. because investments in IRAs are eligible for a tax deduction up to the $5,500 annual contribution limit that applies to each individual.

An individual retirement arrangement (IRA) is a type of pension plan offered by a number of financial institutions in the United States that gives taxpayers tax breaks for saving for retirement for a specific period of time.

A tax-favored personal savings plan known as an individual retirement account (IRA) allows you to save money for retirement. Traditional IRAs and Roth IRAs are two of the many varieties of IRAs. A bank, insurance company, or other financial institution can help you set up an IRA.

The main benefit of traditional IRAs is tax-deferred growth, which means that you won't have to start taking withdrawals until you're 72 years old to pay taxes on what you earn or put into your account. Compared to a typical brokerage account, you invest more upfront in traditional IRAs.

To learn more about IRA here:

https://brainly.com/question/9969005

#SPJ4

The correct response is a. True, Services differ from things in that they are intangible, irreplaceable (from the producer and point of production), perishable, and variable (in terms of their quality).

Mixing various inputs, whether material (such metal, wood, glass, or polymers) and intangible (like labour) is the process of creating anything (like plans or knowledge). In a perfect world, this output would be a valuable good or service that makes people's lives better. The consumption (or consumer) theory of the economy is closely related to production theory, a branch of economics that concentrates on the production process. When the initial inputs are used productively, the manufacturing process and outcome are directly affected (or factors of production). Land, labour, and capital are referred to as primary producers of commodities or services, and they are the three essential production components.

Learn more about production here

https://brainly.com/question/16755022

#SPJ4

The left-hand side of the account is called the debit side. To debit an account means to record the transaction on the left-hand side of the account. The correct option is b.

The debit side of an account is the left-hand side. This is the first item on the debit side of the account that is discharged or reduced, by the first item on the credit side. An account is said to have a debit balance if the total on the debit side is greater than that on the credit side.

Thus the left-hand side of an account is the debit side.

Learn more about debit, here:

https://brainly.com/question/12269231

#SPJ1

The concept mentioned is Insurance, which is a financial safety net, that helps you and your loved ones recover after something bad happens. The answer is option B, excluded under liability coverage.

Insurance is a way to manage your threat. When you buy insurance, you buy protection against unexpected financial losses. The i company pays you or someone you choose if a commodity bad happens to you.

A particular auto policy is an insurance on your vehicle. It may include liability, medical payment content, comprehensive, or collision content, depending on your policy.

It covers particular vehicles, but not recreational vehicles. This content pays for the treatment of injuries to the motorist and passengers of the policyholder's auto.

To know more about Insurance,

brainly.com/question/29533154

#SPJ4

1,970,000 is the amount of Acacia's cost of goods sold for 20X1.

The products and supplies that a company keeps on hand with the intention of reselling, producing, or using them are referred to as inventory or stock. The main focus of inventory management is determining the location and form of stored commodities.

On December 31, 20X1, Cacia Company held $300,000 in stock. The following additional details:

buys for $1,500,000

Sales 1,800,000

1/1/20X1 500,000 in stock

($1,500,000 + $500,000 - $300,000) = 1,970,000.

3,000,000 is the amount of Acacia's cost of goods sold for 20X1.

To learn more about inventory refer to:

https://brainly.com/question/24868116

#SPJ4

For reasons such as temporary disability or loss of business location then these payments are accounted for as business income.

If you receive compensation from an insurance company or another source to make up for the income that was lost from your firm due to a temporary disability or a change in location, these payments are recorded as business income.

Short-term disability benefits can be acquired through private insurers, and state insurance schemes or they may be included in an employer's payout to employees. They can cover temporary disabilities brought on by an injury, a major medical condition, or even pregnancy. Company owners also list their tax-deductible business expenses on Schedule C, which includes things like advertising, some automobile and truck expenses, commissions and fees, supplies, home office expenses, and many more.

To learn more about business income, click at:

https://brainly.com/question/13181802

#SPJ4

Allowing employees to make more decisions, set their own work pace, and supervise coworkers is considered to be job enrichment

what is job enrichment?

It is a process that is characterized by adding dimensions to existing jobs to make them more motivating. Examples of job enrichment include adding extra tasks (also called job enlargement), increasing skill variety, adding meaning to jobs, creating autonomy, giving feedback.

It means enhancing individual jobs to make them more rewarding and inspiring. idea was most notably promoted by psychologist Frederick Herzberg in his classic article, "One More Time: How Do You Motivate Employees?"

Characteristics of Job Enrichment

It is a technique that employers may implement to increase the overall employee satisfaction in their company and reduce turnover rates. often involves assigning new and challenging tasks to employees to help them understand and achieve their full potential

learn more about job enrichment at

https://brainly.com/question/14834772

#SPJ4