The objective of risk management is to acheive acceptable mishap risk through a systematic approach of a hazard analysis, risk assessment, and risk management.
Thorough hazard identification and assessment is the greatest way to demonstrate the accept no unnecessary risk management philosophy in order to avoid needlessly endangering marines and equipment.Risk management is the process of identifying, assessing, and limiting risks to an organization's assets and financial success.
Numerous factors, including monetary irrationality, legal obligations, technology issues, poor strategic management, mishaps, and natural disasters, might contribute to these risks. A business can consider all potential risks with the help of an efficient risk ratio management programme. Risk management also looks at how risks relate to possible detrimental cascading effects on an organization's strategic goals.
To know more about risk management visit:
https://brainly.com/question/29384513
#SPJ4
Inflation increases uncertainty in the markets because. O setters raise the prices of their products very gradually and predictably.O consumers must put more effort more into shopping to find the best price. O it is more difficult to stay aware of how one product compares in cost to another
Inflation increases uncertainty in the markets because: D. it is more difficult to stay aware of how one product compares in cost to another
What is an inflation?In Economics, an inflation can be defined as the persistent general rise in the price (cost) of goods (products) and services in the economy of a particular country, and at a specific period of time.
Generally speaking, inflation usually causes the value of money to fall and as a result of this, it would impose more cost on the economy of any country. This ultimately implies that, an increase in inflation would result in a significant increase in the price (cost) of goods (products) and services.
In conclusion, we can reasonably infer and logically deduce that uncertainty are increased in the markets because of the changes in the price (cost) of different goods (products) and services in comparison with one another.
Read more on inflation here: brainly.com/question/1082634
#SPJ1
Which of the following is not a function of marketing?
A.Inventory
B.Transportation
C.Branding
D.Storage and warehousing
Inventory is not a function of marketing from the given options.
What is Inventory?
Inventory is the total amount of goods and materials held in stock by a business. It is a key element of a company's balance sheet and includes tangible items such as raw materials, products in various stages of production, finished products, and supplies. Inventory is used to meet customer demand, manage production costs, and control cash flow.
What is Marketing?
Marketing is the process of understanding the needs and wants of customers and developing a plan to deliver products and services that meet those needs and wants. It involves activities such as advertising, pricing, product development, distribution, and customer service. The goal of marketing is to build relationships with customers and create value.
Hence, Option A is correct.
To know more about Inventory,
https://brainly.com/question/9123862
#SPJ4
A _____ is a new product that copies, with slight modification, the design of an original product.
A.knockoff
B.prototype
C.patent
D.convergence
E.discontinuous innovation
Answer: A:Knockoff
Explanation:
I hope this helps!
A firm can fund an expansion of its operations by
Select one:
A. buying stock.
B. loaning money.
C. paying dividends.
D. issuing bonds.
The correct response is D. issuing bonds. A company may issue bonds to finance the growth of its activities.
Companies can raise capital in one way by issuing bonds. A bond serves as a loan between a firm and an investor. The investor consents to give the business a specified sum of money for a specific amount of time. The investment is compensated with regular interest payments. Corporate bonds are those that are issued by businesses. Companies sell corporate bonds to obtain money for a range of projects, including the construction of new facilities, the purchase of machinery, or expanding their businesses. Corporate bonds are a type of debt that belongs to the corporation that issued them. A particularly adaptable method of obtaining debt financing is through bonds. You can choose what precedence they have over other debts, and they can be secured or unsecured. By taking on sizable debts with set interest rates, they can also provide a means of stabilizing your company's financial situation.
Learn more about issuing bonds here
https://brainly.com/question/29663429
#SPJ4
The variable expense ratio equals:
O (Sales - contribution margin) + sales
O Variable expenses + (sales - contribution margin)
O (Sales variable expenses) + sales
O Variable expenses +(sales - variable expenses)
The variable expense ratio equals:
(Sales - contribution margin) ÷ sales
Now, According to the question:
What is a Variable Expense?
Business expenses can be classified as either fixed (invariable) or variable.
A fixed expense does not change based on a business’s other activities. Costs like rent and administrative salaries are fixed costs, which remain the same no matter how much a business is producing. Imagine a factory that produces pencils — the cost of renting the factory building will remain the same, month after month, no matter how many pencils the company actually produces.
Variable expense ratio expresses variable expenses as a proportion of a company's sales. To calculate the variable expense ratio, simply divide the company's total variable expenses by the company's total net sales. To express the result as a percentage, simply multiply it by 100.
Learn more about Variable Expenses at:
https://brainly.com/question/27536711
#SPJ4
A job process should be preferred when:
a. workforce and equipment are specialized.
b. customization is high and volume is low.
c. customization is low and volume is high.
d. when output is very high and the cost per unit is very low
A job process should be preferred when b. customization is high and volume is low.
When the customization of a job is high and the volume is low, a job process should be preferred. This process allows for the job to be tailored to the individual needs of the customer, ensuring that the job is completed to the highest possible standards.
It also means that the customer can have more control over the final product and can provide feedback or changes to the job as needed. The job process is also beneficial for low-volume jobs, as it eliminates the need for expensive automation or large-scale production.
This makes the job process an ideal choice for small-scale jobs that require high levels of customization.
To learn more about job, click here:
https://brainly.com/question/17205577
#SPJ4
Which of the following is the first step in setting a pricing policy?
A) selecting a pricing method
B) selecting the pricing objective
C) determining demand
D) estimating cost
E) analyzing competitors' costs, prices, and offers
The first step in creating a pricing policy is choosing the pricing objective.
What is a Pricing Policy?Pricing policy refers to a company's approach to choosing the price at which it will offer a good or service to the market. Pricing policies give companies the flexibility to charge different rates for different goods while still insuring their ongoing profitability.
Here are some instances of different pricing practices employed by businesses: Price Rebates and Allowances Based on Location The Competitive Bidding Strategy in Competitive Markets.
Value pricing is arguably the most important pricing strategy out there. This takes into consideration how important, significant, and advantageous your customers believe your services or products to be.
To learn more about Pricing Policy refers:
brainly.com/question/27124956
#SPJ4
What is the most important thing in entrepreneurship?
An excellent businessperson must be able to sell, communicate, concentrate, learn, and strategize well.
What are the top 3 qualities an entrepreneur needs to succeed?Five Financial Skills that every entrepreneur must possess. For entrepreneurs, maintaining financial records and developing a budget are crucial. the capacity for communication. In addition to leadership abilities, time management skills, and sales, being a skilled communicator is crucial for entrepreneurs.An excellent businessperson must be able to sell, communicate, concentrate, learn, and strategize well. Not only is the capacity to learn new things constantly important for business success, but it is also a very important life skill. An effective growth strategy built on inborn business acumen and abilities is necessary.An excellent businessperson must be able to sell, communicate, concentrate, learn, and strategize well.To learn more about businessperson refer to:
https://brainly.com/question/15058902
#SPJ4
What are some examples of measurable goals?
Measurable goals are precise declarations of the desired characteristics of essential services and the anticipated outcomes of the services or experience. The following should be stated in the objectives: the individuals whose attitudes, information, and/or abilities will change as a result of the programme.
Which is an example of a measurable goal?My aim is to treble revenue during the next four months, which is measurable. Reachable: I've worked as a sales associate for the past two years. I have a foundational understanding and am eager to learn more.Relevant: I wish to acquire new skills and increase my level of job confidence.I'll complete 60,000 words in six months, which is measurable. It is doable for me to write 2,500 words per week. Relevant: I've always wanted to work as a freelance writer.To know more about Measurable goals, visit:
https://brainly.com/question/9484332
#SPJ4
A market-skimming pricing strategy should NOT be used for a new product when : A) the product's quality and image support its higher price B) enough buyers want the products at that price C) competitors can undercut prices easily
A market-skimming pricing strategy should NOT be used for a new product when the product's quality and image support its higher price so option A is correct.
A request- skimming pricing strategy shouldn't be used for a new product when challengers can undercut prices fluently. This is because the strategy involves setting a high price for the product and also gradationally lowering it as demand decreases. However, it'll be veritably delicate to maintain the high price and the company will miss out on implicit gains, If challengers are suitable to undercut the price fluently. also, if challengers can fluently undercut the price, it could beget guests to choose their product rather, reducing the demand for the original product. It's only salutary to use a request- skimming pricing strategy if the product's quality and image support its advanced price and there are enough buyers who are willing to pay that price.
To know more about market-skimming pricing visit:
https://brainly.com/question/29462476?referrer=searchResults
#SPJ4
What is accrual accounting in Quickbooks?
Instead of recording revenue and expenses in the order in which they are paid or received, accrual accounting records them in the order in which they occur.
How can I use QuickBooks' accrual accounting feature?Navigate to the Gear icon up top.Choose Account and Settings from Your Company.Click Advanced in the left menu.Click the pencil symbol in the Accounting section.On the Accounting Method drop-down arrow, select Accrual.After clicking Save, click Done.With accrual accounting, transactions are recorded in the chronological order in which they take place rather than the order in which they are paid. It is frequently employed by medium-sized and large organizations. Regardless of whether funds are moved between the parties, revenue is recognized when it is earned and expenses are recognized when they are incurred. For instance, if a sale is made on January 31 and paid for on March 5, the sale will be noted in the accounting records as having happened on January 31.
The ideal candidates for accrual accounting are companies who do not receive payment right away after submitting an invoice. Additionally, it benefits companies who handle a lot of contracts or large orders.
Learn more about accounting from here;
https://brainly.com/question/29108212
#SPJ4
How sales tax works?
Sales Tax is a duty paid to a governing body to trade goods and services. Sales Tax is a circular duty and is generally charged at the point of stealing or exchanging certain taxable goods, charged as a chance of the product's value.
When written out, the equation looks like this Deals duty rate = Sales tax percent/ 100. Sales Tax = List price x Sales Tax rate. A deals duty is also a type of circular duty, which means it is not paid directly to the government, as is an income duty.
Rather, retailers collect deals levies from their consumers and then remit them to the applicable government reality.
To learn more about Sales Tax, visit here
https://brainly.com/question/29442509
#SPJ4
How do you describe excellent interpersonal skills?
Although some people are naturally skilled at managing relationships, everyone may develop these abilities with practice. We may resolve problems, show gratitude, and listen well by improving our interpersonal skills.
What is gratitude?A pleasant sensation that has been associated with many benefits for both mental and physical health is being grateful and appreciative while expressing thanks. When you are feeling grateful, you demonstrate your appreciation for something or someone in your life by being kind, warm, and other ways of being generous. The phrase "gratefulness" can be used to denote a number of different things, depending on who else uses it and in what context. The subject has long captivated religious and philosophical researchers. Research on gratitude did not really start to take off until the 1950s, when sociologists and psychologists began investigating the potential impacts of thankfulness on both individuals and groups.
To learn about appreciation, visit:
https://brainly.com/question/14522842
#SPJ4
the seller’s right to cure does not affect the right of the buyer or lessee to reject goods.T/F
The given statement "the seller’s right to cure does not affect the right of the buyer or lessee to reject goods." is false.
The term lessee in business is defined as a person who rents land or property from a lessor and they are also known as the “tenant” and must uphold specific obligations as defined in the lease agreement and by law.
Here we have given the statement "the seller’s right to cure does not affect the right of the buyer or lessee to reject goods."
And we need to identify whether the statement is true or false.
According to the definition of lessee here we know that the seller right must affect the right of buyer to reject the goods because if the right are not suitable for the buyer or lessee then they must simply reject it.
Therefore, the statement is false.
To know more about lessee here.
https://brainly.com/question/14864269
#SPJ4
true or false: trade channels goods to those who value them most. over the years, trade has enabled us to produce more with our limited resources, dramatically improving our living standards.
True, Goods are delivered through trade channels to those who appreciate them most. Through commerce, we have been able to create more with our limited resources throughout time, greatly raising our level of living.
A trading channel is a circuit created by plotting two simultaneous trendlines placed at resistance und support levels on an equity prices series chart. Typically, traders would look to purchase at kay and sell around channel resistance because they assume that asset prices will remain inside one trading channel. A trading channel is a pattern on a chart that is characterised by two rows that border support and resistance and inside which an asset trades over time. When the price strikes the level at least twice within a genuine uptrend selling pattern, a possibility to buy in to uptrend is suggested by subsequent returns up off the level.
To learn more about trade channel refer here:
https://brainly.com/question/13362492
#SPJ4
The cost of common stock equity may be estimated by using which of the following?
a. Earnings curve
b. Dupont analysis
c. Capital asset pricing model
d. Price/Earnings ratio
The cost of common stock equity may be estimated by using Capital asset pricing model.
The correct option is c.
A financial model used to determine an asset's expected rate of return is known as the capital asset pricing model (CAPM).
The predicted return on the market and a risk-free asset, as well as the asset's correlation with or sensitivity to the market, are used by CAPM to achieve this.
The CAPM was created to measure this systemic risk. In the financial sector, it is widely used to appraise risky securities and determine predicted returns for assets given their risk and cost of capital.
To learn more about Contracts, refer
https://brainly.com/question/2669219
#SPJ4
1.Discuss in detail the differences between quality of design and quality of conformance and their impact on the production cost. Also specifically, discuss how quality of design and quality of conformance differ for manufacturing and service businesses with an example for each.ANSWER=The term quality involves two complimentary variables which are quality of design and quality of conformance. Quality of design is the degree to which the designers is intending to provide its customers. In the manufacturing industry, an example of quality of design could be the difference between a Honda and a Mercedes. Both cars provide implied uses ,however both cars differ in their features and are designed for two different sets of customers. In the service industry, an example of quality of design could be the difference between an economy hotel and a five star hotel. Both provide basic need for customers ,however their different features are designed for two different customers. Quality of conformance is the degree to how well a product or service meets its specifications. In the manufacturing industry, an example of quality conformance could be a wrench that has a specific dimension for it's intended use that can be observed and measured. In the service industry, an example of quality of conformance could be the implied wait for food in the restaurant to be fifteen to twenty minutes. When the food takes thirty minutes to arrive then it can be assumed that there has been poor quality of conformance.discuss :................????
Quality of design and Quality of conformity are two complementary factors that make up the phrase "quality." The level of customer service that a designer intends to give is reflected in the quality of the design.
What is customer service?Customer service is the one-on-one interaction between a customer making a purchase and an employee of the company selling it. Most shops think that this one-on-one interaction is crucial to ensuring client pleasure and encouraging the return customers. The opportunity to communicate with a live person is still viewed as crucial by the majority of businesses even today, when a substantial amount of customer support is handled by automated self-service systems. The majority of businesses have workers who do behind-the-scenes work and never deal directly with clients. Customer service representatives are the people who speak to the customers most frequently. Customers' perceptions of the company and the product are influenced by their contact with that individual.
To learn more about customer service, visit:
https://brainly.com/question/28417930
#SPJ4
A consumer's spending is restricted because of:
A) marginal utility.
B) total utility.
C) a budget constraint.
D) utility maximization.
The answer is budget constraint. A budget constraint is a limit on the amount of resources (such as money, time, or labor) that can be used to achieve a goal.
It is usually used to indicate limits placed on an individual's or family's spending. When a budget constraint is imposed, it can affect the amount and types of goods and services available to an individual or family. For example, if an individual or family has a monthly budget of $1,000, that budget may limit their ability to purchase luxury or high-priced items. As a result, their spending will be limited by the budget constraint and they will not be able to maximize their utility.
To know more about consumer spending click here
https://brainly.com/question/16998154
#SPJ4
Define interest rate, savings account, checking account, mutual fund.
Then compare each one from 3 different banks
perspective.
Mutual funds allow you to pool your money with other investors and “buy each other” in stocks, bonds, and other investments. They are run by professional money managers who decide securities (stocks, bonds) to buy and to sell them.
What does interest rate, saving account and checking account mean?Interest rates tell you the cost of borrowing and the return on your savings. So if you are a borrower, the interest rate is the amount charged to borrow money, expressed as a percentage of the total loan amount.A savings account is an account designed to store money that you don't want to spend immediately. This differs from a checking account, which is a transaction account intended for daily expenses, allowing you to write checks, make purchases using your debit card, and withdraw at ATMs.A checking account gives you easy access to your money for your daily transaction needs and helps keep your cash safe. Customers can typically use debit cards or checks to make purchases and pay bills. Accounts have various options to avoid monthly service fees.What are the interest rates for savings and checking accounts?Savings account interest rates are generally higher than checking account interest rates. As of July 19, 2021, the average US savings account interest rate (0.06%) was twice the average interest-bearing checking account interest rate (0.03%).
What are the three differences between a checking account and a savings account?A checking account is good for regular transactions such as shopping, paying bills, and ATM withdrawals. They usually earn less interest or none at all. A savings account is a good place to store your money. Your funds usually earn more interest.
To learn more about funds visit:
https://brainly.com/question/9965923
#SPJ1
When a country can produce a good or service at a lower cost than other countries?
When the pandemic spread last spring, consumer spending plummeted. However, a country can provide an good or service at a lesser cost than other countries.
The output of an economic system is goods and services. While services are tasks completed for the benefit of the recipients, goods are physical products that are sold to clients. Cars, appliances, and apparel are a few examples of products. Services like house cleaning, consulting, and legal counsel are a few examples.
Between these two ideas is where a business's production can fall. For instance, a landscaping business might offer a homeowner a tree (goods) in addition to mowing the yard (a service). When the pandemic spread last spring, consumer spending plummeted. However, a country can provide an item or service at a lesser cost than other countries.
Learn more about economic system here
https://brainly.com/question/27630988
#SPJ4
When a nation can manufacture goods and services for less money than other nations, it is said to have a comparative advantage. When a nation can manufacture something with lower opportunity costs than other nations,
What do comparative advantage examples mean?In an economic model, producers have a comparative advantage over rivals if they can produce a good at a lower relative opportunity cost or autarky price, that is, at a lower relative marginal cost before trade.
For instance, if a nation excels in producing both cheese and chocolate, they may choose to allocate the appropriate amount of labor to each product. This country has a comparative advantage in producing chocolate if it takes one hour of labor to make 10 units of cheese and one hour of labor to produce 20 units of chocolate.
To know more about comparative advantage visit:
https://brainly.com/question/13221821
#SPJ4
when several tasks can start at the same time, each is called a(n) ____ task.
If several tasks can start at the same time, then each of the task a(n) is called as concurrent task.
The term task in business is defined as an activity that needs to be accomplished within a defined period of time or by a deadline to work towards work-related goals
Here we have given that when several tasks can start at the same time, each is called a(n) ____ task.
Now, we need to find the missing term in the statement.
AS we all know that When tasks must be completed one after another then they are called concurrent tasks.
Where as When two or more concurrent tasks depend on a single prior task, then each of the concurrent tasks is called a predecessor task.
To know more about task here.
https://brainly.com/question/24316547
#SPJ4
________ means marketing a product in a foreign market without making any changes to the product.
International marketing means marketing a product in a foreign market without making any changes to the product.
Which process is International marketing?International marketing is the process of marketing products and services in foreign markets.It involves understanding the different cultures and customs of each country, as well as the economic, political and social environment in which the product will be sold.International marketing requires a deep understanding of the target market and an ability to tailor the product to meet the needs of the market.It also includes researching the local competition and getting to know the local distributors and retailers who will help to promote and sell the product.International marketing requires a long-term strategy and commitment. It is a complex process that requires a great deal of research, planning and execution.It is important to understand that international marketing is not a one-size-fits-all approach, but rather a process of continual evaluation and adaptation to ensure that the product is successful in the international market.To learn more about International marketing refer to:
https://brainly.com/question/20860719
#SPJ4
What does the term Accenture multi party systems refer?
The term Accenture multi-party systems refer: It arranges for the delivery of the items. Simply stated, Accenture has an extremely successful supply chain with much more adaptability and dexterity.
What is Accenture's multi-party system?In Multi-party Systems, Accenture's job is to "assist a single organization in developing a data ingress platform."
Enabling data standardization across organizations. Introducing token features that enable the creation of digital twins of physical assets, the transfer of value, the creation of tokenized incentives, and the fractionalization of ownership of assets.
Supply chain,digital identification, andfinancial services,In each of these categories, we have established tremendous foundational capabilities, validated demonstrations of value, and assisted business ecosystems in implementing the first wave.
To know more about multi-party systems refer to:
brainly.com/question/1083660
#SPJ4
in most states, if neither party requests a jury, the court presumes the parties waive this right.
True, In most states, the court will assume that the parties have waived this privilege if neither side requests a jury.
Whose right to a jury trial is the lone exception?Except in situations of impeachment, all crimes must be tried by jury and must be committed in the state where the offense was committed; if the crime was not committed in a state, the trial must be committed at the location or locations that the Congress may have established by legislation.
What criteria do six-member juries use to make their decisions?Each juror must take part in the decision-making process unless excused under Rule 47(c), and the jury must consist of at least 6 and no more than 12 people at the outset. Verdict. A jury of at least six people must decide the case, and unless the parties agree differently, the decision must be unanimous.
Learn more about jury trial: https://brainly.com/question/29774903
#SPJ4
An example of a taxable bond issued by a municipal government is A) a tax anticipation note (TAN). B) a Build America Bond (BAB). C) a general obligation bond (GO). D) Series EE bonds.
C) a general obligation bond (GO).An example of a taxable bond issued by a municipal government is a general obligation bond .
General obligation bonds (GOs) are bonds issued by a municipal government and are backed by the taxing power of the government. These bonds are generally used to fund capital projects, such as infrastructure improvements or government building construction. They are taxable at the federal level, but may be exempt from state and local taxes depending on the state the bonds are issued in.
A bond is essentially a loan from an investor to a borrower, such as a business or the government. The investor earns interest on the investment while the borrower uses the funds to support its activities.
To know more about bond here
https://brainly.com/question/28415946
#SPJ4
An America Builds Bond (BAB). The Economic Recovery and Reinvestment Act of 2009 established the Build America Bonds (BABs) as municipal issues to help issuer communities cut costs and boost the economy.
The citizens and nationals of the United States of America are called Americans. Many dual citizens, expatriates, and long-term residents can properly claim American nationality, despite the fact that the majority of Americans are direct citizens and nationals. The United States is home to people from many diverse racial and ethnic backgrounds; as a result, American culture and legislation distinguish nationality from race or ethnicity and instead emphasize citizenship and an oath of lifelong allegiance. Most Americans either immigrated to the nation or are descended from people who were brought here as slaves, with the exception of Native Americans and people from Hawaii, Puerto Rico, Guam, and the Philippine Islands who became Americans through the country's expansion in the previous five centuries.
Learn more about American from
brainly.com/question/25800832
#SPJ4
Economists use the term "business cycle" to refer toO the growth of small businesses into major corporationsO changes in products that occur from improved technology. O fluctuations in the level of real output and employmentO periods of increases and decreases in the rate of inflation.
The business cycle is a term used by economists to describe the periodic oscillations in profitable exertion that do over a period of time.
The business cycle consists of four distinct phases expansion, peak, compression, and trough. During the expansion phase, profitable exertion similar as employment, income, investment, and product increase. As the expansion continues, the peak is reached and profitable exertion begins to decelerate down. In the compression phase, profitable exertion decreases, leading to a trough. Eventually, the frugality begins to recover, leading to a new expansion phase. The business cycle is driven by a combination of factors similar as consumer confidence, investment, technological inventions, and government policy. It's an important conception for understanding the macroeconomic terrain and how it impacts businesses, homes, and other profitable agents.
To know more about business cycle visit:
https://brainly.com/question/30167425?referrer=searchResults
#SPJ4
The following is the balance sheet for Raymond Bank, one of many commercial banks in a country.
Assets Liabilities and Equity
Reserves $5,000 Deman deposits $20,000
Business loans $10,000 Student loans$8,000 Government securities $2,000 Equity (Net worth) $5,000 Total assets$25,000 Total liabilities and equity$25,000
(a) Calculate Raymond Bank's required reserves.
(b) Calculate the maximum amount of additional loans that Raymond Bank can make without selling its holdings of government securities.
(c) Assuming that Raymond Bank and other banks now lend out all excess reserves, calculate the maximum possible change in the following.
(i) Demand deposits throughout the banking system
(ii) Total reserves throughout the banking system
(d) Suppose that the country's central bank purchases $1,000 of Raymond Bank's holdings of government securities as part of its open-market operations. Do Raymond Bank's required reserves initially increase, decrease, or remain the same as a result of the central bank's purchase? Explain.
$2,000 will be required reserves, $3,000 will be maximum amount of additional loans and required reserves remain the same.
a)Required reserve ratio = 10%
= 0.10
Deposits in Raymond Bank = $20,000
Raymond Bank's required reserves= Required reserve ratio * Deposits
= 0.10 * $20,000
= $2,000
b) Actual reserves = $5,000
additional reserves = Actual Reserves - Required Reserves
= $5,000 - $2,000
= $3,000
The maximum amount of additional loans that Raymond Bank can make = additional reserves
= $3,000
c) possible change in demand deposits = New loans made by Raymond Bank = $3,000
amount multiplier = 1/(reserve ratio) = 1/0.10 = 10
i) increase in demand deposits = amount multiplier * Initial increase in deposits
= 10 * $3,000
= $30,000
ii) Total increases in reserves = Required reserve ratio * Total increase in deposits
= 0.10 * $30,000
= $3,000
learn more about reserves here
https://brainly.com/question/29651028
#SPJ4
a(n) ____________________ is an act against an asset that could result in a loss.
An act that could result in a financial loss is referred to as an attack.
There are some acts for assets which are formed to face loss. An asset is an item with economic importance that a person, company, or nation owns or manages with the expectation that its value will increase over time. A list of assets can be seen in a company's balance sheet. Four categories are used to categorise them: present, fixed, financial, and tangible. They are acquired or produced in an effort to raise the value of a business or improve its operations. An asset can be thought of as anything that, in the future, can generate cash flow, reduce expenses, or boost sales, whether it be manufacturing equipment or a patent.
To learn more about asset act refer here:
https://brainly.com/question/30176814
#SPJ4
The guidelines or expectations for team behavior are called ___________________. a. team policies b. group standards c. team ground rules d. group ground policies Please select the best answer from the choices provided A B C D
Option (c), Team ground rules are the norms or expectations for team behavior.
What are the guidelines for the team?To make it easier for them to collaborate in the future, a team creates ground rules as guidelines. To work effectively, the group must be able to understand, agree upon, and follow the ground rules. The ground rules for the team outline how participants are to help and communicate with one another.
What is the most important team requirement?Norms that address a team's productivity, communication, accountability, and decision-making can have a significant impact on team cohesion and performance. As an illustration, one or more of the following could be regarded as the norm: We should treat one another with respect and dignity. Take care not to lie.
Learn more about Team ground rules: https://brainly.com/question/28498053
#SPJ4
What do you do with savings bonds after death?
If a surviving co-owner or beneficiary is specified on the savings bond, they will receive the bond outright. It stays separate from the deceased person's estate.
For paper EE or I bonds and paper HH bonds, you have several alternatives whether you are the listed co-owner or beneficiary who inherits the bond. If the bond only has one named party and that party has passed away, the bond belongs to that person's estate.
If a bond has two signatories who have both passed away, the bond goes to the estate of the last person to pass away. The "settlement" or distribution of that person's estate, or what they possess, must take place in accordance with their will or the law.
Learn more about a savings bond here:
https://brainly.com/question/29795214
#SPJ4
