The reasons why collateral is important to a borrower are:
It serves as borrower's credit worthiness .Collateral minimizes the risk for lenders.What is Collateral?Collateral can be regarded as item of value that is been used to secure a loan.
In a case whereby a borrower defaults on the loan,it is possible for lender to seize the collateral and sell it to recoup its losses. Banks require collateral on certain types of loans.
Learn more about Collateral at;
https://brainly.com/question/14037774
Ethical constraints allow companies to ______. A. Give employees bonuses b. Show employees trust c. Fire employees easily d. Excuse employee behavior Please select the best answer from the choices provided A B C D.
Answer:
its B
Explanation:
Which of the following helps to avoid wasting resources on goals that CANNOT be
accomplished?
Flexibility
Realistic expectations
Persistence
Organized planning
Realistic expectations helps to avoid wastage of resources.
What is Realistic expectations?Realistic expectations refers to goals or Target that are set which is realistic or can sensibly be achieved at the set time. Something you know you can achieve base on what you have and the solutions you intend to give.
Therefore, Realistic expectations helps to avoid wastage of resources.
Learn more about Realistic expectations from. the link below.
https://brainly.com/question/4335986
Total income, before deductions are made, is called ___________.
A. gross income
B. net income
Answer: Your answer is A. gross income
Hope this helps!
How much will $200 in new spending change equilibrium income if the marginal propensity to save is 0.2
Answer:
$250
Explanation:
1/MPS=1/(1-0.02)=1.25; 1.25x$200= $250
Occupational Outlook Handbook is a resource that
O explains what education is needed for a job
O provides contact information for job shadowing
O shows the location of job openings in the area
O offers scholarship programs to cover college tuition
Answer:
It's A, explains what education is needed for a job
Explanation:
I'm taking a career course and took the test, got it right
A fixed asset with a cost of $30,000 and accumulated depreciation of $28,500 is sold for $3,500. What is the amount of the gain or loss on disposal of the fixed asset?.
The amount of the gain or loss on disposal of the fixed asset is $2,000.
Gain or loss on disposalFirst step
Book Value = Original Cost of Equipment - Accumulated Depreciation
Book Value = $30,000 -$28,500
Book value= $1,500
Second step
Gain=Sale Price -Book Value
Gain=$3,500-$1,500
Gain=$2,000
Inconclusion the amount of the gain or loss on disposal of the fixed asset is $2,000.
Learn more about gain or loss on disposal of asset here:https://brainly.com/question/14542603
How can I increase my level of confidence in myself?
How do I get rid of the feeling of shyness, nervousness, and scared when I'm playing soccer in front of other and talking publicly to people?
Answer:
remind urself ur perfect and u got this! don't care about what others think!
is it cool when you have friends at school
Answer:
Well yes I would suppose…unless you’re the loner type. I don’t have any friends so I wouldn’t really know—
._.
Answer:
yes, i guess you could say that its cool to have friends at school. but it is important to make sure that they dont get in the way of schoolwork or influence you to do anything bad
Explanation:
Our company sells flat screen tvs to retailers for $1,000. The total fixed costs for plant operation is $60,000. It costs us $700 to make each tv. How many tvs does mkt300 industries need to sell to break even?.
Answer:
i don't know i have no answer toExplanation:
sorry again i need answer too,anyone
Melissa is a salaried employee who earns roughly the same amount in every paycheck. Why would it be a great idea for her to set up an automatic transfer every pay period into her savings account
It will be a good idea to set up an automatic transfer every pay period because its prevents anyone from forgetting to pay yourself first as well as preventing to spend the said money.
What is an automatic transfer?An automatic transfer refers to an arrangement whereby a preset transfers is done from customer's account on a regular basis to another accounting.
In conclusion, the automatic transfer is very effective in maintaining a strict saving culture because its prevent the spending of disposable income.
Read more about automatic transfer
brainly.com/question/24179665
Bruce borrowed $1,000 for his trip. If bruce waits for five years to begin paying back his loan, how much will he owe?.
Answer:
$1,610.51
Explanation:
The complete question is
Bruce takes out a personal loan of $1,000 to go on a trip to Florida. His loan has an annual compound interest rate of 10%. The loan compounds once each year. When you calculate Bruce's debt, be sure to use the formula for annual compound interest.
Bruce borrowed $1,000 for his trip.
If Bruce waits for five years to begin paying back his loan, how much will he owe?
we know that
The compound interest formula is equal to
where
A is the Final amount owed
P is the amount of money borrowed
r is the rate of interest in decimal
t is Number of Time Periods
n is the number of times interest is compounded per year
in this problem we have
substitute in the formula above
Answer:
Explanation:
1,500 trust me took the test.
Real Estate tax, a tax based on the value of the land and the buildings owned by its taxpayers, is a good example of _____. A. Income tax b. Sales tax c. Property tax d. Wealth tax Please select the best answer from the choices provided A B C D.
Answer:
It's C I think.
Explanation:
Mama C's Pizza instructs its telephone pizza order takers to pick up the telephone on the first ring and not to put customers on hold. When answering the telephone, an order taker must be energetic, friendly and let the customer hear the smile on his or her face. Mama C's guidelines for order takers' telephone answering behavior will influence which of the following service quality dimensions for Mama C's?
A) Reliability
B) Responsiveness
C) Assurance
D) Empathy
E) Tangibles
Answer:
B
Explanation:
it's responsiveness bc you're responding in a positive way and it looks better in the customer service world
You invest $25,000 at an annual rate of 7.25% for one year. What is the difference in interest earned if you compound this money on a daily basis instead of an annual basis
The difference between the interest compounded daily and the interest compounded annually is $67.13.
What is the interest earned in your money is compounded on an annual basis?
The formula that can be used to determine interest is : FV - amount invested
FV = P (1 + r)^n
Where
FV = Future value P = Present value R = interest rate N = number of years$25,000 (1.0725) = 26,812.50
26,812.50 - $25,000 = $1,812.50
What is the interest earned in your money is compounded on a daily basis?$25,000x (1 + 0.0725 /365)^365 = 26,879.63
26,879.63 - $25,000 = $1879.63
What is the difference in interest?$1879.63 - $1,812.50 = $67.13
To learn more about future value, please check: https://brainly.com/question/18760477
The amount of jelly sold decreases from 100 jars to 50 jars when the price of peanut butter increases from $2 to $3. Using the midpoint method, the cross-price elasticity between peanut butter and jelly is _____.
Answer: -1.7
Explanation:
Using a midpoint method. Find the rate of change for both quantity and price.
The rate of change in quantity is: ((Q2 - Q1)/(Q2+Q1)/2) X 100%
The rate of change in price is: ((P2-P1)/(P2+P1)/2)) X 100%
The answer is the rate of change in quantity divides by the rate of change in price.
Rather than acquire an existing machine parts manufacturer in Mexico, Robertson Corp., based in Ohio, chose to establish new operations in a northern Mexico city. This form of FDI is called
The form of Foreign direct investment used to acquire the existing machine parts manufacturer in Mexico, Robertson Corp based in Ohio is called a greenfield investment.
What is a greenfield investment?A greenfield investment refers to a foreign portfolio investment whereby a company buys the stocks or bonds of an existing company.
In conclusion, the acquisition of Robertson Corp in other to establish new operations in a northern Mexico is called a greenfield investment.
Read more about greenfield investment
brainly.com/question/8948781
Yael just turned 18 and has started getting money from her grandmother. For the next decade, payments will come in on a regular basis if she fulfills certain obligations. What is most likely happening?
A. Yael has been named the executor of a trust.
B. Yael is receiving assets from a trust set up by her grandmother.
C. Yael has named her grandmother as a beneficiary of her will.
D. Yael created a trust to give assets to her grandmother.
The event that most likely to happen with the Yael that had come to an age is that the Yael is receiving assets from a trust set up by her grandmother.
What is trust?A trust is a legal arrangement in which the owner of a right transfer it to another person or entity, who is obligated to keep and use it solely for the benefit of another.
In the given case, Yael just turned 18 and has started getting money from her grandmother, and she is receiving the payments on a regular basis if she fulfills certain obligations.
The situation is best described as the object of trust, as the grandfather passed the asset to Yael with an agreement.
Therefore, option B is correct.
Learn more about the trust, refer to:
https://brainly.com/question/24794409
#SPJ2
Shelby’s total closed-end credit for her car (including all interest) cost $9,478. 58. The table shows the schedule of her payments for the first 4 years. A 4-column table with 4 rows. Column 1 is labeled Year number with entries 1, 2, 3, 4. Column 2 is labeled Balance with entries 7,000 dollars, 5,997 dollars and 39 cents, 4,617 dollars and 69 cents, 3,016 dollars and 21 cents. Column 3 is labeled monthly payment with entries 180 dollars, 180 dollars, 180 dollars, 180 dollars. Column 4 is labeled End of Year Balance with entries 5,997 dollars and 39 cents, 4,617 dollars and 69 cents, 3,016 dollars and 21 cents, 1,157 dollars and 28 cents What is the total amount of interest Shelby will pay for the car loan? How many more years will it take Shelby to pay off her loan?
Answer:
Although part of your question is missing, you might be referring to this full question:
Shelby's total closed-end credit for her car (including all interest) cost $9,478.58. the table shows the schedule of her payments for the first 4 years. table what is the total amount of interest shelby will pay for the car loan? how many more years will it take shelby to pay off her loan?
Year payment schedule (dollars) Monthly payment End of year balance
1 7000 180 5997.39
2 5997.39 180 4617.69
3 4617.69 180 3016.21
4 3016.21 180 1157.28
The first year interest payment for shelby would be 9478.58-7000= 2478.58, therefore, the total amount of interest to be paid every year would be 2478.58. The remaining year payment can be explained as follows:
7000-5997.39=1002.61
5997.39-4617.69=1379.7
4617.69-3016.21=1601.48
3016.21-1157.28=1858.9
Therefore, Shelby will be able to pay off her loan in one more year. The total amount of interest to be paid by Shelby is 2478.58
Answer:
2478.58
1
Explanation:
Select the examples of Early Childhood Development and Services workplaces. Check all that apply. A hospital a private home an office a medical clinic a school a child care facility.
The best examples of early childhood development and services workplaces: a private home, a school, and a child care facility.
What do understand by the term "early childhood?
Early childhood, defined as the years between birth and the age of eight, is a time of rapid development with brain development at its peak.
Children are heavily influenced by their environment and the people around them throughout this era.
A private home, a school, and a child care facility can be known as institutions or facilities where daycare, monitoring, caring, and development of a child or a group of children ranging are taken care of.
Hence, the best examples of early childhood development and services workplaces are:
A private homeA school A child care facilityTo learn more about early childhood development, refer to the link:
https://brainly.com/question/25887038
Answer:
B
E
F
Explanation:
An 85. 0 kg man, sitting in a 110 kg canoe, catches a 5. 0 kg cooler, tossed at 5. 0 m/s by a friend.
a. Is the collision elastic or inelastic? Explain.
b. What is the final velocity of the canoe?
a) The collision is inelastic.
b) The final velocity of the canoe is zero since it remains at rest.
Collisions; Elastic and InelasticAccording to the question;
It follows that the 85kg man catches the cooler tossed at him.a) On this note, it follows that, the final velocity of the man and the cooler is zero since they both remain at rest. Hence, the collision is inelastic.
b) The final velocity of the canoe is zero since it remains at rest.
Read more on elastic and inelastic collisions;
https://brainly.com/question/13876829
In July, Lane Co. sells merchandise to Avery Co. on account. In August, Avery pays the balance in full. The entry that Lane will make to record the receipt of cash will include a credit to the _______ account. Multiple choice question.
a. Accounts Receivable.
b. Cash.
c. Unearned Sales.
d. Accounts Payable.
e. Sales.
The entry that Lane will make to record the receipt of cash will include a credit to the: a. Accounts Receivable.
What is Accounts Receivable?Accounts Receivable can be defined as the amount a company is expected to receive from their clients or customers for the goods and service they rendered to their clients.
Based on the information given the appropriate journal entry to record the transactions is:
Debit Cash
Credit Account receivable
(To record the receipt of cash)
Inconclusion the entry that Lane will make to record the receipt of cash will include a credit to the: a. Accounts Receivable.
Learn more about account receivable here:https://brainly.com/question/24848903
Phone Center Scenario The Technix Computer Corporation recently finished construction of a customer service phone center in New Delhi, India. Phone center agents will be responsible for answering technical questions from customers around the globe. Technix has hired 55 local computer experts as phone agents, and a training session is underway. Technical specialists and call center specialists from the United States have flown to India to train the new Indian employees. Hank Patelli, a senior manager of a Technix phone center in Michigan, will oversee the New Delhi phone center for six months until a local manager is hired and trained to replace him. After the first training session, a number of the Michigan employees expressed frustration that the Indian employees lacked technical knowledge because none of them asked questions or offered answers. Which of the following would be the best way for Hank to handle the situation?
A. Host a traditional American barbeque so the American and Indian employees can get acquainted.
B. Remind the American employees that the Indians may be showing respect by remaining silent.
C. Order the Indian employees to interact more during the session.
D. Ignore the complaints of the American employees and continue the training sessions as planned.
The best way that Hank would handle this situation would be to Remind the American employees that the Indians may be showing respect by remaining silent.
Why the Indians may be silentThe reason for this silence could be due to the fact that the people are from a region where the society frowns at talking back to authority.
Understanding these people's culture would make the Michigan's understand why the people are that way.
Read more on culture here:https://brainly.com/question/514395
Some banks offer interest on the money that is in the checking account.
~True
or
~False
Answer:
no
Explanation:
You can think of a checking account as the workhorse of financial accounts. ... But many checking accounts don't earn interest.
How does a command economy answer the three economic questions?
(1) what to produce, (2) how to produce, and (3) for whom to produce.
Answer:
key terms in purest from a market economy answers the three economic questions by allocating resources and goods through markets where prices are generated. In its purest form, a command economy answers the three economic questions by making allocation decisions centrally by the government.
Answer:
is it (3) for whom to produce.
Explanation:
Which is the best system for keeping track of your spending?
A. Cash
B. Checks
C. Certificates of Deposit
Answer:
I would say checks. so sorry if im wrong.
Explanation:
According to the liquidity premium theory of the term structure, a flat yield curve indicates that short-term interest rates are expected to.
According to the liquidity premium theory of the term structure, a flat yield curve indicates that short-term interest rates are expected to remain constant.
What does a flat yield curve mean?A flat yield curve is an indicator that interest rate would be constant. The long term and short term interest rate would be the same. A downward sloping yield curve can also be an indicator that there is an expectation of lower inflation rate in coming years.
If the yield curve is upward sloping, the short term interest rate would be lower than the long term interest rate
To learn more about bonds, please check: https://brainly.com/question/9970004
Teresita structures her company activities in predictable ways, and she uses rules, specialized jobs, and centralized authority. Which type of process does Teresita use in her organization? a. Mechanistic b. Decentralized c. Continuous-process d. Small-batch e. Organic
Based on the way Teresita structures her company activities, we can infer that the process she uses is the A. mechanistic process.
What is the mechanistic process?It is a process that is used to run a company's activities. This approach centralizes authority which means that individual initiative is rarely used.
It also allows for rules and a specialized structure in job processes as this is the best way for centralized authority to get a handle on things.
In conclusion, option A is correct.
Find out more on the organizational processes at https://brainly.com/question/16049983.
PLEASE HELP ME WITH THIS PLS PLS PLS
Which two renewable technologies do not rely on energy from the sun?.
Answer:
GEOTHERMAL AND TIDAL ENERGY
Explanation:
What factor most commonly influences a firm's decision about whether to negotiate with several vendors at once
Answer:
Language barrier
Explanation:
poor communication with several vendors will lead to language barrier thus enabling other customers not to meet their expectation
