Financial planning is the most common way of recording an individual's or alternately business' ongoing monetary circumstance and recognizing monetary objectives and how the individual or business will accomplish them. A monetary arrangement itself is a report that fills in as a guide for an individual's or alternately business' monetary development.
The moves toward arranging business finance are:
1) Distinguish What is happening.
2) Decide on Monetary Objectives.
3) Recognize Choices for Speculation.
4) Assess Choices.
5) Set up a Monetary Arrangement and Carry out.
6) Audit, Reexamine, and Screen The Arrangement.
While putting forth objectives is a vital piece of the monetary arranging process, carrying out your arrangement and attempting to meet those objectives might be the main step.
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Process of business Planning. Determine your financial goals after identifying your financial situation. Identify Investment Alternatives. Consider Your Options. Create and carry out a financial plan. Review, reassess, and keep an eye on the plan.
During business cycles, economic activity experiences periods of expansion and then decline. These advancements have an impact on both the overall well-being of society and the welfare of private businesses. To ascertain how business cycles have evolved over time, changes in a broad economic indicator, such as Real Gross Domestic Product, are typically investigated. Widespread upswings and downswings in a number of macroeconomic indices are typical examples of business cycle fluctuations. The length and intensity of each expansion/recession episode varies over time. Their periodicity typically spans between two and ten years. As in, such flexible knowledge about the frequency of business cycles may actually be included in their mathematical analysis, which uses a Bayesian statistical paradigm.
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The consumer price index in 1979 was 72.6. In 1980, it was 82.4. What was the rate of inflation from 1979 to 1980
In 1979, the consumer price index was 72.6. It stood at 82.4 in 1980. 13.5% was the inflation rate between 1979 and 1980.
How is the CPI formula calculated?Divide the cost of the market basket in year t by the cost of the identical market basket in the base year to determine the CPI in any given year. The CPI in 1984 was equal to $75 divided by $75 multiplied by 100. The CPI is merely an index number, and in this situation, 1984 serves as the base year for its indexing to 100.
Is it possible to calculate inflation using the CPI?The Consumer Price Index (CPI), which measures the percentage change in the price of a basket of goods and services consumed by consumers, is the most well-known indicator of inflation.
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What are the two main uses for data visualization?
Two main uses for data visualization are for exploring purpose and for explaining purpose.
Data visualization is putting data or information into a visual context, such as a map or graph, to make it easier for the human brain to absorb and extract insights from. The primary purpose of data visualization is to make identifying patterns, trends, and outliers in huge data sets easier.
There are two main uses of data visualization:
- For exploring purpose
When data is presented in a visual context, it is easier to find pattern, trends, and insight about the data. Such as what is the trends of sales over months, which months gave high return, etc.
- For explaining purpose
Besides to find the insights form the data, visual presentation can also help to analyze the information.
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What are key messages in advertising?
A key message is a precise idea you want your audience to comprehend and keep in mind while also outlining the benefit and/or service you offer.
What is key messages in marketing?Powerful marketing tools include key messages. They are the foundation of your company. Spending time on their development helps you focus, build your brand, and improve communication. The primary bits of information you want your audience to hear, comprehend, and remember are your key messages. They are concise summaries that explain what you do, why you do it, how you differ from others, and the value you provide to stakeholders. It's not a fancy term or a marketing buzzword. It's a remark that speaks to the difficulties that your customers encounter.
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: Buyer power will be greater when O None of the listed factors have the effect of increasing the beginning of buyers. O the products purchased are highly differentiated. O they are high switching costs.O there are few buyers and each purchases large volumes relative to seller sales.O the industry product is very important to the quality of the buyer's end products or services.
Buyer power will be greater when the industry product is very important to the quality of the buyer's end products or services.
Buyers have the power to impact price and the volume of products vended. important buyers can bargain on volume or switching costs or they can find substitute products. Price perceptivity also impacts the buyer/ dealer relationship.
Buyer power is impacted by logrolling influence, the measure of influence buyers have relative to the target assiduity players, and price perceptivity, the measure of buyer perceptivity to changes in price.
Buyer's Logrolling power refers to the pressure consumers can ply on businesses to get them to give advanced quality products and better client service at lower prices. So, strong buyers can press merchandisers to lower prices, ameliorate product quality, and offer further and better services.
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Costs that change as the level of output changes are called: a. overhead. b. variable costs. c. fixed costs. d. sunk costs. Costs that must be paid in the short run even when no output is produced are called: a. average variable costs (AVC).
b. total fixed costs (TFC). c. total variable costs (TVC). d. marginal costs (MC). Marginal cost (MC) is: a. the change in total cost (TC) divided by the change in output (Q). b. the change in total variable cost (TVC) divided by the change in output (Q). c. not affected by the level of fixed costs. d. All of the above
In accounting the cost that changes as the level of output changes are called variable cost.
Basically in accounting Companies incur two types of production costs: variable and fixed costs.
Here the term Variable costs is based on change based on the amount of output produced. and this type of costs may include labor, commissions, and raw materials.
Where as the Fixed costs remain the same regardless of production output and this type of costs may include lease and rental payments, insurance, and interest payments.
Here we have also want to know that the company's net profit is affected by changes in sales volumes because as the number of sales increases, then the variable costs it incurs.
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The total cost of an item including sales tax is directly proportional to its price. If the total cost of a item is , what is the total cost on a item?.
The cost of a product, including sales tax, is directly inversely proportional to its price. If an item has a cost, what is the total cost of the thing? Total cost is $61.8.
What's an illustration of proportion?If the ratio is constant, a relationship is said to be proportionate. For instance, the ratio of proportionality is the average number of apples per tree, and the quantity of branches in an orchard affects the yield of a crop.
Since we are aware that an item's price is precisely proportionate to its total cost (including sales tax), we may express this as follows:
Total cost ∝ price
To change this proportionality into an equality, we need a constant so it will be:
Total cost = k * price
Finding k when total cost is $25.75 and price is $25:
25.75 = k * 25
k = 1.03
Finding the total cost when price $60:
Total cost = 1.03 * 60
Total cost = $61.8
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All of the following statements about targeted amortization class (TACs) CMOs are correct except A) they have high extension risk. B) they have transferred prepayment risk to companion tranches. C) in exchange for higher price risk, they generally offer a slightly higher interest rate. D) they are the most volatile of the tranches.
Except for the fact that they represent the most volatility of the tranches, all of the accompanying assertions concerning tailored accumulation tranche (TACs) CMOs are true.
What does loan amortization mean?Amortization schedules demonstrate how a loan's principal balance decreases over time as interest costs and regular principal payments increase. Less interest is owed when the amount is paid, and a larger portion of each contribution is applied to the principal balance due.
A comparison between amortization and depreciationAmortization is a technique used to reduce an asset's cost over time, whereas depreciation is the process of an item losing value over time. By better comprehending the financial ramifications of the transaction, work, effort, and cost may be saved.
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What is TTL in networking?
Time - to - live (TTL) describes the number of "hops" or how long a packet is allowed to remain from the inside of a network before even being dropped by a router.
Why is a network so crucial?Simply put, networking entails establishing relationships with other business people. Always consider the benefits to both sides when networking. A better reputation, higher exposure, a better network of support, better business expansion, and more meaningful connections are a few benefits of connecting.
What makes a network so important?In a nutshell, networking is the process of forming connections with other businesspeople. When networking, always take into account what is best for both parties. A few advantages of connecting are a better reputation, greater exposure, a better support network, better company expansion, and more significant connections.ur a router would display when an IP packet's TTL was about to expire.
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The concert reimbursement program is an example of a(n) ________ motivator. intrinsic extrinsic goal-based non-valent cognitive
The concert reimbursement program is an example of a(n) extrinsic motivator.
The most fundamental distinction is between extrinsic and intrinsic motivation, which relates to doing something because it results in a separate outcome as opposed to doing something because it is intrinsically interesting or enjoyable. Learning a new language should be done for personal interest rather than professional need.
Intrinsic and extrinsic motivation at work can be divided into two groups. The desire to reach objectives and advance professionally is an example of intrinsic motivation. Extrinsic motivation is influenced by workplace variables including wages and promotions.
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What would Accenture offer as the best solution to ensure enhanced security in the future?
The correct answer is ways to prevent data breach.
What is data breach?Sensitive, protected, or confidential data that is copied, communicated, viewed, stolen, altered, or used by someone not authorised to do so constitutes a data breach.
Other terms include data spill, information leak, information leakage, and unintended information disclosure.
Various types of incidents occur, including coordinated hacking attempts by people acting out of malice or for personal gain, organised crime, political activists, or national governments, inadequately configured system security, or reckless disposal of outdated technology or data storage media.
Information that is leaked might cover everything from topics that jeopardise national security to details on actions that a government or official finds embarrassing and wants to hide.
It is more common to refer to a data breach as a "leak" when it is intentional and done by someone with access to the data, usually for political reasons.
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A corporate board of directors does not generally a. select officers. b. formulate operating policies c, declare dividends. d. execute policy
A corporate board of directors generally do not formulate operating policies, declare dividends, or implement policies. These tasks are usually handled by the executive management team.
The company's board of directors is responsible for overseeing the company's management, which includes evaluating and approving strategies and plans, selecting officers, and monitoring performance. They also have the power to approve or reject major corporate actions such as mergers, acquisitions and sales. The board of directors also has ultimate responsibility for setting the company's overall goals and objectives and for ensuring that the company meets those goals. However, the board reviews and approves the plans and policies created by the executive management team and ensures that they are consistent with the company's overall goals and objectives.
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total reserves are the sum of ________ and ________. Total reserves are the sum of _____ and _____.
A) excess reserves; borrowed reserves
B) required reserves; currency in circulation
C) vault cash; excess reserves
D) excess reserves; required reserves
D) excess reserves; required reserves, The sum of surplus and reserves is the total reserve. Reserves are divided into necessary and total reserves.
Capital reserves stored in excess of what is needed by regulators, creditors, or internal controls are known as excess reserves by a bank or financial institution. Excess reserves for commercial banks are compared to standard reserve requirement amounts established by central banking regulators. The minimum liquid deposits (such as cash) that must be held in reserve at a bank are determined by these required reserve ratios; anything over that is deemed excess. Extra funds serve as a kind of safety net. Excess reserves provide financial institutions with additional protection in the case of an unexpected loan loss or substantial client cash withdrawals. The banking system is now more secure because to this buffer, especially during difficult economic times.
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________ is considered while choosing a cost allocation base for activity costs in ABC costing.
A) Market share of a product
B) Product Price Level
C) Marketing strategy and material price level
D) Availability of reliable data and measures
Option (d), When deciding on a cost allocation base for activity costs in ABC costing, the availability of trustworthy data and metrics is taken into account.
How is the cost split in an ABC system?By connecting overhead expenses to specific activities, the activity-based costing (ABC) methodology provides more exact overhead cost allocation. They can then be allocated to the cost objects that make use of the activities once the costs have been assigned to them. The technique can be used specifically to lower overhead costs.
When utilizing activity-based costing, how are costs distributed?The cost pool total divided by the cost driver, which results in the cost driver rate, is the formula for activity-based costing. In activity-based costing, the cost driver rate is used to determine how much overhead and indirect costs are associated with a specific activity.
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What is the difference between revenue recognition and expense recognition?
If work has been done but you haven't yet paid for it, you should book it as an expense and accrue it as a liability in accordance with the expense recognition principle.
Briefing:-Contrarily, you would register that benefit as an asset if you paid for something but did not obtain the related benefit (income) (a prepaid expense).
Recognizing expenses is what?The expense recognition concept states that all expenses incurred by your company should be recorded in the same period as the corresponding revenue, much like the revenue recognition principle.
Which connection between the recognition of income and expenses is implied?According to the revenue recognition principle, we record revenue in a period as it is earned. Therefore, it makes sense to record all of the costs incurred to produce that revenue throughout the same period.
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What are the 5 characteristics of command economy?
Grounded on a command economy of input from experts, academics, peers, and public opinion, the Foundation defines inclusive husbandry by five interrelated characteristics participation, equity, growth, sustainability, and stability.
Because command frugality is centrally planned, its pros include effectiveness, theoretical equivalency between citizens( lack of inequality), focus on the common good as opposed to gains, speed, and low or missing severance. Command frugality is a system where the government has total control over the frugality it reigns over.
This frugality includes governmental control of stipend and pricing, limited property rights, government power of crucial businesses and diligence, and robust black requests.
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What might be a microeconomic response to inflation? See Hint Choose one: A. Workers refuse raises. B. A company reduces the size of its workforce. O C. The government reduces spending. D. The government raises taxes so that individuals do not spend as much.
A typical microeconomic response to inflation is when a company reduces the size of its workforce. The Option B is correct.
What are some measures in microeconomic policy for inflation?For inflation issues, the microeconomic policy are used by government and central banks take to control or reduce the rate of inflation at the microeconomic level.
Some of the key microeconomic policies that can be used to combat inflation include:
Monetary policy: Central banks can use monetary policy tools such as interest rate adjustments and open market operations to control the money supply and influence inflation.Fiscal policy: Governments can use fiscal policy measures such as taxes and government spending to affect aggregate demand and inflation. For example, increasing taxes can decrease demand and reduce inflation, while increasing government spending can increase demand and lead to inflation.Supply-side policies: Governments can use supply-side policies to increase productivity and efficiency in the economy, which can help to reduce inflationary pressures. These policies may include deregulation, privatization, and investment in infrastructure and technology.Price controls: Governments can impose price controls on certain goods and services to directly limit the amount by which prices can increase. etcIn conclusion, different combinations of the policies may be more or less effective depending on the specific economic situation and the implementation of these policies may have other unintended consequences that need to be considered.
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Which statement best describes a mixed economy Mcq?
Private ownership of the factors of production and regulation of businesses by government
Market exchanges answer all three of the big economic questions
Family customs and traditions determine what and how to produce a good
Government answers all three of the big economic questions
The state-ment that best des-cribes a mixed economy is - Private owner-ship of the factors of production and regu-lation of busi-nesses by government.
What is a mixed economy?A mixed economy is a economy that combi-nes aspects of both capitalism and social-ism. A mixed economic sys-tem protects private pro-perty and allows a level of economic free-dom in the use of capital, but also allows for govern-ments to inter-fere in economic activities in order to achi-eve social aims.
Mixed economies typically main-tain private owner-ship of most of the me-ans of production, with the govern-ment inter-vening through regu-lations. Mixed economies social-ize select industries that are deem-ed essential or that produce public go-ods.
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Why is cross cutting important?
Cross-cutting is a technique used in cinema editing that, when done properly, enables viewers to suspend disbelief and comprehend several scenes as though they were happening at the same time.
What is the purpose of a cross-cut?Cross-cutting in film editing allows viewers to suspend disbelief and digest several scenes as though they were happening at once when done effectively. When two battle scenes take place in different locations within the same room, for example, the scenes sometimes really happen concurrently.
In order to prove that action is happening simultaneously and frequently in the same location, cross-cutting is a common editing method used in movies. The camera will cut from one action to another during a cross-cut, which can imply that the two acts are happening simultaneously but is not necessarily the case.
A match on action cut, also known as cutting on action, is a style of film transition that switches from a distant shot to a closer one in chronological order.
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How will you improve customer retention?
The capacity of a business to keep customers coming back for repeat purchases over time is known as customer retention.
The ability to keep a customer's business shows that a company's brand, product, or service is appealing enough to an existing clientele to keep them from switching to a rival.
Benchmark your performance in this area before concentrating on enhancing the customer retention methods you already have in place. You may have a gut feeling about how you're doing, but you need an assessment that is unbiased and devoid of feelings. Measuring your customer retention rate is one of the finest strategies to achieve this.
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caroline bought 20 shares of stock at 10 1/2 and after 10 months the value of the stock was 11/1/4 if caroline were to sell all her shares of this stock how much profit would she make
The profit would she make is, $15.
What's the profit response?
The amount made by selling a product is referred to as the profit, and it must exceed the item's cost price. Or, to put it another way, a profit is a gain from any commercial activity.
Caroline bought 20 shares of stock at [tex]10\frac{1}{2}[/tex] and after 10 months the value of the stock was [tex]11\frac{1}{4}[/tex] if Caroline were to sell all her shares of this stock.
Profit = [tex]11\frac{1}{4} - 10\frac{1}{2}[/tex]
= 11.25 - 10.5 = 0.75
Number of share = 20
total profit = 20 * 0.75 = $15
Therefore, the profit would she make is, $15
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When you do not pay off a credit card in full each month, you may potentially pay hundreds or thousands of dollars in ______________ fees
When you do not pay off a credit card in full each month, you may potentially pay hundreds or thousands of dollars in financing fees.
Finance charges are a way for a lender to get paid for giving a borrower credit or access to funds. These costs could be one-time payments, like the origination fee for a loan, or they could be interest payments that could be repaid daily or monthly. Finance fees might differ from one product to another or from one lender to another.
The best way to determine an interest rate to charge is not determined by a single formula. A customer may be eligible for two comparable products with two distinct sets of finance charges from two different lenders.
The interest rate is one of the more frequent financing charges. This enables the lender to generate a profit, calculated as a proportion of the current amount supplied.
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A firm's value added refers to the dollar value of ____
A. the intermediate products a firm buys from other producers. B. a firm's sales revenue minus the firm's purchases of intermediate products from other firms C. a firm's sales revenue minus the firm's profits. D. a frm's total sales revenue.
A firm's value added refers to the dollar value of a firm's sales revenue minus the firm's purchases of intermediate products from other firms.
A product with value-added features is one that is marketable but has been given extra benefits that raise its value over the cost of its component raw ingredients. It could be improved to be more practical, appealing, tasty, or simple to use than its original components. Firms are able to sell their products or services for more than it costs to manufacture them because they provide value.
This enables economists to calculate the value a firm brings to a nation's GDP. The difference between an industry's total revenue and its total cost of inputs, which covers the labour, supplies, and commodities it paid for from other businesses during a reporting period, is the industry's value-added.
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What are the 4 levels of control?
The four control mechanisms are interactive, diagnostic, boundary, and belief. Interactive and diagnostic control systems have been the subject of the majority of studies on management control systems [4, 8–11].
What degrees of control are there?There are two levels of control: operational and strategic.
How many different layers of control exist?Five tiers of activities to lessen or eliminate dangers make up the hierarchy of controls.
Which four factors constitute controlling?the quality or condition that needs to be managed.
Activator, comparator, and sensor.
What principal forms of control are there?Executives have access to three different sorts of control systems: output control, behavioral control, and clan control. Different organizations place more emphasis on particular types of control than others, but most organizations utilize a combination of all three.
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The AIDA model is tailor-made for the ______ approach. A. targeted. B. informal. C. formal. D. direct. E. indirect.
The AIDA model is tailor-made for the indirect approach. The steps involved in this model are Attention, Interest, Desire, and Action. It is one of the most well-known and respected approaches to marketing and customer behavior.
The AIDA model identifies the stages that individuals progress through when purchasing a product or service based on attention, interest, desire, and action. An AIDA pitch is indirect because the main point of the message directs the reader to take action (e.g., buy your product or service), so it appears at the end of the message rather than at its beginning.
The hierarchy of effects models, often known as a hierarchical model, is a class of models that includes the AIDA model, all of which suggest that customers go through a process of stages or steps while making decisions on what to buy. These theories, which are linear and sequential, are based on the idea that consumers go through a sequence of cognitive and affective stages before acting-for example, by making a purchase or trying something out.
One of the hierarchical models that have been in use for the longest is the fundamental AIDA model. The advertiser can gain a thorough grasp of how target audiences evolve over time and learn which kinds of advertising messages are likely to be more effective at various points in time, by using a hierarchical system, such as AIDA.
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according to the text, ____ typically amount to more than 90 percent of employees' salaries.
according to the text, turnover costs typically amount to more than 90 percent of employees' salaries.A cost is the worth of money that has been used to produce something or provide.
a service and is thus no longer accessible for use in production, research, retail, and accounting. In the case of an acquisition costs, the money spent on the acquisition is considered the cost. In this instance, money is the input used to obtain the item. This acquisition cost may include both additional transaction expenses incurred by the acquirer over and beyond the price given to the producer, as well as the cost of production as borne by the original producer. Typically, there is a profit margin added to the price over the cost of manufacturing.
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What are the 3 questions asked at a Scrum standup meeting?
Each team member responds to the following three questions at the daily scrum:
What did you do the day before?
How are you spending today?
Do you face any obstacles on your path?
What is a Scrum standup meeting?It even goes by the name "daily scrum" and emphasizes "we" to keep everyone informed of the situation and the team's progress.
A stand-up is comparable to the huddle of a sports team for software teams. In other words, stand-up is a daily gathering of the core team, which consists of the scrum master, engineers, and product owners.
Each team member responds to the following three questions at the daily scrum:
What did you do the day before?
How are you spending today?
Do you face any obstacles on your path?
Therefore, each team member responds to the following three questions at the daily scrum:
What did you do the day before?
How are you spending today?
Do you face any obstacles on your path?
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issues addressed in the farm and ranch contract do not include which of the following? a) crops b) equipment c) surface leases d) mineral rights
issues addressed in the farm and ranch contract do not include surface leases.
This is a much more detailed purchase agreement that is really focused on working farms and ranches by specifying things like barriers, fence plates, slides, tanks, wind turbines, storage sheds, farm equipment, crop disposal, ongoing leases, and price adjustments for area differences found in the survey.
This contract is generally used for rural properties with metes and bounds property description from a survey and contains provisions to deal with items that are relevant to farms and ranches that are not specifically addressed in other types of contracts.
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A specific unit or dollar limit applied to a particular type of good is called a(n):
A. trade license.
B. quota.
C. asterisk bill.
D. predatory price.
E. exchange rate.
A quota is a defined cash or unit cap imposed on a certain class of goods. A quota in business can be a sales goal that a company expects a salesperson or sales team to hit for a given time frame.
What is a specific unit or dollar limit applied to a particular type of good called?A quota is a defined cash or unit cap imposed on a certain class of goods. Absolute quotas place a cap on how much of a certain commodity can be imported into American commerce at a given time. In 1988, trade evolved into a tool for considering America's position in the global economy. The stagflation of the 1980s provided the Omnibus Act of 1988 with its initial impetus.
According to Kent Hughes' Project on America and the Global Economy 3, the 1970s saw a rise in global rivalry. This trend continued throughout the 1980s. A poverty threshold is a set monetary number that is thought to represent the absolute least amount of resources required to provide for a family unit's essential needs1.
Therefore the correct answer is option B ) quota .
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Who was the main person who fought for women's rights?
Susan B. Anthony ( 1820 – 1906) was an American activist for women's rights who fought against racial, gender and education equality.
Hero of balance, abrogation, the freedoms of work, and equivalent compensation for equivalent work, Susan Brownell Anthony became one of the most noticeable heads of the ladies' testimonial development. Alongside Elizabeth Cady Stanton, she went around the nation conveying talks for ladies' testimonial. Susan B. Anthony is widely considered as one of the main figures who fought for women's rights in the United States. She was a suffragist, abolitionist, and women's rights activist who played a key role in the women's suffrage movement, which led to the passage of the 19th Amendment to the U.S. Constitution, granting women the right to vote in 1920. She also co-founded the National Woman Suffrage Association and was a leading advocate for equal rights for women throughout her life.
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One way of reducing project costs is identifying tasks that _________ can do themselves.
A) Vendors
B) Suppliers
C) Customers
D) Company employees
E) Project teams
One way of reducing project costs is identifying tasks that Company employees can do themselves.
The way of reducing project costsProject costs can be reduced by identifying tasks that Company employees can do themselves.This involves assessing the tasks or activities for the project and determining which of them can be performed in-house by the Company's employees instead of outsourcing them to vendors, suppliers, customers, project teams, or other external entities.This reduces costs as it does not require paying for external resources, and it also encourages team building within the Company.For example, if a Company needs to create a website, instead of outsourcing it to a web designer, the Company can assign the task to an in-house web developer or programmer.Additionally, Company employees may have specialized skill sets and an in-depth understanding of the Company’s objectives and processes that external entities may not have, which can give the project a higher chance of success.Therefore, it is beneficial to identify tasks that Company employees can do themselves in order to reduce project costs.To learn more about reducing project costs refer to:
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