The 5 steps of the iterative process, Planning and requirements, Analysis and design, Implementation, Testing and Evaluation and review
What is the iterative development process?Iterative development is a method of breaking down a major application's software development into smaller parts. Iterative development involves designing, developing, and testing feature code in cycles. Additional features can be created, developed, and tested with each iteration until a completely functional software product is ready to be released to clients. Iterative development is frequently used in conjunction with incremental development, in which a lengthy software development cycle is divided into smaller portions that build on each other. Agile development approaches emphasize iterative and incremental development.
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Using the standard 28/36 guidelines, what is the maximum mortgage payment allowed for someone with an annual salary of $73,025? a. $2,190.75 b. $2,044.70 c. $1,703.92 d. $1,217.08 please select the best answer from the choices provided a b c d
maximum mortgage payment allowed for someone with an annual
salary of $73,025 is $1,703.92.so option c is correct.
How much do mortgage payments cost?Principal, interest, taxes, and insurance are typically the four parts of a mortgage payment. The payment from the Principal component is used to reduce the balance of your outstanding loan. Borrowing money entails paying interest. Your loan balance, interest rate, and total amount owed all affect how much interest you pay.
The principal, or outstanding mortgage debt, will be partially paid down each month with your monthly payment, and the interest on the loan will be partially covered. For lending you money, the lender will charge interest. The majority of people's monthly payments additionally contain additional sums for taxes and insurance.
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What is NIST 800 60 used for?
NIST 800-60 is a guideline from the National Institute of Standards and Technology (NIST) that provides a comprehensive list of security controls for federal information systems.
What is NIST?The National Institute of Standards and Technology (NIST) is a non-regulatory agency of the United States Department of Commerce that promotes innovation and industrial competitiveness. NIST works to develop and apply technology, measurements, and standards in order to enhance economic security and improve the quality of life. NIST's programs cover a wide range of areas, including physical science, engineering, information technology, cybersecurity, biotechnology, manufacturing, and communications. NIST also develops the standards and guidelines that the Federal government and the private sector use to measure and certify the performance of products.
It is used by federal agencies to ensure that their information systems are secure and compliant with federal guidelines.
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Two employees at a retail store work the same cash register. You evaluate this situation as supporting assignment of responsibility. a violation of segregation of duties. O supporting review and reconciliation. O a violation of assignment of responsibility.
The established system of duty has been broken in this instance. Each person must be given responsibility for a specific task according to this idea.
What could go wrong segregation of duties?A violation occurs when a user abuses their access by carrying out tasks that are against corporate policy or industry standards. Technically speaking, violations take place when a person takes control of more than one stage of a workflow that they shouldn't.
Inadequate separation of roles could make it more difficult to prevent, identify, and investigate fraud, which could result in falsified financial statements, legal repercussions, reputational harm to the business, and decreased investor confidence.
A user who performs both ends of a distinct business process to execute one or more transactions constitutes a SoD violation. Technically, a violation happens when users obtain access to a workflow step that is above their designated stage.
Therefore the correct answer is a violation of assignment of responsibility.
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World Price Definition
World price can be defined as the price of a good or service in any other country, except one’s own. It affects international trade, and generally countries export goods with local prices lower than their world price, and import goods where the local price is higher than the world price.
The statement 'World price can be defined as the price of a good or service in any other country, except one’s own. It affects international trade, and generally countries export goods with local prices lower than their world price, and import goods where the local price is higher than the world price' is the correct definition of World Price.
World Price is an important concept in international trade. It refers to the price of a good or service in any country other than one’s own.
This price affects international trade because countries tend to export goods with a local price lower than the world price, and import goods where the local price is higher than the world price.
This helps to ensure that goods are exchanged in an economically advantageous manner. Understanding World Price is important for anyone engaging in international trade.
This is a key factor that impacts the cost of goods and services in the global market.
Although a part of your question is missing, you might be referring to this question:
Is 'World price can be defined as the price of a good or service in any other country, except one’s own. It affects international trade, and generally countries export goods with local prices lower than their world price, and import goods where the local price is higher than the world price' the correct definition of world price?
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. Controlling Creditors Accounting systems that must follow GAAP. External parties for whom financial accounting reports are b. prepared The role managers play when they are monitoring day-to-day C. operations and keeping the company on track. d. Internal decision makers. Accounting system that provides information on a company's past e. performance. f. Accounting system not restricted by GAAP. The management function that involves choosing goals and g. deciding how to achieve them. Creditors and Managers Creditors and Stockholders Directing Financial Managerial Managers Managers and Stockholders Choose from any drop-down list and then continue to the next question. Planning Stockholders a Type here to search O
A). Accounting systems that must follow GAAP - Financial
B). External parties for whom financial accounting reports are prepared - Creditors and Stockholders
C). The role managers play when they are monitoring day-to-day operations and keeping the company on track - Controlling
D). Internal decision-makers - Managers
E). An accounting system that provides information on a company's past performance - Financial
E). Accounting system not restricted by GAAP - Managerial
F). The management function involves choosing goals and deciding how to achieve them - Planning
Typically familiar Accounting concepts (GAAP or US GAAP) are a group of commonly-observed accounting regulations and requirements for financial reporting.GAAP is the set of accounting policies set forth with the aid of the FASB that U.S. agencies should observe when setting together monetary statements. GAAP targets to enhance the readability, consistency, and comparison of the communique of economic data.
Commonly regular accounting ideas, or GAAP, are standards that encompass the info, complexities, and legalities of commercial enterprise and company accounting. The financial Accounting requirements Board (FASB) makes use of GAAP as the muse for its complete set of permitted accounting techniques and practices.
GAAP sets out to standardize the classifications, assumptions and approaches utilized in accounting in industries across America. The purpose is to offer clean, constant, and comparable information on groups' financials.
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the _____ is responsible for monitoring member states to make sure they are complying with eu laws.
The European Parliament is responsible for monitoring member states to make sure they are complying with eu laws.
A parliament is a body of legislative authority in both contemporary politics and history. Modern parliaments often do the following three tasks: they represent the voters, enact laws, and conduct hearings and investigations to check on the performance of the executive branch. Commonly used in nations that are currently or formerly were monarchy, the phrase is analogous to the concept of a senate, synod, or assembly. The term "parliament" is only tax used in certain circumstances to refer to parliamentary systems, but it is also sometimes used to refer to the legislative in presidential systems even if it is not part of the formal name. The French mediaeval and early modern parliaments provide as an illustration of how different deliberative, consultative, and judicial assemblies have been part of parliaments throughout history.
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A long-term debt security that is secured by some form of collateral is referred to as ________________ . A. treasury share B. bond C. note D. debenture
The concept given here is a Bond, it is a loan from an investor to a borrower such as a company or government. The answer is option B.
A bond is a loan acquired by a company. Rather than going to a bank, the company gets the plutocrat from investors who buy its bonds.
In exchange for the capital, the company pays interest pasteboard, which is the periodic interest rate paid on a bond expressed as a chance of the face value. An issuer can call a bond when current interest rates drop below than that of the bond.
That way the issuer can save plutocrats by paying off the bond and issuing another bond at a lower interest rate. Bonds are generally known to offer an advanced rate of return.
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Based on the values in Cells B77:B81, which function can automatically return the value in Cell C77? с $721 B 76 Sales 77 $794 78 $721 79 $854 80 $912 $1,020 81 Image not displaying? =Lowest O=Min =Floor) =Smallest =Bottom
Based on the values in Cells B77:B81, the correct function that would return the value in C:77 is the function =Min ().
What is a function in excel?In excel, a function is a formula or expression that helps you to automatically complete mathematical operations, which includes multiplication, division, calculating the average, among others.
This characteristics of excel allows users to complete calculations only by setting the correct formula, which has multiple advantages such as less time to complete task and high accuracy.
What is the function = Min() used for?This function is used to find the lowest number in a set of number or a range.
Why is this function the correct one?The lowest number in the chart is 722, therefore by adding the formula = Min() you will automatically get 722.
Note: This question is incomplete; here is the missing information:
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What is blockchain financial technology?
Blockchain is a distributed, unchangeable ledger that makes it easier to record transactions and track assets within a business network. Assets can be physical or abstract.
What role does blockchain technology play in finance?Knowing blockchain technology. Blockchain technology is a decentralized, public ledger that is distributed across many computers in a network and used to record transactions. Blockchain is safe, open, and nearly impossible to alter due to its structure and characteristics.
A blockchain is a decentralized, distributed, and public digital ledger that is used to log transactions across numerous computers in a way that prevents changes to the record from being made in the past without also changing all blocks that come after them and getting network consensus.
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What is the theme of A Modest Proposal?
The author's satire addresses the topic of the exploitation of the Irish by wealthy Irish people on a social level and by the English on a political one using the themes of poverty, class, politics, mercantilism, and greed.
What is the actual thesis of A Modest Proposal?
While the overt thesis is that Irish people should consider eating their children and selling them to rich Englishmen to solve the problem of poverty and overpopulation in the country, the implied thesis of Swift's "A Modest Proposal" is that 18th century Ireland would be in a better situation if the Irish society and monarchy actually treated problems such as overpopulation and poverty. One concentrates on eating children, while the other focuses on providing criticism through the essay itself, which is how they differ from one another. The narrator's main goal is to use satirical language to offer a reflection on how the Irish are handling the issues occurring in their nation.
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A bank statement provided by the bank includes:
Multiple Choice
A list of outstanding checks.
A list of petty cash amounts.
The beginning and the ending balance of the depositor's account
A listing of deposits in transit.
A bank statement provided by the bank includes (D) A listing of deposits in transit, and (C) The beginning and the ending balance of the depositor's account.
A bank statement is a report sent by the bank that details all of the activities on your accounts for a given time period, often a month. Your daily average balance, processed withdrawals and deposits, and any interest generated are all part of the activities listed on your bank statement.
This line item typically consists of income from assets that carry interest, fees from lending activities, and dividend income from shares and participations. In rare circumstances, it might also contain bond income, which is determined by subtracting the bond's book value from its redemption value.
An example would be a non-interest-bearing bank account with an original amount of $1,050, total donations of $3,000, total withdrawal of $1,950, and an ending balance of $1,950 on a bank statement.
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____________ is a broad term used to group related jobs
An occupation is a broad term used to group related jobs.
People who become disabled and are unable to carry out the majority of the occupational duties for which they have been trained are covered by an own-occupation insurance policy. This kind of insurance coverage is dependent upon the person being employed when the disability arises. A generic phrase for the industry or field you work in or the type of employment you are interested in is "occupation." It might also be referring to your place in the company. Disclosing your line of work in an interview has consequences for your employment, your profession, and your career as a whole.
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Discounted cash flow methods, such as net present value and internal rate of return, ________. A) use simple interest calculations B) use net income amounts rather than cash flows C) focus on the payback period D) consider discounted cash flows
Simple interest calculations are used in discounted cash flow methodologies like net present value and internal rate of return.
The net amount of cash and cash equivalents entering and exiting a firm is known as cash flow. Money received and spent serve as indicators of inflows and outflows, respectively.
The ultimate determinant of a company's ability to create value for shareholders is its capacity to produce positive cash flows, or more precisely, its capability to maximise long-term free cash flow (FCF). A company's free cash flow (FCF) is the cash it earns from its normal business operations after subtracting any funds spent for capital expenditures (CapEx).
A company's cash flow is the sum of the money it gets and spends. Businesses earn money from sales and use it for overhead. They could also profit from investments, royalties, licencing agreements, and interest payments.
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the impact of inflation places ______________ and risk in the savings and borrowing relationships.
The effect of inflation creates uncertainty (the possibility that benefits may be less than expected). and risk in savings and borrowing agreements. Inflation is defined as a rise in total price.
The quantity of products and services available in a particular economy. When the general price level rises, each unit of currency purchases fewer goods and services, resulting in a loss of money's purchasing power. The inverse of inflation is deflation, or a sustained decrease in the general price level of goods and services. The most often used statistic of inflation is the inflation rate, which is the annualized percentage change in a general price index. Because not all prices grow at the same rate, the consumer price index (CPI) is usually used to calculate inflation.
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How often should you monitor your bank account?
You should monitor your bank account every day.
Keeping track of your finances is an important part of managing your money. It's important to regularly monitor your bank account to ensure that you're on top of your spending and saving habits.
Doing so helps you identify unusual activity, stay on top of fees, and make sure you're making the most of your money.
You should check your account at least once a week, or more if you have a lot of transactions. This way, you can stay informed and in control of your financial situation.
With so many transactions taking place each day, it's important to check in regularly to make sure everything is in order.
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_____ is a personality trait that represents how sensitive a consumer is to immediate rewards.
the number of companies involved in international trade has grown significantly in recent years. what percent of u.s. exporters are relatively small companies (i.e. less than 500 employees)?
Companies engaged in international trade have grown dramatically in recent years. How many American small businesses export their goods? (i.e., less than 500 employees) greater than 90%
The organization's personnel cooperate as they work toward clearly defined objectives in order to achieve a single goal. Companies can exist in a variety of shapes and sizes, including for-profit enterprises, banks, political movements, and nonprofit organizations with commercial interests. If all of its members abide by the terms of the publicly declared incorporation or published policy, a business may incorporate in order to be recognized legally as a separate organization with limited liability. A legal entity that symbolizes a collection of people working toward a shared goal is a corporation, frequently abbreviated as co.
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what stage in the model of consumer buyer behavior takes into account time constraints or economic issues that may be influencing the consumer?
what stage in the model of consumer buyer behavior takes into account time constraints or economic issues that may be influencing the consumer The actual purchase situation .
This presentation served as the impetus for the creation of World Consumer Rights Day, which is today observed on March 15. John Fitzgerald Kennedy underlined in his address the need of governments aiding citizens in defending their rights on behalf of consumers.The right to safety is the freedom from being persuaded to purchase dangerous goods.the right to knowledge the right to be protected against information that is inaccurate, fraudulent, or blatantly misleading, as well as the right to obtain the information required to make an informed decision.the capacity to make choices
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Does installing a new router change your IP address?
Yes, installing a new router can change your IP address. When you install a new router, it will typically be assigned a new IP address by your Internet Service Provider (ISP).
This new IP address is necessary for the router to connect to the internet and allow your devices to access the internet.
A corporation known as an ISP (internet service provider) gives people and companies access to the internet and other associated services. An ISP has the tools and telecommunications network access necessary to maintain an online presence in the region it serves.
An organisation like AT&T, Verizon, Comcast, or Spectrum is an example of an Internet Service Provider (ISP), which offers businesses, families, and even mobile users access to the Internet.
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If you recently installed a new home router, you might need to quickly alter your network's IP address. Home routers frequently assign the incorrect IP address to devices, thus manually updating your IP address can fix these issues.
Instead, you can utilize your own router for a number of good reasons, including: A new router might offer a better and more stable connection. Simply said, you can replace the router given by your ISP with one of your own using your own equipment. There are many various devices available to replace your subpar ISP routers, so you should really search around to get the one that best matches your needs as a user. An actual or virtual device known as a router is used to transmit data between two or more packet-switched computer networks. A router examines the destination Internet Protocol address of a given data packet, determines the optimal path for it to take to its destination, and then forwards it in accordance with that decision.
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An example of a restaurant with a narrow and deep assortment is a ________.
Select one:
a. small lunch counter
b. cafeteria
c. large restaurant
d. casual dining restaurant chain
e. delicatessen
An example of a restaurant with a narrow and deep assortment is a: delicatessen.
A store selling foods already prepared or requiring little preparation for serving, as cooked meats, cheese, salads, and the like. Informal. the food products sold in such a store or at a counter: We're having delicatessen for dinner.For starters, do you know where the word delicatessen comes from? It's derived from both the German delicatessen, meaning "fine foods" or "delicacies," and the French delicatessen, meaning "fanciness." Saveur explains it best by saying delicatessen "loosely translates as 'delicious things to eat'."
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When we say that trade is roundabout we mean that a. trades require a double coincidence of wants. b. people must spend time searching for the products they wish to purchase. c. currency is accepted primarily to make further trades. d. people sometimes trade goods for goods.
Option (c), When we state that trade is indirect, we indicate that money is typically accepted in order to conduct additional trades.
When someone says "cash is a viable method of payment," what does that mean?It has value because it is recognized as "legal currency" or an accepted form of payment by the government of the nation issuing it. In this case, we can say that the money has worth since it is valued highly enough by the government and other parties to be accepted as payment.
Currency is accepted for use in further transactions. In order for trade to take place and for additional trade to be possible, a nation must accept the other nation's currency while crossing the third lane from one lane to the next.
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The process of initially recording a business transaction is called
a. closing
b. posting
c. journalizing
d. balancing
The process of initially recording a business transaction is called journalizing.
Journal entry is the act of keeping or creating a record of economic or non-economic transactions. Accounting journals showing company debit and credit balances record transactions. A journal entry consists of many records, each of which can be either a debit or a credit.
Journal entries can capture one-time events or ongoing events, such as depreciation or write-off of bonds. Journal entries are often recorded in a module separate from Accounts Payable, which has its own subledger that indirectly impacts the general ledger.
Hence the correct option is C
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What is the best strategy for a beginner investor?
For a beginner investor, buy and hold is the recommended course of action. Any individual or other organization (such as a business or mutual fund) who invests money in the hope of making a profit is referred to as an investor.
Any individual or other organization (such as a business or mutual fund) who invests money in the hope of making a profit is referred to as an investor. Investors depend on a variety of financial products to generate a rate of return and achieve significant financial goals like saving for invests retirement, paying for a child's school, or just collecting more wealth over time.
To achieve objectives, a wide range of investment vehicles are available, including (but not limited to) equities, bonds, commodities, mutual funds, exchange-traded funds (ETFs), options, futures, foreign currency, gold, silver, retirement plans, and real estate. Investors have the option to consider opportunities from a variety of perspectives, and they often seek to reduce risk while maximizing rewards.
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A successful investment strategy frequently takes time to bear fruit, so it shouldn't be mistaken for a "get rich quick" approach.
What investment approach is ideal for a novice investor?A successful investment strategy frequently takes time to bear fruit, so it shouldn't be mistaken for a "get rich quick" programme.
Buy and hold firstA buy-and-hold technique is a tried-and-true method that consistently works. With this approach, you do precisely what the name implies: you purchase an investment and keep it for the foreseeable future.
A few indexesUsing the index fund technique and then adding a few minor investments to the portfolio is known as the "index and a few" strategy.
Investing in incomeOwning investments that provide cash distributions, frequently dividend stocks and bonds, is known as income investing.
Average cost per dollarThe method of adding money to your investments on a regular basis is called dollar-cost averaging.
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several months of slow economic growth and rising unemployment have characterized the economy. market analysts would describe this as a period of
A recession can be defined as a sustained period of weak or negative growth in real GDP (output) that is accompanied by a significant rise in the unemployment rate.
A recession can be defined as a sustained period of weak or negative growth in real GDP( affair) that's accompanied by a significant rise in the severance rate. numerous other pointers of profitable exertion are also weak during a recession. For case, situations of ménage spending and investment by businesses are generally low. In addition, the figures of homes and businesses that are unfit to pay back loans are surprisingly high, as is the number of businesses that close down. Because these pointers are generally present when there's a significant increase in the severance rate, the severance rate is considered a dependable and timely summary index of a range of negative developments in an frugality.
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Why is insurance important for life?
Answer:
in other to protect life and property
What is opt out program?
Opt-out programs allow individuals to opt out of receiving certain types of communications, such as emails and postal mail, from companies or organizations.
Opt-out programs can be described as an essential tool for users that allows them to stop getting messages for a subscription they had made. These messages tend to over load the mail of a person and hence he can choose to opt out of them.
By opting out, individuals are able to control the amount of communication they receive from companies, and in some cases, prevent the companies from sharing their personal information with other organizations.
Opt-out programs provide individuals with the opportunity to make decisions about how they want to receive information.
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A CPA who is not in public practice is obligated to follow which of the following rules of conduct?A. Contingent fees.B. Integrity and objectivity.C. Independence.D. Commissions.
A CPA who is not in public practice is obligated to follow the rules of conduct will be Contingent fees.
Using the CPA certification in connection mostly with financial statements produced by the CPA's employer for outward use without identifying employment status.
According to AICPA guidelines, an accountant's independence would be compromised if they do any of the following actions with regard to their audit customers' investments: makes investing decisions on their behalf; or exercises any other kind of discretionary control over their investments. performs a purchase or sale of a client's investment in an audit.
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Case Study: JetBlue and the new revenue recognition.
Question 1 (20 marks)
For each of the following topics, describe the prior accounting, the likely changes (if any) the new revenue recognition standard will require, and the potential impact of those changes on patterns of revenue recognition. Indicate the general direction of impacts; do not try to quantify the change amounts):
• Flight Transportation (for tickets used and for ticket/credit "breakage") (Hint: Focus on Unexercised Rights in the new model for breakage)
• Loyalty Program (Hint: Focus on Step 2 of the new model)
Question 2 (10 marks)
Where are the areas for discretion and judgment (and opportunities for earnings management)?
Question 3 (10 marks)
Will the new revenue standard provide more decision-useful information than prio U.S. GAAP?
The management of earnings typically involves five tactics and techniques. These approaches consist of Big Bath, Cookie Jar Reserves, Operating Activities, Materiality, and Revenue Recognition.
What are some examples of revenue recognition?Let's say Company A launches a new version in January and charges a $10,000 upfront fee. If a consumer orders the software in January and receives it that month, the business can record the transaction and declare the entire $10k in revenue that same month. This is the most basic illustration of revenue recognition.The management of earnings typically involves five tactics and techniques. There are several of them, including the Big Bath, Cookie Jar Reserves, Operating Activities, Materiality, and Revenue Recognition techniques.The new revenue recognition standard replaces the current GAAP's transaction- and industry-specific revenue recognition advice with a principle-based methodology for determining revenue recognition.This technique, which is the most cautious one for recognizing revenue, allows you to only record revenue once you have recovered all of the contract-related costs.To learn more about discretion refer to :
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Revenue bond rate covenants require the user fees to be high enough to cover all of the following obligations of the issuing authority except A) the optional call provisions. B) the debt service reserve fund. C) the debt service. D) the operations and maintenance.
Revenue bond rate covenants require user fees to be high enough to cover all of following obligations of issuing authority except the debt service.
What is a revenue bond?A revenue bond is a particular sort of municipal bond that varies from other bonds in that it ensures repayment completely from revenues produced by a particular company connected to the bonds' purpose. Unlike general obligation bonds, only the income specified in the written agreement between the bond holder and the bond issuer is required to be utilized for bond repayment of the principal and interest; other revenues and the overall credit of the issuing agency are not similarly burdened. Although revenue bonds normally rank as the second-most safe category of municipal bonds, they may have a little higher interest rate than general obligation bonds because of the weaker security promise.
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A company's value chain identifies: A. the competencies and competitive capabilities that underpin its efforts to create value for customers and shareholders B. the steps it goes through to convert its net income into value for shareholders. C. the series of steps it takes to get a product from a raw materials stage to a finished product D. the activities it performs in transforming its competencies into distinctive competencies. E. the primary activities that create value for customers and related support activities
The core activities that add value for customers and associated support activities are identified by a company's value chain.
The value chain aims to create competitive advantages, and the supply chain and distribution networks are included in its study. Global value chains have been developed as a result of globalisation. The value chain establishes the competitive landscape in four ways:
Degree of integration: All actions that are taken by the corporation and not by other independent enterprises are defined.
The market and the industries in which our company operates and competes are referred to as the industrial panorama. The formation of a well-defined plan is done specifically for the sake of achieving the initial goals.
The landscape of the segment: In this case, it is said that variances may be caused by the product and the customers who buy it.
The geographical landscape includes information on the countries, cities, or regions in which the company operates.
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