This is unlikely will incorporate a technique called data Cleansing to ensure that only one person can make changes to an account at a time. Data cleansing makes it possible to have correct, logical data.
Data cleaning involves correcting or deleting inaccurate, damaged, improperly formatted, duplicate, or insufficient data from a dataset. There are numerous potential for data duplication or labelling errors when merging various data sources. Even though they may appear to be correct, bad data makes outcomes and algorithms unreliable. The specific procedures in the data cleaning process cannot be prescribed in a single, universal fashion because they differ from dataset to dataset.
To incorporate someone or something into another; to construct someone or something into another. You will soon become a part of our sales team, we hope. The prince had integrated himself into the central government. This is known as incorporate.
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apple, which controls over 75 percent of digital music sales, was able to dictate song pricing for years, despite the tremendous protests of the record labels. this implies that:
If apple, which controls over 75 percent of digital music sales, was able to dictate song pricing for years, this implies that: Companies with strong network effects tend to enjoy substantial bargaining power over partners.
What is bargaining power?Bargaining power can be defined as the way in which a company tend to have the ability to negotiate than another company in which the company with the best negotiation power tend to win the deal in which both companies are negotiating on.
This scenario best illustrate bargaining power which is what makes it possible for apple to have control over seventy five percent of digital music sales.
Therefore we can conclude that apple have strong bargaining power over others companies.
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revenues are a. decreases in liabilities resulting from paying off loans. b. increases in share capital resulting from the owners investing in the business. c. increases in income resulting from selling products or performing services. d. all of the above.
Revenues are increases in income brought on by the sale of goods or the provision of services.
Income from the selling of products or services is referred to as revenue.
Liabilities do not diminish as a result of revenues, and revenues do not income raise share capital; equity contributions do.
Revenues is the money made from regular business operations and is calculated by multiplying the average sales price by the quantity of units income sold. In order to calculate net income, costs must be deducted from the top line (or gross income) figure. On the income statement, revenue is also known as sales.
A company's revenue is the money generated by its operations. Depending on the chosen accounting approach, there are several ways to compute Revenues. Sales made using a credit card will be counted as revenue for products or services that were delivered to the customer.
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natalya reports profits when cash is received and records expenses when they are paid. she is using a. cash-basis accounting. b. accrual-basis accounting. c. liquid assets. d. a statement of cash flows.
Natalya reports profits when cash is received and records expenses when they are paid. She is using a cash basis accounting
A common accounting method known as cash basis identifies expenses and revenues at the time cash is received or paid out. In contrast, accrual accounting records expenses as they are incurred, regardless of when cash is collected or paid, and recognizes income at the time the liability is incurred.
Cash basis accounting is less accurate than accrual accounting in the short term because transactions that are recorded on a cash basis have an impact on a company's books as soon as consideration is exchanged.
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alicia has to order copier toner again, so she consults the online catalog of the company's office supply vendor to see if either of her preferred brands is on sale. what type of decision is this?
The type of decision that Alicia used to order the copier toner again is a programmed decision.
What is a programmed decision?Programmed decision-making is described as the form of decision-making in which a rule or a plan has already been set, and such decision-making is repeated. This means that the same type of decision has already been taken in the past.
In this scenario, Alicia has to order a copier toner, and this is why she is going through the catalog to see if there are any sales on the products from the brands she prefers. Alicia seems to prefer a specific brand, and she has some good experience with the brand. This is why she is again looking for products from this brand.
It can be concluded that the type of decision that Alicia used to order the copier toner again is a programmed decision.
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after test driving three different cars, you have decided to buy a honda. now you must find a honda dealer within reasonable distance of your home, and preferably one with a full-service department. you are in which stage of the consumer decision process?
I am in purchase decision and purchase act stage of consumer decision process.
Five fundamental steps make up the consumer decision-making process. Consumers use this method to assess whether to make a purchase. The five processes include problem identification, information search, examination of alternative options, purchase choice, and post-purchase analysis.
5 steps in the decision-making process for consumers
Identifying the issue: acknowledges the need for a good or serviceSearch for information: collects information Alternatives assessment: compares options and weighs the pros and cons of eachMaking a purchase: really buys anythingEvaluation following purchase: considers the acquisition they madeAlthough the decision-making process for consumers can appear mysterious, all buyers follow the same fundamental processes to decide which goods and services will best suit their needs.
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what does fob shipping point mean? multiple choice question. goods are owned by the buyer when they leave the seller's place of business. goods are owned by the buyer as soon as they arrive at the buyer's place of business. goods are owned by the buyer as soon as the sales contract is signed.
A) When goods leave the seller's place of business, the buyer acquires ownership of them.
What is the FOB shipping point?"Free on board" is referred to as FOB in shipping. If a shipment is marked FOB (the seller's location), the seller records the sale as complete as soon as the shipment of goods leaves the seller's warehouse.
The products are the buyer's property while they are being delivered to its warehouse, and any delivery fees are the buyer's responsibility. Additionally, since the shipment became the buyer's responsibility right away, the buyer, and not the seller, must submit any claims for reimbursement if a pallet of jewelry is lost or damaged during shipment.
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Why do economists believe that market‑based strategies are more likely to achieve efficient pollution abatement than regulatory agencies?.
Firms will look for low-cost solutions to maximize profits, and acting on price signals will more likely result in an efficient result.
According to economists, when developing environmental rules, officials should consider market principles. Instruments based on the market incentivize behavior through market signals rather than through direct orders to reduce pollution.
The General Assembly issued an immediate call. UN: To suggest long-term environmental solutions for attaining sustainable development. Based on their potential to cause global warming, greenhouse gases other than carbon dioxide are priced in terms of their carbon dioxide equivalents.
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suppose you deposit $200 today into a bank account with a variable interest rate and will receive a payment in one year. true or false: if during the year the interest rate rises, this increases the future value of your investment.
Yes its a true and rigid statement.
An interest rate indicates how expensive borrowing is or how lucrative saving is. Therefore, if you are a borrower, the interest rate is the sum you pay for borrowing money and is expressed as a percentage of the overall loan amount.What exactly does "interest rate" mean?
An interest rate indicates how expensive borrowing is or how lucrative saving is. Therefore, if you are a borrower, the interest rate is the sum you pay for borrowing money and is expressed as a percentage of the overall loan amount.to learn more about interest rates, click the links
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the term mass affluent is used to describe multiple choice slower-growing demographic segments in the united states. consumer segments that are primarily motivated by ideals. consumer segments that are primarily motivated by self-expression. households that have between $100,000 and $250,000 in investible assets. households that are generally ignored by financial planning firms.
Households with between $100,000 and $250,000 in investable assets are said to as mass affluent. Mass affluent and growing affluent are the high end of the mass market in marketing and financial services, or those with liquid financial assets between $100,000 and $1,000,000 with an annual family income of more than $75,000 each.
A significant target market for manufacturers of luxury products is the mass wealthy customer. Your bank account balances, certificates of deposit, mutual funds, stocks, and bonds are all examples of investable assets. Funds stored in retirement accounts and insurance contracts having a cash value are both regarded as investable assets.
In the event of a financial emergency, your likelihood of continuing to pay off your debt increases with the amount of investable assets you have. Cash-value insurance contracts and funds stored in retirement accounts are both regarded as investable assets.
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you have been the project manager on a large, high-profile, three-year project in a highly projectized organization. you have had a great team that has been together since the beginning. by all key measures, the project was a success. it will be tough to close out the project. who is the best choice to close out the project and why?
The project should be closed as soon as its objective is completed and it's the organization's responsibility to do so. This will help the team to work on new projects and is important for the growth of the team on a group level.
The Organisation's leaders should close the project after the completion of its objective. It's their responsibility because the team represents the firm. Authorities that are best choices to close the project are:
The project manager is closest to everyone and will be very efficient in order to release the resources.The Termination manager should process the closing of a project in order to audit the work of the project team.The Company Management should take over the project once the objective of the project is completed for the team which is assigned to them. This will help them work on new projects.To know more about Project Management, Click here:
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outline 2 advantages to H&H of using secondary market research
Invented by the well-known quality control statistician dr. Kaoru ishikawa, what is the name of the analysis tool that provides a systematic way of looking at effects and the causes that create or contribute to those effects?.
A visual aid for classifying a problem's possible origins is a fishbone diagram. This technique is used to determine the underlying causes of issues.
What is Fishbone structure?An effective visual representation of cause and consequence is a fishbone diagram. It is a more organized method than some other problem-solving programs on the market (e.g., the Five Whys tool). The issue or result is seen at the fish's mouth or head.The cause-and-effect analysis tool most frequently used in Six Sigma is the fishbone diagram. One of the most important responsibilities in any Six Sigma DMAIC project is cause-and-effect analysis because when the right root causes of the issue (the Y) are identified, half the battle is won.One of the seven quality circles (QC) tools is a fish-bone diagram. Visualizing potential causes makes it easier to identify the underlying cause of a specific issue.To learn more about Fishbone structure refer to:
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true or false: as a result of the check clearing for the 21st century act (check 21), auditors will only be able to obtain copies of paper checks when investigating possible fraud.
The statement that check clearing for the 21st century will let auditors obtain copies of paper checks during fraud investigation is False.
The Check Clearing for the 21st Century Act removes some of the legal barriers to check truncation in order to promote innovation in the payments system and increase its effectiveness. By introducing a new negotiable instrument known as a substitute check, the law makes it easier for banks to truncate original checks, process checks data electronically, and distribute substitute checks to institutions that still want to receive paper checks.
A substitute check has all the information found on the original check and is the same thing legally as the original check. The law does not force banks to issue substitute checks using the new authority given by the Act or to accept checks in electronic form. The audit team will only be able to collect electronic copies of checks because paper ones are typically destroyed.
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You have been hired as ceo of a new company focused on providing home health services. What could you do to establish a strong and positive organizational culture?.
Things one can do to establish a strong and positive organizational culture are as follow:
Create the company's vision, values, and mission.Establish trust among the employees.Maintain consistent clear expectations.Make sure that the employees feel valued and appreciated.When a company has a positive workplace culture, the employees are more likely to be engaged in their work, which will make the overall mood of the workplace, as well as the productivity, better for everyone involved in the company.
To create a positive workplace culture, one must understand how their workplace work first. A strategy that works in a company might not work in another company because they have a different ethos or work styles.
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which of the following combinations of policies is designed to decrease inflation? which of the following combinations of policies is designed to decrease inflation? a decrease in government spending and an open-market sale of government securties an increase in taxes and an open-market purchase of government securities an increase in government spending and a decrease in the discount rate an decrease in taxes and an open-market purchase of government securities an increase in taxes and a decrease in the reserve requirement
A decrease in government spending and an open market sale of government securities is designed to decrease inflation.
In the field of economics, inflation refers to an overall rise in the cost of goods and services throughout a nation. Each unit of currency may purchase fewer products and services as the general price level rises, hence inflation is associated with a decline in the purchasing power of money.
Deflation, a continuous drop in the general level of prices for goods and services, is the reverse of inflation.
A fiscal policy must include both government revenue and expenditures. To boost revenue or control spending effectively, the government can alter tax rates. When the demand exceeds the supply, an inflationary gap results. There are two ways the government can approach this.
One is to cut back on transfer payments and overall government spending. Two, raising tax rates causes a decline in consumer demand and the money supply in the economy.
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Vulcan, inc. , has 7 percent coupon bonds on the market that have 13 years left to maturity. The bonds make annual payments and have a par value of $1,000. If the ytm on these bonds is 8. 4 percent, what is the current bond price?.
The cost of the bond right now is $891.74.
A zero-coupon bond is one in which the face value is paid back when the bond matures. Bonds with coupon values have annual interest payments.
Do safe coupon bonds exist?However, zero coupon bonds are not without risk. Zero coupon bonds are exposed to interest rate risk if you sell them before they mature, just like almost all other bonds are. If interest rates increase, your zero coupon bond's secondary market value is likely to decrease.
One explanation for the bond price is:
Given,
Discount rate is 7%.
Number of years till maturity (Nper) = 13
Par value is equal to $1,000 YTM, or 8.4%.
Annual coupon received (PMT):
PV of the coupon is calculated as follows: CP = $891.74
The bond's current value will be $891.74 as a result.
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a business has an $8,000 note receivable outstanding. the 60-day, 10% note is dated december 6. on december 31, the business would record an adjusting entry to ?
For $55.56, the company would make an adjustment entry to credit Interest Income.
What is income from interest?Interest income refers to earnings from investments like savings accounts and certificates of deposit. Net interest income is the sum of revenue and expenses for financial institutions.
What is a company's interest income?The amount paid to an entity for lending or allowing another entity to use its funds is called interest income. The sum of money invested by an investor in an investment or project is referred to as interest income on a broader scale.
Is interest pay or cost?On the income statement, interest expense is listed as a non-operating expense. It is the interest that is due on any borrowing, including bonds, loans, convertible debt, and credit lines. It is basically calculated by multiplying the debt's principal balance by the interest rate.
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the customer service representative at the department store who keeps smiling as she listens to the customer bitterly complain about her newly purchased product is engaging in deep acting. group of answer choices true false
The statement is True.
The required details about customer service representative is mentioned in below paragraph.
A customer service representative assists clients who have questions, requests, or issues regarding goods or services they have obtained from the company. The needs of the clients are prioritized at every stage of the procedure, and solutions are provided that are made specifically for those particular problems. Orders are taken, returns are processed, consumers are helped with complaints and inquiries, and information about products and services is given by customer service personnel. Because they help customers understand the products and reply to questions about their reservations, they are occasionally seen as having a role in sales.
The following responsibilities belong to customer service agents:
Maintaining a constant, compassionate, and professional demeanor with customers.
Answering client questions as soon as possible.
Use a variety of avenues to reach out to customers.
Addressing client complaints after they are acknowledged.
Having a thorough understanding of our products to enable you to respond.
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nutsy's organic peanut butter inc. has beginning inventory in their peanut crushing department of 30,000 units, which includes $3,000 of direct materials and $4,000 of conversion. during the period, nutsy started 180,000 units and completed 200,000 units. ending inventory was 60% complete with respect to direct materials and 20% complete with respect to conversion. nutsy's costs for the period are as follows: beginning inventory: $7,000 direct materials added: $491,400 conversion costs added: $804,000 how much cost is assigned to ending inventory in the current period?
All the goods, merchandise, and supplies that a company keeps on hand in anticipation of selling them for a profit are referred to as inventory. Example: Only the newspaper will be regarded as inventory if a newspaper vendor utilizes a vehicle to distribute newspapers to clients. The car will be considered an asset.
Explain about the Inventory?counting noun A written inventory is a list of all the items in a specific location, like all the goods in a store. He compiled a list of everything that would remain before beginning. Synonyms: record, listing, catalogue, list additional words for inventory Advanced Learner's Dictionary from Collins COBUILD.
Although there are more types of inventory, the four main ones are raw materials and components, finished goods, work-in-progress, and maintenance, repair, and operational supplies.
Products in various stages of preparation for sale are referred to as inventory in accounting terms, including: Finished products (that are available to be sold) Work-in-progress (meaning in the process of being made) (meaning in the process of being made) components, raw (to be used to produce more finished goods)
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what type of message strategy are cosmetics companies using when they incorporate scientific data or claims in their advertising? a. conative b. affective c. assertive d. emotional e. cognitive
Answer (D) is the right selection. Cosmetic businesses use an emotive message strategy when they use scientific evidence or claims in their advertising.
Emotional strategy: what is it?Emotional marketing is the purposeful application of persuading messages that appeal to human emotion in order to establish a strong connection with the audience and produce the intended outcome. It frequently just taps into one feeling.
Each emotional ad makes a contribution to the emotional branding strategy; they act as the unique pieces of the brand's structural integrity. In response to significant events, many businesses may produce moving advertisements that simultaneously market their goods and services.
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you must decline an employee's request to telecommute three days per week. which of the following is the best explanation for the refusal? a. our current company policy does not allow telecommuting. b. your daily presence in the office is important to ensure regular customer contact. c. unfortunately, we cannot afford the expenses associated with telecommuting. d. your work standards cannot be relied upon unless we are able to observe you at the office.
In order to decline an employee's request to telecommute three days per week, the best refusal explanation that you can give is b. your daily presence in the office is important to ensure regular customer contact.
Although telecommunication makes the process of dealing with customers easy through virtual contact, however, customers are more likely to seal a deal through regular customer contact.
Telecommunication should only be used in cases when you cannot manage to come to the office or deal with customers due to an emergency. Other than that, in order to make sales, regular customer contact is important.
Hence, in the scenario based above, you can refuse an employee from telecommunication by telling him that presence in the office is necessary for customer contact.
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the advantages of which type of business include ownership of all profits, freedom and flexibility, and ease and low cost of organization and dissolution?
The sole proprietorship is the advantage in the business including ownership of all profits, freedom, flexibility, and ease and low cost of organization and dissolution
What is a sole proprietorship?A sole proprietorship is a type of business that is owned and operated by one person and in which there is no legal separation between the owner and the business entity. It is also referred to as a lone tradership, individual entrepreneurship, or proprietorship. A sole proprietor may hire staff members and does not always work alone.The lone proprietor is solely responsible for all losses and obligations and receives all gains (subject to business-specific taxes). The owner of the firm is the owner of all of the company's assets and is also responsible for all of the company's debts. A trade name or business name other than the sole proprietor's or the business's legal name may be used. If their company name differs from their legal name, they might need to officially trademark it; the procedure will depend on where they live.To learn more about sole proprietorship, refer to https://brainly.in/question/5781838
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A manager that views most employees as motivated to do work is operating under blank______, while a manager that views most employees as lazy, is operating under blank______.
A manager that views most employees as motivated to do work is operating under Theory Y, while a manager that views most employees as lazy, is operating under Theory X.
What is the meaning of Theory Y And theory X ?Both Theory Y And theory X can be described as the motivation theory that is been used in the organization to describe the way the employee do carry out their work in the organization, it should be noted that this theory serves as the theory that can be found under the motivation theory of management.
In conclusion, the theory Y can be described as the motivation theory that states that the employee will be self motivated which implies that as the employee is doing the work, the employee is enjoy the work as a result of this there is usually a high efficiency as well as high productivity in the work compare to theory X.
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how can companies handle corrupt practices in foreign practices? can they find ways to compete there without engaging in these practices? please explain
Apply appropriate anti-corruption policies appropriate to your industry or sector (Code of Business Ethics)
What are anti-corruption policies?The purpose of this policy is to provide clear guidance on compliance with all applicable anti-bribery and anti-corruption policies, encourage reporting of suspected violations, and provide guidance.The US Foreign Corrupt Practices Act (FCPA) is the most prevalent anti-corruption policies in the world. Check the most important information here. The African Union (AU) Convention on the Prevention and Elimination of Corruption, adopted in 2003, addresses corruption in the public and private sectors.Corruption undermines our trust in the public sector to act in our best interests. It also wastes taxes and tax rates allocated to important community projects. This means you have to put up with poor quality services and infrastructure.To learn more about anti-corruption policies from the given link :
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kermit is considering purchasing a new computer system. the purchase price is $102,048. kermit will borrow one-fourth of the purchase price from a bank at 10 percent per year compounded annually. the loan is to be repaid using equal annual payments over a 3-year period. the computer system is expected to last 5 years and has a salvage value of $8,926 at that time. over the 5-year period, kermit expects to pay a technician $20,000 per year to maintain the system but will save $73,307 per year through increased efficiencies. kermit uses a marr of 12 percent to evaluate investments. what is the net present worth for this new computer system?
A loan is a type of debt that a person or corporation obtains from a financial institution in order to meet either their own or their company's financial objectives. The interest charged on loans is predetermined.
Is taking out a loan a debt?
An agreement wherein one person loans money to another is known as a loan, which is a type of debt. The lender establishes the terms of repayment, including the amount and due date. They could also stipulate that interest must be paid on the loan.
How does loan work?
A loan is a type of debt that a person or other entity incurs. The lender advances the borrower a certain amount of money, typically on behalf of a business, financial institution, or government. The borrower accepts a specific set of terms in return, which may include any financial costs, interest, a repayment schedule, and other requirements.
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if a property has a potential gross income of $50,000, a vacancy and collection loss of 10%, and taxes are another 10%, what's the effective gross income?
Before taxes, benefits, and other payroll deductions are taken out of an employee's paycheck, that amount is known as their gross pay.Net pay, often known as take-home pay, is the amount that is left after all with holdings have been taken into account.
Calculate the gross income?
Your salary, dividends, capital gains, company revenue, retirement payouts, and other sources of income are all included in your gross income.Adjustments to income can be made for things like tuition costs, interest on student loans, alimony payments, or contributions to retirement accounts. Gross annual income and net annual income are two different terms that may be used to describe it.Net annual income is the amount you have left over after deductions, whereas gross annual income is your income before taxes.Your gross income, which is the total amount of money you made in a given period before any deductions or taxes are subtracted, can be discovered on a pay stub.Your year-end W2 or 1099 will also show your entire gross income. You should be able to calculate your annual gross income by totaling all of your gross pay for the year.If you are paid a salary, the annual salary you receive from your employer equals your yearly gross revenue.Your net income is your gross income less any withholdings and deductions made from it. The following equation is used to determine net income:Revenue – Cost of Goods Sold – Expenses = Net Income
Gross Income – Expenses = Net Income.
Total Revenues – Total Expenses = Net Income.
$ 50000 - 5000-5000
= $ 40000
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ryan company deposits all cash receipts on the day they are received and makes all cash payments by check. ryan's june bank statement shows a $25,861 balance in the bank. ryan's comparison of the bank statement to its cash account revealed the following: deposit in transit2,950outstanding checks1,242additionally, a $37 check written and recorded by the company was incorrectly recorded by the bank as a $73 deduction.the adjusted cash balance per the bank records should be:
Ryan company the adjusted cash balance per the bank records should be: $22,466.
Adjusted cash refers to the process of reconciling cash drawer balances to account for each incoming transaction. This process typically occurs at the end of each shift or working day. Transactions included in cash payments include not only cash and checks, but also credit card payments.
To find the annual adjusted net cash flow, add the owner's salary to the annual net income. amortization; interest; temporary expenses such as equipment and vehicles; depreciation; owner's personal business expenses and retirement benefits; Rent if real estate is part of your business.
Adjusted free cash flow is net cash provided or used by operating activities less cash payments for capital expenditures, restructuring and repositioning, prepaid defined benefit pension plans and legacy expenditures.
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entry-mode strategies group of answer choices are options multinationals have to enter foreign markets and countries. include multidomestic and transnational strategies. are only processes by which firms fill overseas orders like domestic orders. none of the above
Culture, firms economic systems, and business practices differ between the home and host countries when there is a cultural divide markets.
A company is more likely to consider export entry modes than hierarchal ways the more away it is (Hofstede 1980).firms A strategic partnership between two or more businesses from other nations that hold equity (or ownership) positions in a legally distinct entity is known as an international joint venture (IJV)markets. MNCs can compete successfully on a global scale by offering products at competitive prices at the expense of product features. Businesses must decide whether to cut expenses or adapt to the local market when they enter international markets. There are numerous strategies for entering the market.
Exporting. The direct sale is exporting. of products and/or services in a different nation markets.
Licensing. A license enables another business in your target nation to utilize your property.
Franchising.
joint enterprise
direct investment from abroad.
100 percent owned subsidiary.
Piggybacking.
Businesses must decide whether to cut expenses or adapt to the local market when they enter international markets. Companies should pick a global strategy or a transnational strategy to compete in the global market when there are strong cost-cutting constraints firms.
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as noted in your text, one of the biggest problems facing companies today is the aging workforce. more and more people are nearing or at retirement age, and companies are struggling to find workers who can take their places. what are some of the tactics companies might use to handle this problem? check all that apply. redesign jobs so they are more easily done by older employees. pay older employees more so they will continue to keep working. work to hire immigrants, who are typically younger than current residents of a country. use robots in place of human workers.
Sometimes recruiters and recruiting managers mistakenly feel that older workers are less progressive, less able to master new skills, or have unrealistic compensation expectations. However, age disparity is a notable problem that prevents some workers from comprehending their goal or forces them out completely.
Explain about the aging workforce affect the business?A more senior workforce increases the chance that companies will lose important personnel to illness or death, which might have an impact on customer retention, vendor relationships, operational efficiency, and even company secrets or financial data.
To aid employees in striking a better balance between their obligations at work and at home, employers should provide flexible work arrangements like job sharing, flexible scheduling, part-time employment, the opportunity to work from home, and other types of reduced work hours.
Physical and mental decline with age: As employees get older, they're more prone to experience health problems. Conflict between older and younger employees. Performance problems associated with novel methods of operation and a resistance to change on the part of senior employees
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enter's insurance would include coverage for: group of answer choices flood damage. personal property. house and other structures. umbrella liability. earthquake damage.
Personal property.
Three fundamental categories of protection are covered by renters insurance, often known as tenants insurance: Personal possessions. Liability. Additional costs of living.
Of the following, which one is not protected by renter's insurance?Major weather catastrophes like earthquakes, landslides, sinkholes, and floods are not covered by renters insurance. In addition, if your roommate is not a named insured on the policy, the policy will not provide coverage for pest infestations (including bed bugs) or for your roommate's belongings.Renters' contents insurance covers the costs of replacing any stolen or damaged objects covered by the policy, protecting your things against theft and damage from fire, flood, storms, subsidence, burst pipes, and water leaks.Three fundamental categories of protection are covered by renters insurance, often known as tenants insurance: Personal possessions. Liability. Additional costs of living.To learn more about Renters insurance refer to:
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