you have been asked to evaluate two alternatives, x and y, that may increase plant capacity for manufacturing high-pressure hydraulic hoses. the parameters associated with each alternative have been estimated. compute the present worth of both alternatives. which one should be selected on the basis of a present worth comparison at an interest rate of 12% per year?

Answers

Answer 1

Cash flow (CF) is the change in the quantity of money that a company, institution, or person has. The phrase is used in finance to refer to the volume of money (currency) produced or spent over a specific period of time.

Alternative X is currently valued $ -77543.8, whereas Alternative Y is currently worth $ -74625.7. Alternative Y must be chosen. Here, the cash flow needs to be discounted as follows:

Discounted cash flow added together equals present value:

Alternative X's current value is equal to (-30000/(1+0.14)0)+(-14000/(1+0.14)1)+(-14000/(1+0.14)2)+(-14000/(1+0.14)3)+(-14000/(1+0.14)4)+(-13000/(1+0.14)5) = -77543.8.

-60000/(1+0.14)0)+(-6000/(1+0.14)1)+(-6000/(1+0.14)2)+(-6000/(1+0.14)3)+(-6000/(1+0.14)4)+(5500/(1+0.14)5) = -74625.7 is the present value of the alternative.

We must choose alternative Y since the present value of Y is negatively smaller than the present value of X. There are several kind of cash flow, therefore it's critical to comprehend what each one is. Any of the categories could be meant when someone mentions CF.

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Related Questions

Medicare and social security are mandatory spending categories funded by which type of taxes that are withheld from your paycheck?.

Answers

Medicare and social security are mandatory spending categories funded by FICA taxes that are withheld from your paycheck.

A tax is a obligatory financial fee or a few different kind of levy imposed on a taxpayer with the aid of a governmental organization that allows you to fund authorities spending and diverse public prices

Taxes are mandatory contributions levied on individuals or businesses through a central authority entity—whether or not nearby, local, or national. Tax sales finance government sports, consisting of public works and services consisting of roads and colleges, or applications including Social protection and Medicare.

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a criminal organization is moving millions of dollars among several depositories in different countries in order to create distance between the funds and their source. the amount and form of money varies and the money often doubles back. which phase of the money laundering process is this organization engaging in?

Answers

This organization is engaging in the placement phase of money laundering.

What is organization?
An organisation is a group of people who work together to achieve specific goals. It can be thought of as a social structure that includes all formal human connections. The structure includes employee job division and task alignment toward the company's ultimate aim. It is also known as the second most essential managerial role because it coordinates employee labour, acquires resources, and integrates the two in order to achieve the company's goals. Organization is a process that seeks to achieve goals via adequate planning and coordination of operations. It is based on the principle of work division and establishes an authority-responsibility connection among the members of an organization.

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werden drilling offers 5.5 percent coupon bonds with semiannual payments and a yield to maturity of 7 percent. the bonds mature in 10 years. what is the market price per bond if the face value is $1,000?

Answers

Based on the coupon rate, the semi annual payments, and the yield to maturity, the market price of the bond can be found to be $893.41

How to find the market price of a bond?

The market price of a bond is found by adding the present value of the different coupon payments overtime, to the present value of the face value of the bond.

The coupon payments is:

= 5.5% x 1,000 face value x 1/2 semi annual periods per year

= $27.50

The periodic yield to maturity is:
= 7 / 2

= 3.5%

The number of periods is:

= 10 x 2 semi annual periods

= 20 semi annual periods

The market price of the bond is:
= ( 27.50 x ( 1 - (1 + 3.5%) ⁻²⁰) / 3.5%) + ( 1, 000 / (1 + 3.5%)²⁰)

= $893.41

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magine an economy where there are 5,500 working age adults. 4,000 are currently employed, 500 are looking for work, 300 are students who are not looking for work, and 200 are retired. what is the unemployment rate in this economy?

Answers

The unemployment rate is 11.11%, considering total working population, employed and unemployed population.

Given information,

Total working age adults = 5,500

Currently employed = 4000

Unemployed person = 500

Unemployment rate = No. of unemployed persons/ No. of unemployed

                                       persons+ No. of unemployed persons

Unemployed rate = 500/ 4500*100 = 11.11%

The proportion of the working population without a job is referred as the unemployment rate. It is a poor indicator, which means that instead of foreshadowing shifts in economic conditions, it often increases or decreases in response to them. The unemployment rate is most likely to rise whenever the economy is struggling and there are relatively few positions available. It is reasonable to anticipate a decline in it when economy continues to grow effectively and there are plenty of jobs that are available.

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what should be provided in the closing of an instruction message? check all that apply. a description of how the instructions benefit the individual or organization a recap of the instructions in the body a reminder that failure to comply will be detrimental to the individual or organization

Answers

The closing of an instruction message should be provided is a description of how the instructions benefit the individual or organization.

Why is parallel language important in instruction messages?

The benefits that an individual or organization will receive by following the guidelines should be included in the message's conclusion.

Repetition employing parallel structure can increase understanding and the likelihood that new words and patterns will be ingested when educating or providing knowledge that provides greater context through non-verbal communication.

Simply said, creating parallel lists just implies that all of the items have the same format. Every item on the list might be considered parallel. begin with the same speech unit (e.g., noun, verb) employ the identical verb tense (e.g., present, past, future) use the identical voice (e.g., active or passive)

Additionally, it is advisable to close with "Thank You Again" at the ending. When drafting a goodwill message, the writer should keep the additional points listed below in mind. Be really sincere in all situations, whether you're expressing thanks, acknowledgment, or just condolences.

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wilson widgets, inc. is currently manufacturing more widgets than there is demand. the firm decides to store the excess inventory. unfortunately, as wilson widgets begins to move the inventory, the widget specifications change and the stored widgets become obsolete. what type of waste does this situation illustrate?

Answers

The widget specifications change and the stored widgets become obsolete, the type of waste that this situation illustrate is Overproduction.

Overproduction: Producing more than what is required by customers, businesses generate more. Prior to consumption, inventory could become outdated. The act of generating more than is required or too much of something: Due to overproduction, the corporation is in a severe financial situation. Numerous of these subsidies support excessive production.

Example:

Unstable production schedule is an example of overproduction in lean manufacturing. inaccurate demand data and projections. industrial plants and warehouses with too many employees.

Before the buyer even purchases the product, overproduction wastes resources through excessive resource utilisation. Most frequently, excessive production in manufacturing results in time and resource waste. Waste is any time or resources spent producing a product that goes above and beyond the needs of the consumer.

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Tennyson's ultimate goal is to work as the CEO of an advertising agency. One of her goals is to "gain the required experience for the position." What type of goal would this be?
OA performance-based
OB. time-based
O C.
OD. long-term
mid-term

Answers

The type of goal that is been used when Tennyson's ultimate goal is to work as the CEO of an advertising agency and one of her goals is to "gain the required experience for the position is B. time-based goal.

What is  time-based goal?

Time-based goal can be described as the goal  that is been focused so that it can be achieved on a  target date,  it involve focusing on a particular thing at a time so as to be successful in it.

In conclusion, from the case above , we can see that her goal is to work as the CEO of an advertising agency which is specific and have time.

Therefore, option B is correct.

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in a blank relationship, the supply chain members are partners who intend to maintain the relationship for quite some time and invest in ventures that will be profitable for all involved. multiple choice question. franchise contractual supply chain strategic

Answers

A distribution channel is a network of companies or middlemen that goods and services travel through before they are delivered to the final customer, including producers, warehouses, shipping hubs, retailers, and the internet relationship.

It aids in mutual strategy understanding among supply chain participants relationship.It assists supply chain participants in identifying potential issues. It enables supply chain participants to customize their responsibilities inside the network. A dispute could arise between the toy maker and the wholesaler in charge of shipping to retailers if the manufacturer learns that their products are arriving at retail locations later than expected relationship. When it comes to the receipt, processing, storage, and distribution of commodities, distribution centers are designed to improve efficiency, which results in less money being wasted on paying for temporary storage, handling stockouts customer or losing clients as a result of incomplete or delayed orders. By making Stan's items available when customers want to buy them, intermediaries can save customers time. The most straightforward distribution channel is level zero. There is no middleman involved; sales are made directly to consumers from manufacturers. Level One: Between the producer and the customer, there is just one intermediary in a level one channel.

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suppose the quantity of apples supplied in your market is 2,400. if there are 60 apple producers, each with identical cost structures, how many apples does each producer supply to the market?

Answers

Each producer supply 40 apples to the market.

This is because if producers have identical cost structures, they will have profit-maximization at the same output level. 2400/60 = 40 apples to produce for each firm.

What is Profit maximization?

Profit maximization in economics refers to the short- or long-term process by which a firm chooses the prices, input levels, and output levels that will result in the largest feasible total profit (or just profit in short).

Neoclassical economics, the current dominant approach to microeconomics, makes the assumption that the firm is a "rational agent" that seeks to maximize its total profit, which is the difference between its total revenue and its total cost (whether it is operating in a perfectly competitive market or not).

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________ is a form of distribution aimed at having a product available in every outlet where target customers might want to buy it.

Answers

Intensive distribution is a method of product distribution that aims to make a product available in every store where potential buyers might look to buy it.

By utilizing all possible outlets, intensive distribution strives to provide saturation coverage of the market. Total sales are frequently linked to the number of outlets used (e.g., cigarettes, beer). A corporation may use an intensive distribution marketing plan to try to sell its goods from a small vendor to a large retailer. Selling more products is intensive distribution's main objective. By utilizing all accessible outlets, intensive distribution  aims  to provide saturation coverage of the market .The focus on consumer convenience is typically what motivates this strategy. For example, items like a bag of chips or a Coke must be easily available for people to purchase them.

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on february 7, a customer buys 100 shares of lmn at $39 per share and simultaneously writes an lmn oct 35 call option at 6. if the call is exercised on july 19, what will she report for tax purposes?

Answers

Tax - $200 gain, The $4,100 profit from the sale of the stock includes the premium paid for writing the call. The investor made a $200 capital gain by purchasing the stock for $3,900 five months earlier (short-term).

What is tax?
Tax
compliance refers to policy actions as well as individual behaviour that aim to ensure that taxpayers are paying this same right amount of tax just at right time and securing this same correct tax allowances and tax reliefs. Tax is defined as a mandatory financial charge or another category of levy imposed on the a taxpayer (an individual or legal entity) by the a governmental organisation in order to fund government spending as well as various public expenditures. Around 3000–2800 BC, Ancient Egypt experienced the first recorded taxation. Non-compliance with the law includes avoiding taxes or resisting taxation, as well as failing to make payments on time.

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natalie is married to chad, who abandoned her in early june of 2022. she has not seen or communicated with him since then. she maintains a household in which she and her two dependent children live. which of the following statements about natalie's filing status in 2022 is correct? a.natalie can file as a head of household. b.natalie can use the rates for single taxpayers. c.natalie can file as a surviving spouse. d.natalie can file a joint return with chad.

Answers

Since then, she has not spoken to or seen him. She keeps up a home where she and her two dependent kids reside.

Nataliya and Chad's after marriage:

Chad, Natalie's husband, left her in early June 2019 and left their shared house. Chad and Natalie were married. Since then, she has not spoken to or seen him. She keeps up a home where she and her two dependent kids reside. Which of the ensuing claims regarding Natalie's filing status in 2019 is true? Natalie is permitted to use the rates for single taxpayers. Ob Natalie and Chad are able to submit a combined tax return. d. Natalie is eligible to file as the surviving spouse. Natalie is eligible to file as the head of household. Oe.

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a 5.75 percent coupon bond with 12 years left to maturity is offered for sale at $978.83. what yield to maturity is the bond offering? (assume interest payments are paid semiannually and par value is $1,000.) multiple choice 3.00 percent 3.09 percent 5.75 percent 6.00 percent

Answers

The bond offering yields 6.00 percent to maturity.

The typical number of conversions per ad interaction is shown as a percentage. The conversion rate may be calculated by simply dividing the number of conversions by the total number of ad interactions that can be connected to a conversion during the same time frame.

The perforated portion of the statement at the bottom that you mail in with your payment is known as the payment coupon.

Present Value or Price of the bond, PV = $978.83

Total number of coupon periods, N = 12 x 2 = 24

Coupon Payment, PMT = FV x 5.75 ÷ 2

= -$28.75

CPT > I/Y = Rate or Yield (semiannual)

= 3.00

Convert Rate in annual and in % form = Yield x 2 ÷ 100

= 6.00%

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which section of an issp should outline a specific methodology for the review and modification of the issp? a. policy review and modification b. limitations of liability c. systems management d. statement of purpose

Answers

The section of Policy review and modification of an ISSP should outline a specific methodology for the review and modification of the ISSP.

What is ISSP ?

The Information System Security Plan (ISSP) should include a set of guidelines or behavior as well as completely identify and define the controls that are already in place or are planned for the system. System security certification has a key criterion that an ISSP must exist and be followed. The ISSP's goal is to outline the security needs of the system, identify the controls that are in place or being considered for satisfying those requirements, and define the roles and acceptable conduct for all users.

When finished, an ISSP will include technical details regarding the system, its security requirements, and policies put in place to provide defense against its risks and vulnerabilities.

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florin and guilder are two countries separated by a narrow sea. they use currencies called, respectively, the flop and the gulp. the nominal exchange rate is 20 flops to one gulp. if a trader wanted to exchange 30 gulps for flops, how many flops would she get? .

Answers

If a trader wanted to exchange 30 gulps for flops, she would get 600 flops.

What is trade?

Trade, which is typically done in exchange for money, is the transfer of goods and services from one person or institution to another. Economists refer to a network or system that enables trading as a market.

Before the advent of money, trade that involved direct exchanges of goods and services for other goods and services was known as bartering. The majority of commercial agreements nowadays are negotiated utilizing a form of exchange like money. Nowadays, most trade agreements are reached using a medium of exchange, like money. Money's creation facilitated trade and made it easier. Bilateral trade is trade between two traders, whereas multilateral trade is trade involving more than two dealers.

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a farm is able to produce 9,000 pints of strawberries per season on 10 acres. it adds one more acre and is able to produce 12,000 pints per season. the marginal product of land for this farm is: group of answer choices 900 pints per acre per year. 3,000 pints per acre per year. 1,000 pints per acre per year. 12,000 pints per acre per year.

Answers

From the given information, the marginal product of land for this farm is 3,000 pints per acre per year.  

Y = %u0394Y ÷ %u0394X = (the change of Y) ÷ (the change of X).

Y = (12000-9000) ÷ (11-10)

Y = 3000

The marginal product or marginal physical productivity of an input (factor of production) in economics, and especially in neoclassical economics, is the change in output that results from using one more unit of a specific input (for example, the change in output when a firm's labour is increased from five to six units), assuming that the quantities of other inputs are kept constant.According to the "law" of decreasing marginal returns, the marginal output initially rises as more of one input, like labour, is used while maintaining the same level of the other input, like capital. Labor is the variable input in this case while capital is the fixed input (in a hypothetical two-inputs model). The marginal product decreases as labour, a variable input, is used more frequently.

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products in the of the product life cycle tend to consume a disproportionate share of management and financial resources relative to their future worth. multiple choice question. introduction decline growth maturity

Answers

Products in the decline of the product life cycle tend to consume a disproportionate share of management and financial resources relative to their future worth.

Finance is defined as money management and includes activities such as investing, borrowing, lending, budgeting, saving, and forecasting. There are three major types of finance: (1) personal, (2) corporate, and (3) public/government. Finance is a broad term that describes activities related to banking, leverage or debt, credit, capital markets, funds, and investments. At its core, finance describes the process of managing money and raising the funds you need.

Historically, The Wall Street Journal has been one of the most respected and trusted sources of financial information. are essential in any economic system as they allow businesses to buy products that are out of immediate reach. In other words, financing is a method of using the time value of money (TVM) to allocate expected future cash flows to projects that start today.

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which statement correctly names the type of hr management software that should be used for the described activity? more than one answer may be correct.

Answers

These are all the given statements, that can be considered as the names of the HR management software that should be used for the described activity. Hence, Options A, B, and C are correct.

What is HR management software?

The daily operations of human resources and the organization's broader HR objectives can be managed and optimised with HR software. HR managers and staff are able to allocate their time and resources more effectively to tasks that will yield greater profits thanks to HR software.

Hiring and recruiting software is needed to look into the future to assess the company's personnel requirements. Software for pay management is needed to guarantee that hourly, salaried, and independent contractor workers are paid appropriately.

Software for employee evaluation is needed in order to record employee performance and provide an equal system for grading performance.

Therefore, Options A, B, and C are correct.

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The complete question is attached in text form:

Which statement correctly names the type of HR management software that should be used for the described activity? More than one answer may be correct

-Looking ahead to determine the future workforce needs of the corporation requires recruiting and hiring software.

-Ensuring that hourly or salaried employees and independent contractors are paid correctly requires compensation management software.

-Documenting employee performance and providing an equitable means of ranking performance requires employee evaluation software.

sanjeep takes out a $250,000 mortgage and makes monthly payments. the yearly interest rate on the loan is 5% and the loan is compounded monthly for 25 years. calculate the total amount of interest that sanjeep will pay. give your answer in dollars to the nearest dollar. do not include commas or the dollar sign in your answer.

Answers

Compound interest is computed as interest on the initial principal plus any accrued interest from prior periods.

Where should I begin while compounding interest?

Savings instruments like CDs and savings accounts are the best choice if you're a beginner investor and want to start benefiting from compound interest as soon as possible with the least amount of risk feasible. Bank-issued CDs are financial products that have a minimal deposit requirement and pay interest on a recurring basis.

With an example, what is compound interest?

Defining compound interest

For instance, if you deposit $1,000 in an account that offers 1% yearly interest, after a year you would have received $10 in interest. Compound interest allowed you to earn 1 percent on $1,010 in Year Two, which amounted to $10.10 in interest payments for the year.

P= $250,000

R=  5% = [tex]\frac{5}{100}[/tex]

N= 12

T= 25 years

A= P [tex]1+(\frac{r}{n})^{nt}[/tex]

= 25000   [tex](1+\frac{0.05}{12})^{12*25}[/tex]

= 25000 [tex](1.00416)^{300}[/tex]

= 87032.26

Hence the total amount is  87032.26

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in the opening vignette, predictive modeling is described as: group of answer choices estimating the future using the past. not yet accepted in the business world. the least practiced branch of data mining. unable to handle complex predictive problems.

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In the opening vignette, predictive modeling is described as estimating the future using the past

    By looking for patterns in a set of input data, predictive modeling uses mathematics to foretell future events or results. It is an essential part of predictive analytics, a sort of data analytics that makes use of both recent and old data to predict activity, behavior, and trends. Today's predictive modelling approaches can find trends in the data to help a business foresee impending hazards and opportunities.

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4.43. you borrowed $12,000 to buy a new car from a bank at an interest rate of 9% compounded monthly. this loan will be repaid in 48 equal monthly installments over four years. immediately after the 20th payment, you desire to pay the remainder of the loan in a single payment. compute this lump-sum amount.

Answers

The 20th monthly payment the remainder of the loan can be paid in the entirety by a lump-sum payment of $7,521.09. Here, is the attached solution.

What Is an Equated Monthly Installment (EMI)?

Equivalent monthly instalments (EMIs) are fixed payments made by a borrower to a lender on a particular day each month. In order to pay off the loan in full over a predetermined number of years, equal monthly instalments are applied to the principal as well as interest each month.

The borrower pays regular periodic payments to the lender over a number of years to pay off the loan in the most popular loan forms, including mortgages on real estate, vehicle loans, and student loans.

A borrower makes a set payment to a lender on a specific day each month known as an equated monthly instalment (EMI).

Every month, EMIs are used to pay both interest and principle, reducing the loan's balance over a certain amount of time.

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market modification strategies include finding new customers, increasing product , and creating a new use situations. multiple choice question. awareness advertising modifications use

Answers

The market modification strategies include finding new customers, increasing product awareness, and creating a new use situations. Therefore, the option A holds true.

What is the significance of product awareness?

Product awareness can be referred to or considered as a phenomenon that is used by marketing organizations in order to make the customers know about the presence and existence of their products in the market. It is one of the most important strategies in the process of market modification.

Therefore, the option A holds true and states regarding the significance of product awareness.

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The incomplete question has been added below for better reference.

Market modification strategies include finding new customers, increasing product ______, and creating a new use situations.

Awareness

advertising

modifications

use

which are characteristics of clan culture? (choose every correct answer.) multiple select question. promotes a feeling of family structures work environment to aim at effectiveness and efficiency encourages collaboration among employees emphasizes profits over employee development and satisfaction

Answers

A feeling of family structure work environment to aim at effectiveness and efficiency is characteristic of clan culture. The correct option is A.

What is the disadvantage of clan culture?

Disadvantages of Clan Culture because members don't want outsiders in their group, people believe clan culture organizations are exclusive and cliquish. Instead of diversifying and utilizing a range of skills from other members of the company, they rely too heavily on one another. It might appear exclusive as a result.

Clan cultures emphasize consensus and shared aims and values in a familial or tribal style of work setting. The four primary corporate culture models are divided into clan cultures, which are the most collaborative and least competitive.

Thus, the ideal option is A.

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Find a government regulation imposed by the commonwealth of virginia that addresses a market failure. identify the agency that enforces the regulation and describe how it protects consumers, workers, or the environment.

Answers

The Virginia Consumer Protection Act was first proposed in 1977. The intent behind this act is to promote fair and ethical standards of dealings between suppliers and the consuming public. The Act covers a number of consumer transactions. It includes advertising, and the sale of goods and services for personal or household uses.

A consumer is a person who acquires and uses or consumes a product for their own use. Consumers cannot resell goods, products, or services, but they can consume them to earn a living or self-employment. Consumer definition. Consumers are the end users of goods and services.

Consumers in the food chain are animals that eat organisms from another population. Consumers are heterotrophs and producers are autotrophs. Both are organisms that draw energy from other organisms. Consumer means an individual or group who intends to order or use the purchased goods, products, or services primarily for personal, social, familial, domestic, and similar needs. Yes, and not directly related to entrepreneurial or business activities.

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an interest rate of 1% per month is the same as: a) nominal 3% per quarter compounded monthly. b) effective 12.683% per year compounded monthly. c) nominal 12% per year compounded monthly. d) all of the above.

Answers

High street banks establish interest rates that are influenced by factors other than the Bank Rate. Other factors, such as the possibility that a loan won't be repaid, are taken into account when making loans. The bank will charge a higher rate the lender believes the risk to be larger.

Effective annual compound interest of 12.683% monthly.

interest rate equals 1% monthly

To convert to effective per year, use the formula

[(1+1/100)12 - 1].100\s

= [(1.01)¹² - 1] 100\s

= (1.1268 - 1) (1.1268 - 1) 100\s

= 0.1268 × 100\s

= 12.68%

Therefore, the annual percentage rate of interest, compounded each month, is 12.68%. The length of the loan or mortgage that you intend to take out may also be a factor. Our interactive graphic allows you to view the historical interest rates for various financial products.

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What happens when the price of a good adjusts to bring the quantity demanded and the quantity supplied into balance?.

Answers

At the price where quantities requested and supplied are equal, market equilibrium is reached. By displaying the total price and quantity at which the supply and demand curves intersect, we may visualize a market in equilibrium.

What is  Market equilibrium?There is a point where the supply and demand curves overlap; this point is known as the market equilibrium. The amount is the equilibrium quantity, and the price is the equilibrium price at this intersection.February 19, 2020 If the quantity demanded and the quantity provided are equal at the market price, the market is in equilibrium.The price at which the quantity supplied and demanded are equal is known as the equilibrium price or market clearing price, and the quantity that corresponds to that price is known as the equilibrium quantity.By displaying the total price and quantity at which the supply and demand curves intersect, we may visualize a market in equilibrium.

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1. do we have enough of a loyal following as a local shop that we can attract customers away from starbucks? 2. with the town growing as fast as it is, will other coffee shops decide to locate there?

Answers

1. Yes, we have a loyal following of local customers who appreciate our coffee and our shop.
2. With the town growing as fast as it is, other coffee shops may decide to locate there, but we believe that our loyal customer base will continue to support us.

What is customer?
An individual as well as business that purchases goods or services from another company is known as a customer. Customers are crucial to businesses because they generate revenue; without them, they would cease to exist. All businesses compete with one another to draw clients, whether through aggressive product promotion, price reductions to increase clientele, or the creation of distinctive goods and experiences that clients adore. Because satisfied customers are likely to give repeat business to businesses that meet or exceed their needs, businesses frequently uphold the proverb "the customer is always right." As a result, many businesses keep a close eye on their client interactions in order to get input on how to enhance their product offerings. There are numerous ways to classify customers. Customers are typically divided into internal and external categories.

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gdp per capita is often used to measure the . a.) overall gdp growth rate for an economy b.) gross national product c.) standard of living d.) gdp adjusted for inflation

Answers

The GDP per capita is frequently used to gauge an economy's total GDP growth rate. Hence, Option A is correct.

What is the growth rate?

The annual growth rate—also known as the "simple growth rate" or the "average annual growth rate"—is a metric for gauging how much an investment or source of income has increased in value over the course of a year.

Growth rates are the proportional changes in a particular variable over a given period of time. Depending on whether the variable's size is rising or decreasing over time, growth rates can either be positive or negative.

It expresses the difference in GDP values from one period to the next as a percentage of the GDP from the preceding era, often multiplied by 100.

Therefore, Option A is correct.

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marty, the human resources manager of a reputed service firm, establishes some rules for timekeeping to promote punctuality among his employees. this scenario best illustrates the use of . multiple choice question.

Answers

This scenario best illustrates the use of chronemics.

What do we understand by chronemics?

The use of time in nonverbal communication is investigated in the field of chronemics. Interpersonal interactions, patience, and punctuality are all components of time perception. The way we use our time can have an impact on our daily routines, speech and movement rates, as well as how long we are willing to listen.

Why is chronology utilised in organizations?

Chronemics is a potent communication tool that aids in reaching the planned goals through time management, planning, and utilization. This includes being on time, making good use of waiting time, and speaking at the right rate.

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(a) how do financial plans differ among firms and individuals? give examples. (b) why do you think life insurance company leaders must ensure the investments are safe? what if they put the money in risky financial instruments? please discuss. (c) how time-value-of-money is made use of in the world of corporate finance? feel free to use examples in support of your answer. (d) how does an investor develop their risk appetite or risk threshold? are you willing to take on more risk with the hopes of increasing the return on investment (roi)? please discuss. (e) if rate of return is the most important factor in a financial decision, what company-specific factors also influence this rate?

Answers

Risk acceptance and diversification are the cornerstones of insurance firms' business models. The fundamental insurance approach is combining the risk from several payers and distributing it over a broader portfolio.

The majority of insurance businesses make money in two ways: first, by charging premiums in return for insurance coverage, and second, by reinvesting those premiums in additional assets that yield interest. Insurance companies strive to market efficiently and keep overhead to a minimum, just like any private businesses.

Health insurance firms, property insurance companies, and financial guarantors all have different revenue models. But any insurer's first job is to assess the risk and set a price for taking it on.

Consider the case where the insurance provider is promoting a policy with a $100,000 conditional payoff. Based on the duration of the insurance, it must determine how likely it is for a potential buyer to trigger the conditional payment and increase that risk.

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