a stock just paid a dividend of $4.81 and is expected to maintain a constant dividend growth rate of 4.5 percent indefinitely. if the current stock price is $63, what is the required return on the stock?

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Answer 1

A stock that just paid a dividend of $4.81 is predicted to continue to grow its dividend at a consistent rate of 4.5 percent forever. The needed return on the stock is 12.48% at the current market price of $63.

The shares that make up a corporation or company's ownership in finance are known as stock (sometimes known as capital stock). A single share of stock represents a portion of the corporation's ownership in relation to the total number of shares. In most cases, this entitles the shareholder to that portion of the company's earnings, including the cash from the sale of its assets. Not all stock is created equal. For instance, some classes of stock may be issued with improved voting rights, without voting rights, or with a specific priority to collect profits or proceeds from liquidation before or after other classes of shareholders.

Stocks can be purchased and sold privately or through stock exchanges, and such transactions are normally highly regulated by governments to thwart fraud and safeguard investors.

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the difference between what the total sales should have been, given the actual level of activity for the period, and the actual total sales is a(n) variance.

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The difference between what total sales should have been given the actual level of activity for the period and the actual total sales is a revenue variance.

What do we know as revenue variance?

Basically, a revenue variances is an accounting tool that is used to measure the difference between expected and actual sales. This information are often needed to determine the success of an organization's selling activities and the perceived attractiveness of its products. There are three types of revenue variances which can be used to develop insights into the reasons why actual sales differ from expectations, they include the Sales Volume Variance, Selling Price Variance and Sales Mix Variance.

Most time, the typical favorable revenue variance occurs when the actual revenues exceed budgeted revenues while the opposite is true for an unfavorable variance. Therefore, the revenue variance results from the differences between budgeted and actual selling prices, volumes or a combination of the two.

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which meeting format would a meeting planner set up a room if the delegates needed to take notes, use notebooks, and conduct a workshop type of meeting?

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The meeting planner would set up the room in a workshop format.

What is meeting planner?

A meeting planner directs and manages the strategic, operational, and logistical operations associated with event production. Corporations, associations, governments, and other organisations can hire the planner on an as-needed basis. Although the United States Department of Labor and Employment and Training Administration's Occupational Information Network  defined this occupation as "meeting and convention planner," alternative titles are more widely used. Event planner, meeting planner, and meeting manager are examples of these titles. In addition, titles relevant to the types of events produced, such as business planner and party planner, are utilised.

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which of the following is true of the landrum-griffin act? a. it requires unions to establish bylaws and make financial reports. b. it prohibits employees from engaging in protected concerted activities. c. it prohibits employers from asking employees to sign yellow dog contracts.

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The true statement about the Landrum-griffin Act is that it requires the unions to establish bylaws and make financial reports.

What is the landrum-griffin act?

The Landrum-Griffin Act is formally known as the Labor-Management Reporting and Disclosure Act of 1959. It is a federal legislative response to widespread publicity about massive corruption and autocratic methods in certain American labour unions during the 1950s.

The purpose of the Landrum-Griffin Act was to protect the employees' union membership rights from unfair practices by unions whereas the similar  National Labor Relations Act protected employee rights from unfair practices by employers or unions.

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zeb ellis saves $500 in the back of every quarter in an ordinary annuity earning 5.8% interest compounded quarterly. how much will he have saved in 10 years?

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Based on amount that Zeb Ellis saved every quarter and the interest rate compounding, the amount that Zed Ellis would have saved in 10 years can be found to be $26,848.81

How to find the amount saved?

The amount that Zed Ellis puts away which is $500 every month, this is an annuity because this is a specific amount.

The amount that Zeb Ellis would have saved in 10 years is therefore the future value of the annuity which can be found by the formula:

= Annuity x ( (1 + periodic rate) ^ number of periods - 1) / periodic rate

The periodic rate is:

= 5.8% / 4 quarters

= 1.45%

Number of periods:

= 10 years x 4 quarters per year

= 40 periods

The amount that Zeb Ellis would have saved is:

= 500 x ( ( 1 + 1.45%) ⁴⁰ - 1 ) / 1.45%

= $26,848.81

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a mutual fund has a net asset value (nav) of $7.80 per share, and the fund pays its underwriter a concession of $0.12 per share. if the fund has a sales load of $0.50 per share and an administrative fee of $0.15 per share, how much does the investor pay per share to purchase a class a share of this fund?

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The correct answer was 8.3. The investor pays the public offering price (POP) when purchasing mutual fund shares. For a Class A share upon purchase, the POP is the NAV plus the sales charge.

What is public offering price (POP) ?

The price at which fresh issues of stock are made available to the public by an underwriter is known as the public offering price (POP). Underwriters must choose a public offering price that will appeal to investors because the primary objective of an initial public offering (IPO) is to raise capital. The soundness of the company's financial accounts, its level of profitability, prevailing trends in the marketplace, growth rates, and even investor confidence are all taken into account by underwriters when determining the public offering price.

The correct answer to the percent the investor pay per share to purchase a class a share of this fund was 8.3.

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if an unforeseeable event occurs which makes it unreasonably difficult or expensive for one party to perform the contract, the contract might be discharged on the grounds of:

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If an unexpected occurrence occurred after the contract was signed that made performance unreasonably onerous or expensive, impracticability may apply. The event must not be something that the parties could have controlled and that they could not have reasonably expected occurring.

What is an example of terminating a contract when performance is impossible?

A contract could specify a number of acts or delivery together with the associated payment. There is no entire performance; only partial completion may be provided or performed. In accordance with contract law, impossibility is a defense that a seller may raise when an unforeseeable circumstance arises after the contract is signed and renders performance impossible. When the responsibilities of the contract between the contract's parties are fulfilled, the contract is discharged. This also renders the contract's legal validity null and void. The contract is sometimes referred to as being discharged or being terminated.

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some companies expand successful retail businesses by entering into contracts that give others the right to operate businesses with the same name and format. this is called blank . multiple choice question. franchising co-branding licensing an administered vertical marketing system

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some companies expand successful retail businesses by entering into contracts that give others the right to operate businesses with the same name and format. this is called franchising.

Franchising is a marketing concept that a company can employ as a plan for business growth. The term "franchise" refers to a method of marketing products or services in which a franchisor develops the brand's trade name and business model and a franchisee pays a royalty and frequently an upfront fee to obtain the right to use the franchisor's name and system.

Through franchising, people can own, manage, and oversee their own businesses without having to take on all of the associated risks. This feature allowed many people to launch their own businesses who would not have been able to do it otherwise.

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a stock is expected to pay the dividend of $1 per share in two months and in five months. the stock price is $50, and the risk-free interest rate is 8% per annum with continuous compounding for all maturities. what are the forward price and the initial value of a six-month forward contract on the stock?

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The forward contract's initial value is 50.01 and its forward price is 1.9540.

Forward Contract: What is it?

A forward contract is a sort of derivative in which the underlying asset is sold at a defined price and at a later time. The contract includes the writer and the buyer as the two parties. Interest, currency exchange rates, metal, stocks, etc. are examples of the underlying asset in a derivative contract.

Given:

Dividend = $1 per share

Stock price = $50

Risk-free rate = 8% per annum

Present value of income from security= ( dividend X [tex]e^{-risk- free interest rate X \frac{2}{12} }[/tex]) + (dividend X [tex]e^{-risk- free rate X \frac{5}{12} }[/tex] )

= ( 1 X [tex]e^{-0.08 X \frac{2}{12} }[/tex] ) + (1 X [tex]e^{- 0.08 X \frac{5}{12} }[/tex] )

= (1 X 0.98676) + (1 x 0.96722)

= 0.98676 + 0.96722

= 1.9540

Forward Price = (stock price - present value of income from security) X [tex]e^{- risk - free rate X \frac{6}{12} }[/tex]

= ( 50- 1.9540) X [tex]e^{-0.08 X \frac{6}{12} }[/tex]

= 48.046 X 1.041

= 50.01

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which two phrases represent the views of globalization? choose two answers. a. a pendulum that swings from one extreme to another b. a competition among key financial centers and markets c. a continuing force sweeping through the world d. an unplanned result of corporate responses to a variety of opportunities e. a trading of goods and services between the most and least regulated countries g

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An unplanned result of corporate responses to a variety of opportunities and trading of goods and services between the most and least regulated countries represents two phrases that represent the views of globalization.

The answer is option D and E.

As a result, globalization hastily improved. However, globalization, like a pendulum, is not able to hold stepping in one direction.

Fast globalization in the 1990s and the 2000s observed some full-size backlash. First, the fast increase of globalization brought about the traditionally defective view that globalization is new.

There are 3 forms of globalization.

Economic globalization. Right right here, the focus is on the mixture of international monetary markets and the coordination of financial change. Political globalization. Cultural globalization.

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a rightward shift of the market demand curve for mp3 players, ceteris paribus, causes equilibrium group of answer choices price to decrease and equilibrium quantity to decrease. price to increase and equilibrium quantity to decrease. price to decrease and equilibrium quantity to increase. price to increase and equilibrium quantity to increase.

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A rightward shift of the market demand curve for mp3 players, ceteris paribus, causes equilibrium price to increase and equilibrium quantity to increase.

   When a demand factor other than price changes, the demand curve will alter. It happens when the supply of goods and services increases or decreases despite no change in price.

reasons of a commodity's demand curve shifting to the right include:

Rise in consumer incomes: When consumer incomes rise, demand for regular items typically rises at the same price. As a result, the commodity's demand curve changes to the right, indicating an increase in demand.

Price increase for a substitute product: When an item's price goes up, demand for the substitute good increases at the new price. As a result, the good's demand curve shifts to the right, indicating an increase in demand.

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Conducting research about an occupation, company, or job can increase your employability by up to _____. a. 5% b. 15% c. 25% d. 35% please select the best answer from the choices provided a b c d

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Conducting research about a company, job, or occupation can increase your employability by up to 25%. Thus, the correct answer option is (c) 25%.

Whenever you apply for a job in a company, you should always first conduct research about the company you want to work for and the job you are applying for. This is because it makes you well aware of the company’s history, vision, mission, marketing strategies, and products offered. In turn, that shows your possible interviewer your interest in the job that you would really like to have it.

The information you obtain through research can benefit you in getting the job, as it enables you to give your best possible impression in the interview.  

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in 2018, montpelier inc. issued a $100 par value preferred stock that pays a 9 percent annual dividend. due to changes in the overall economy and in the company's financial condition, investors are now requiring a 10 percent return. what price would you be willing to pay for a share of the preferred if you receive your first dividend one year from now?

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$90  would you be willing to pay for a share of the preferred if you receive your first dividend one year from now.

Dividend =Par value preferred stock × Annual dividend percentage

Dividend=$100 par value ×9%

Dividend=$9

Price = Dividend ÷ Return percentage

price =  $9÷10%

Price = $90

What is dividend and how its work?

A dividend is a portion of a company's profits that is given as either stock or cash to shareholders; it is often paid on a quarterly basis as a gift to investors. The declaration of a company's intention to pay a dividend on a specific date is as good as a promise, unlike the share price, which might fluctuate from day to day.

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a company establishes control with its most recent of a series of purchases of company b's voting stock. what are the valuation implications for company a's investment in company b as of the date control is obtained? multiple choice question. company b will be valued in total as the sum of the acquisition prices of each of the series of purchases. company b will be valued as the sum of the preacquisition equity method balance plus the purchase price that established control. company b will be valued in total at its control-date fair value.

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Option (c), which states that Company B will be valued overall at its control-date fair value, is the proper choice.

What options does the parent business have to record the investment on separate books?

The consolidated method and the equity method are two well-liked accounting solutions. The revenue from a subsidiary firm is recorded by parent companies using the equity method and is adjusted every fiscal period.

What time period should be considered the purchase date for a corporate merger?

The date the acquirer takes control of the acquiree is known as the acquisition date according to IFRS 3. This is typically the designated closure or completion date in a combination made pursuant to a sale and purchase agreement (The transfer of consideration, the issuance of acquiree shares, or the acquisition of underlying net assets).

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Scenario #1: A new restaurant on a dock over a bay is trying to figure out its customer patterns. When the weather is nice, the restaurant gets really crowded between noon and 9:00 at night because everyone wants to sit outside. The owners get large crowds of people waiting for those few outside tables. They don’t want to require reservations because they know they get a lot of their business from walk-ins. What could they do to keep the flow smooth during busy times?

Answers

The management of the restaurant can keep the work flow smooth during busy times by:

expanding the existing restaurantemploying more staffs to fast-pace the deliverimprove customer's relation and satisfaction.What do we call a smooth work flow?

In layman word, a smooth work flow means a work process that runs smoothly, with no problems in delivering a service. In manufacturing, a smooth flow means the process whereby all the information that is relevant to a manufacturing job is delivered consistently and smoothly through every step of the process starting from sales, planning, design, manufacturing engineering and then production.

This approach of smooth work flow ensures a clearer communication, ownership and accountability at each step of the process as well as  a seamless handovers.

By expanding the existing restaurant; the location will have more space to contain the customers during busy period, by employing more staffs to fast-pace the deliver; they will attend to large demands at a time and by improving the customer's relation and satisfaction, this will ensured a seamless customer experience during busy period.

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a written contract to sell timber rights is performed by both parties. six months later, the seller has second thoughts and wants to reclaim the rights under regulation z. what is the likelihood that the seller will succeed?

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Any agreement reached by two parties, whether in writing or verbally, may be upheld in court. A signed document is crucial because it demonstrates that both parties agreed to the same terms and serves as evidence that an agreement actually exists.

Both parties adhere to the terms of a documented agreement to sell timber rights. The seller changes their mind after six months and wishes to retrieve the rights under Regulation Z. How likely is it that the seller will be successful?

Solution: If the seller feels he was taken advantage of, slightly.

A real estate contract must include a legal purpose, legally capable parties, agreement by offer and acceptance, consideration, and consent in order to be deemed valid.

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Answer Slight, if the the seller feels like he was taken advantage of.

Good, because Regulation Z requires the contract be in writing.

Nonexistent, since this contract has nothing to do with a violation or, or compliance with, Regulation Z.

Excellent, because landowners are not allowed to sell timber rights under Regulation Z.:

a

Explanation:

Imagine that you are conducting a competitive analysis for a dog grooming business in your area. Put the steps in order by matching each item to the answer.

Answers

Answer:

identify your niche → step 1

Analyze your own brand → step 2

Compile a list of Competitors → step 3

Divide your competitors in two groups → step 4

Analyze each competitor brand → step 5

Develop a marketing strategy → step 6

Note → I hope these are helpful. If I am wrong then please let me know

what is a reason a company would want its own warehouse? multiple choice to fulfill its large warehousing needs internationally to provide customers with more control over their goods to avoid the special handling of goods that public warehouses provide to avoid having total control over distribution to avoid paying high fixed costs for public warehouse maintenance

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A reason that a company might want to own a warehouse is to provide customers with more control over their goods.

We can describe a warehouse as a large place where goods can be stored. If a company has a warehouse, then this means that it can store extra products in the warehouse and provide them to customers whenever needed.

A warehouse can increase the sales of a company as increased products mean increased sales. A warehouse helps in the management of sales chain development.

A warehouse means that the customers can have a grip of their goods and can store their products.

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the following lots of a particular commodity were available for sale during the year: beginning inventory 10 units at $55 first purchase 25 units at $65 second purchase 30 units at $68 third purchase 15 units at $70 the firm uses the periodic system and there are 25 units of the commodity on hand at the end of the year. what is the amount of the inventory at the end of the year using the lifo method?

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At the end of the year, there is $1,645 in inventory. Using the average cost approach, the value of the inventory was determined.

The average cost method is what?

The average cost technique of inventory valuation is used to determine the worth of inventories based on those costs. Calculating the average cost is done as follows:

Given:

Average cost = Total cost /Number of units

10 pieces for $55 are in the initial inventory.

Initial investment is 25 units at $65

Purchase number two is 30 units for $68.

The third acquisition is 15 units for $70.

25 units of the commodity are currently in stock.

The attachment calculates the total cost and inventory amount.

We'll figure out the typical price.

This is how the average price will be determined:

Cost on average $5,265 80

Cost on average is $65.8125.

As a result, the closing inventory value will be:

Inventory closing = 25 x $65.8125

Inventory closing = $1,645.31

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concerning sources of agency revenues, the following apply select one: a. most of the revenue comes from a combination of car rentals and cruises b. cruises and tours produce the best commissions c. airlines are no longer a source of revenue d. hotel, rail, car rentals and cruises predominate e. none of the above is correct

Answers

The best commissions come from tours and cruises.

The ideal answer is B.

What are the sources for the travel company?

The commissions that a retail travel agency receives from the suppliers are its principal source of income. The rate of commission varies, though, depending on the organization and the specific travel component.

Who built the earliest roads the best?

The Romans were the most meticulous road builders in antiquity, and they were acutely aware of... Roman roads stand out for their precision, sturdy construction, cambered surfaces that aid in drainage, and use of concrete manufactured from pozzolana (volcanic ash) and lime.

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the marginal propensity to consume is: group of answer choices total consumption in a given period divided by total disposable income the fraction of each additional dollar of disposable income spent on consumption the percentage of total disposable income spent on consumption that part of the consumer dollar that goes to the purchase of investment goods

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The percentage of every additional dollar of disposable income spent on consuming is known as the marginal propensity to consume. Here option B is correct answer.

The marginal propensity to consume (MPC) is a concept used in economics to describe the portion of a customer's overall income rise that they spend on spending rather than saving.

The marginal propensity to consume (MPC) index measures the proportional increase in spending that occurs with income growth. It quantifies the portion of additional income that is spent on consumption as opposed to savings, to put it another way. The Keynesian economic theory uses MPS most commonly.

MPS is simply calculated as the difference between the observed change in income and the observed change in savings. A consumer's marginal propensity to save (MPS), in accordance with Keynesian economic theory, is the portion of an increase in overall income that they decide to save as opposed to spending on goods and services.

Complete question:

The marginal propensity to consume is:

A - Total consumption in a given period divided by total disposable income

B - The fraction of each additional dollar of disposable income spent on consumption

C - The percentage of total disposable income spent on consumption that part of

D - the consumer dollar that goes to the purchase of investment goods

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business historians typically divide the history of american business into five distinct eras. during this specific era, power shifted to the consumer, more focus was put on the consumer, and many products and services began to flood the market. which era fits this description?

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Business historians typically categorize American business history into five major eras. This particular period saw a shift in power toward the consumer, increased customer attention, and a proliferation of goods and services that flooded the market. The marketing era fits this description.

The marketing idea became the dominant business trend in the years immediately after the Second World War.

According to Keith, there have been four different periods in American history where marketing has developed into the significance it holds now within businesses. The production period, the sales era, the marketing era, and the marketing company era are some of these eras.

Industries first understood that concentrating solely on their own demands can leave customers unsatisfied in the 1940s. At this point, organizations' marketing strategies entail determining what their target market wants and then skillfully tailoring initiatives to meet those demands.

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because of the poor publicity at a fellow franchise location, you notice that sales at your location have decreased. the impact of the poor publicity on your company is referred to as

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A franchise (or franchising) is a technique of selling goods or services that involves a franchisor who creates the brand's trade name and business model and a franchisee who pays a royalty and frequently an upfront fee to have the right to use the franchisor's name and system.

When your lucrative franchise collapses outright?Getting managerial and marketing know-how from the franchisor is one of the benefits of a franchise. The coattail effect is what happens when your profitable franchise falls merely as a result of other franchisees failing.Being undercapitalized is one of the main reasons why a franchisee fails. A slow start-up or the franchise operation needing more working capital than what was declared in the franchise disclosure agreement can both contribute to a lack of adequate working capital.In the event that a franchisor goes bankrupt or fails in some other way, a franchisee often has no rights under a franchise agreement. In most cases, only the franchisor has the authority to end the franchise agreement if the franchisee experiences financial difficulties such as insolvency or bankruptcy.The ideal solution for a franchise that is struggling is frequently for the franchisee to sell the company to a third party who then takes over as the new franchisee for that region. Due to this, the failed franchisee may end its compliance with the terms of the franchise agreement and any lease.

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the price of a bottle of pepsi is $4.00, the price of a hotdog $8.00, and the price of an order of nachos is $12.00. what is the relative price of a nachos in terms of bottles of pepsi?

Answers

The relative price of nachos in terms of bottles of Pepsi is calculated to be 3 if the price of a bottle of Pepsi is $4.00 and the price of an order of nachos is $12.00.

The relative price of a product can be described as the quantity of some other product that can be exchanged for a specified quantity of the given product.

Relative price is expressed as the ratio between the prices of two goods or services.

As the price of an order of nachos is $12 and the price of a bottle of Pepsi is $4; therefore the relative price of nachos in terms of bottles of Pepsi can be calculated as follows;

relative price = 12 / 4

relative price = 3

Therefore, the relative price of nachos will be 3 in terms of bottles of Pepsi.

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Manufacturing automation and office automation are examples of ______ that are forces for change outside the organization.

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A manufacturing automation and office automation are examples of technological advancement that are forces for change outside the organization.

What is an External forces in business?

In a typical organization, the external factors are the aspects outside the company that affect its main operations, strategy, and success. Most businesses cannot control these external factors, however, their response to its can affects business outcomes.

These external forces are categorized as follows which includes Political, Economic, Social, Technological, Environmental, Legal etc. So a technological advancement is an example of a forces for change that lies outside the organization.

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the marketing department at kroger is using software to measure and interpret the effectiveness of a new promotional campaign it launched on sustainable seafood. it wants to evaluate the return on investment of the campaign and make changes to the campaign if needed. which tool is kroger most likely using?

Answers

The marketing decision support system tool is Kroger's most likely used.

A marketing decision support system, regularly abbreviated as MKDSS, is a gadget that facilitates you to attain a decision primarily based in your organization's advertising goals.

Advertising and marketing are complex, so anything which could streamline your efforts and provide you with an assisting hand is worthy of consideration.

Using this approach, it's far possible to predict with a high-quality deal of reliability what would appear if a selected situation has been chosen and pursued.

One main advantage of a marketing choice aid gadget is the ability to mission the outcomes of diverse situations earlier than making a real investment.

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What is promotion?
A.
It is the method of demonstrating how marketing mix can be implemented in a business.
B.
It is the method of communicating the process of buying a product.
C.
It is the method of creating awareness about a product amongst the people.
D.
It is the method of informing customers about the functions of marketing.

Answers

Answer: It is the method of creating awareness about a product amongst the people.

Explanation:

your company just received its bank statement, which indicates that the balance is $5,250. the cash balance in your books is, however, $4,950. you know as well that there is a note receivable collected by bank for $300 that explains the difference. to reconcile the bank statement with the cash balance in your books, you should...

Answers

To reconcile the bank statement with the cash balance in your books, you should Reduce the bank statement by $300.

Statements of bank reconciliation have confirmed that cash receipts have been placed into the bank and that payments have been handled. The reconciliation statement shows differences between the bank balance and the book balance, which aids in processing any necessary adjustments or corrections.

In order to make modifications to the accounting records, address any discrepancies, and spot fraudulent activities, you would perform a bank reconciliation by comparing the cash balances on the balance sheet to the matching amount on your bank statement.

Bank Reconciliation Procedure:

Add back any deposits that are currently in-transit using the cash balance shown on the bank statement. Subtract any unpaid checks. You'll see the most recent cash balance in the bank. The company's ending cash balance is then increased by any interest earned and the number of notes receivable.

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if werner company's variable expenses are 55% of sales, and at a $400,000 sales level, the degree of operating leverage is 5. if sales increase by $30,000, the new degree of operating leverage will be (rounded):

Answers

The new degree of operating leverage will be 3.91.

What is leverage?Using borrowed money (debt) to finance an asset acquisition  in the hope that the income from the new asset or capital gains will exceed the cost of borrowing is called financial leverage. This concept summarizes the definition of leverage. Leverage is the amount of debt a company has in its debt equity combination. A company with more debt than the industry average  is considered highly leveraged. People use leverage when they borrow money to buy assets or with the hope of growing their money in the future. For example, if you take out a loan to invest in your side business, investing in your side business can help you make more money than if you didn't pursue the business at all.

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a bank has tier i capital of $90 million and tier ii capital of $70 million. the bank has total assets of $2,522 million and risk-weighted assets of 2,017.6 million. this bank is

Answers

Under-capitalized.

The highest quality capital available to a bank is called Tier I capital, which is mostly made up of share capital and stated reserves. On the other hand, some reserves and specific subordinated debt types make up Tier II capital.

What do banks' Tier I capital and Tier II capital mean?The highest quality capital available to a bank is called Tier I capital, which is mostly made up of share capital and stated reserves. On the other hand, some reserves and specific subordinated debt types make up Tier II capital.A bank must maintain a capital reserve ratio of 8%. For Tier 1 capital, it is currently set at 6%, and for Tier 2 capital, the remaining 2%. The typical method for calculating a bank's capital ratio is to divide its capital by all of its risk-based assets.To arrive at the total risk-weighted assets, the risk weighting is a percentage that is applied to the relevant loans. Divide a bank's Tier 1 capital ratio by its Tier 1 capital.  

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while change using the methods of organization transformation may be described as being , change using organization development may be described as being

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While change via organizational transformation techniques may be described as revolutionary, change using organizational development may be regarded as being evolutionary.

What is organizational development?

Organizations can improve their capacity for change adaptation and boost their effectiveness by developing, upgrading, and combining strategies, structures, and processes. It is thought that this process is organizational development.

This definition has a few components that strike up.

Process that is both critical and scientific. OD is a methodical, evidence-based practice. It's doesn't  involve experimenting and observing. Increase your ability to adapt and your effectiveness. Effectiveness and efficiency in an organization is the goal of organizational development. As a result, it has a variety of (business) results. These can vary depending on the company, but typically include things like financial success, customer happiness, member participation in the organization, and an improved ability to adapt and renew the organization. Creating, enhancing, and consolidating plans, arrangements, and procedures.

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